Earcpl credit card

Complaint regarding unauthorized EARCPL credit card reflected in CIBIL report with 35 late payment defaults despite never applying for or using the card.

Posted on by Consumer Court
Name of Complainant bhanu prakash tiwari
Date of ComplaintOctober 5, 2026
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link

I am a law-abiding consumer with a genuine credit history. Upon checking my CIBIL report, I discovered that an EARCPL credit card was reflected in my name. I have never applied for, received, activated, or used any credit card issued by EARCPL. The account falsely shows 35 delayed payment defaults, severely damaging my CIBIL score […]

Read More...

Fake loan showing in my account

Posted on by Consumer Court
Name of Complainant SHOBHA PATEL
Date of ComplaintAugust 16, 2026
Name(s) of companies complained against
Category of complaint Cyber Crime
Permanent link of complaint Right click to copy link

Subject: Credit report correction request — account XXXXXX9279 Dear Team, I am writing to bring to your attention a discrepancy in my credit report regarding an account with your organization (Account Number: XXXXXX9279). This account is appearing on my credit report, but I have never applied for or availed of any loan or credit facility […]

Read More...

EARCPL Credit Card

Posted on by Consumer Court
Name of Complainant M Rajappan
Date of ComplaintApril 27, 2026
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link

The credit card by EARCPL has been issued under my name sometime in , December 2017with a last update by bureau date as December 2017 . This card has been regularly updating delayed payments under my name for a nominal amount which has severely impacted my credit scores. I do not know whom and where […]

Read More...

URGENT: EARCPL Credit Card not requested, impacting my credit scores

Posted on by Consumer Court
Name of Complainant SANGITA MOTE
Date of ComplaintFebruary 25, 2026
Name(s) of companies complained against ,
Category of complaint Banking
Permanent link of complaint Right click to copy link

A credit card by EARCPL has been issued under my name sometime in , oct 2020 with a last update by bureau date as oct 2020. This card has been regularly updating delayed payments under my name for a nominal amount which has severely impacted my credit scores. I do not know whom and where […]

Read More...

Dispute of Unauthorized EARCPL Credit Card Entry in CIBIL Report

Posted on by Consumer Court
Name of Complainant SANKET BHATT
Date of ComplaintFebruary 21, 2026
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link

I wish to dispute an unauthorized credit card account issued by EARCPL that is appearing in my CIBIL report. I have never applied for or used any credit card from EARCPL. However, the report shows the account opened in 2009 with a credit limit of ₹24,363, usage of ₹44, and an overdue amount of ₹155. […]

Read More...

EARCPL company had issued a credit card on my name without my consent and now it’s spoiling my Cibil Score.

Posted on by Consumer Court
Name of Complainant Mrigendra Tiwari
Date of ComplaintJanuary 27, 2026
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link

EARCPL company had issued a credit card on my name without my consent and now it’s spoiling my Cibil Score. This credit showed that it was started from 2020 but till now I haven’t used it still it show amount used rs.496 out of the card limit of 10000. EARCPL company had issued a credit […]

Read More...

EARCPL Credit Card affecting my cibil score for delayed payments

Posted on by Consumer Court
Name of Complainant Raghu Vadnala
Date of ComplaintJanuary 13, 2026
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link

A credit card by EARCPL has been issued under my name sometime in January 2018, with a last update by bureau date as December 2025. This card has been regularly updating delayed payments under my name which has severely impacted my credit scores. I don’t know to whom I should contact or how to close […]

Read More...

URGENT: EARCPL Credit Card not requested, impacting my credit scores

Posted on by Consumer Court
Name of Complainant William Joseph
Date of ComplaintJune 18, 2025
Name(s) of companies complained against
Category of complaint Internet Services
Permanent link of complaint Right click to copy link

A credit card by EARCPL has been issued under my name sometime in May 2005, with a last update by bureau date as December 2023. This card has been regularly updating delayed payments under my name for a nominal amount which has severely impacted my credit scores. I do not know whom and where to […]

Read More...

EARCPL Credit Card

Posted on by Consumer Court
Name of Complainant Mona Abhishek Chandani
Date of ComplaintMay 10, 2025
Name(s) of companies complained against
Category of complaint Internet Services
Permanent link of complaint Right click to copy link

t has come to my notice that a credit card has been issued under my name by an entity named EARCPL. I would like to clearly state that I have never applied for or authorized the issuance of any such credit card. Due to this unauthorized card, my CIBIL credit score has dropped significantly, and […]

Read More...

Credit score low due to Earcpl credit card which nave not used

Posted on by Consumer Court
Name of Complainant Dhanaji Namdev Pawar
Date of ComplaintMay 5, 2025
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link

respected Sir, It has come to my notice that a credit card has been issued under my name by an entity named EARCPL. I would like to clearly state that I have never applied for or authorized the issuance of any such credit card. Due to this unauthorized card, my CIBIL credit score has dropped […]

Read More...