| Name of Complainant | |
| Date of Complaint | July 18, 2022 |
| Name(s) of companies complained against | |
| Category of complaint | Cyber Crime |
| Permanent link of complaint | Right click to copy link |
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I WAS DOWNLOAD RAM LOAN APP IN MY ANDROID MOBILE FOR LOAN PURPOSE ON DATED 13.07.2022. I TRYED TO APPLY LOAN THROUGH RAM APP FOR AN AMOUNT OF RS. 50,000/-. DURING THE INITIAL PROCESS FOR APPLYING LOAN, RAM APP ASKED ABOUT MY PERSONAL INFORMATION LIKE NAME, DOB, ADDRESS, CONTACT NUMBER, PHOTO, AADHAR CARD AND PAN CARD. I FILLED ALL THE DETAILS CORRECTLY AND UPLOAD ALL NECESSARY DOCUMENTS. AFTER UPLOADING THE DOCUMENTS RAM APP SHOWING LOAN AMOUNT ONLY RS. 7000,/-(RUPEES SEVEN THOUSAND ONLY) AS I NEED LOAN FOR AN AMOUNT OF RS. 50,000/- (RUPEES EIGHTY TWO THOUSAND ONLY) BUT RAM APP SHOWING RS. 7000/ ONLY, SO I CANCELLED MY LOAN REQUEST APPLICATION AND DID NOT PROCESSED. ON THE SAME DATE I.E 06.07.2022 AN AMOUNT OF RS. 3780/- (RUPEES THREE THOUSAND SEVEN HUNDRED EIGHTY ONLY) WAS CREDITED INTO MY ACCOUNT BY RAM APP WITH TRANSACTION ID 219472614844 AND TRANSACTION DESCRIPTION I.E IMPS/P2A/219422642510/RAMANDOG/ICICIBAN/28848154. AS I NEED LOAN FOR AN AMOUNT OF RS. 50,000/- BUT RAM APP CREDITED ONLY RS. 3780/-. SO I TRIED TO REPAY THAT AMOUT AND IT WAS ASKING TO REPAY 7000 AND I PAID 7000 RUPEES THROUGH RAM APP PAYMENT PROCESS (I.E UPI PAYMENT) ON 17.07.2022. THEREFORE, RAM APP STAFF CALL ME AND USED ABUSING LANGUAGE AND THREATING TO PAY AGAIN RS. 7,000/- THROUGH RAM APP. THEY CALL ME MANY TIMES AND SAID I ALRADY PAID PLESE CLOSE MY LOAN ACCOUNT AND THEY ARE TELLING ITS NOT UPDATED I GAVE THEM MY SCREENSHOT . BUT THEY STILL USING ABUSING LANGUAGE AND THREATING ME TO PAY AGAIN AMOUNT OTHERWISE NECESSARY LEGAL ACTION WILL BE TAKEN AGAINST YOU AND THEY HAVE TAKEN ALL MY CONTACT LIST FROM MY MOBILE .
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