Not taken this Loan, but showing on my CIBIL Report

Name of Complainant Sachin Bhardwaj
Date of ComplaintOctober 6, 2026
Name(s) of companies complained against
Category of complaint Miscellaneous
Permanent link of complaint Right click to copy link
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Text of Complaint by Sachin Bhardwaj:

Hello Team,

My name is Sachin Bhardwaj. I recently checked my CIBIL report and noticed two gold loans of ₹12,000 and ₹24,500 reported under my name.

I would like to clarify that I have never applied for, taken, or authorized these loans, and I have not received any confirmation or communication regarding these loans. I believe my personal information may have been misused by someone to obtain these loans without my knowledge or consent.

I kindly request you to investigate this matter urgently and remove/correct these unauthorized loan accounts from my CIBIL report after verification. Please also provide me with the details of these loans, including the lender and loan account information, so I can understand how they were reported under my name.

I request you to resolve this matter at the earliest. If the issue is not addressed, I may have to file a formal complaint with the appropriate authorities.

Please look into this matter and confirm the next steps.

Thank you for your support.

Regards,
Sachin Bhardwaj

Image Uploaded by Sachin Bhardwaj:

Not taken this Loan, but showing on my CIBIL Report

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