Fraud and scam

Name of Complainant Shivam Kumar
Date of ComplaintMarch 28, 2022
Name(s) of companies complained against
Category of complaint Cyber Crime
Permanent link of complaint Right click to copy link
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Text of Complaint by Shivam Kumar:

I received a pre-approved loan offer for Rs. 4,000 from Cash Cola in November 2021. After a few days, I had an emergency and needed some money, so I checked the offer again. It showed the total amount as being approved for Rs. 4,000. I tried to check their terms and conditions before the process, but nothing was mentioned or any such information available there. but after that I just clicked on this link that showed a loan offer. After some time, Rs. 2400 was credited to my bank account, and when I checked the CashCola app about the status for the same, it was showing Rs. 4000 as the due amount, which I had to pay within 6 days. I contacted the staff about this issue, and they said Rs. 1600 was the processing fee. I was shocked about this happening. After 2-3 days, I got a call from the CashCola executive about the due payment of Rs.4000. I requested that I could only pay Rs. 3000 because they did not tell me anything before processing the loan amount. The executive said ok, and then he sent me a payment link to make a payment. I got the link after 2 minutes, and tried to make a payment of Rs. 3000, but it showed a total of Rs. 4000 as the due amount. I paid Rs. 3000 and sent him a screenshot of the payment. After payment, I checked the cash cola app’s status and it’s showing still Rs. 4000 overdue. I ignored it and deleted the app. After some days, I got a call from the same executive for the overdue amount of Rs. 15000. I said i already paid Rs.3000 then he replied to me like they didn’t received any amount from me and reflected this issue to a fraud happening with me. I again ignored them and disconnected the call. Now they’re calling me and saying that I have become total over due amount is Rs.4,0000. If I don’t pay them right now, they’ll register a case against me. I asked them to send me an email with the breakdown of the total Rs.40,000 over due amount along with the terms and conditions of the company because i don’t know them, are they real people from cash cola or scammers. but they refused for sending any official mail. Now they are using abusive language while talking, even this was the girl (Ritu Verma/Lalit – 8527108612). They were seem like already a fraud people. This is a very big scam perpetrated by clever people in the market and all the innocent people are victims of this fraud. I hope the government of India will take any action against these kind of people.

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