EMI Amount deducted twice and Interest amount is not refunded

Name of Complainant Robert
Date of ComplaintOctober 21, 2022
Name(s) of companies complained against
Category of complaint Electronic Appliances
Permanent link of complaint Right click to copy link
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Text of Complaint by Robert:

I bought a MacBook Air at Apple Store, Chennai for Rs.99,110 on Sep’11 using Zest EMI Payment method (12 months/ Zero Interest).

I paid (manual payment) my first installment of Rs. 8973.59 (Principal Amount= Rs. 7942.85 + Interest = Rs. 1030.74) on Oct’05 using the Zest App. Zest person-in charge told me that every month Rs. 1030.74 will be deducted, but it will be refunded within a few days.

Within 5 days, on Oct’12 same amount of Rs. 8973.59 was automatically deducted from my account as the first installment. Attaching the screenshot for your reference.

On the same day I called the customer care support and explained the situation. I was told,

1. Within 7 days the deducted amount of Rs. 8973.59 will be refunded to my account.
2. The interest of Rs. 1030.74 paid on Oct’07 will also be refunded.

But till now, I have not received my refund. Please clarify

Image Uploaded by Robert:

EMI Amount deducted twice and Interest amount is not refunded

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