Name of Complainant	Payal
Date of Complaint	June 27, 2022
Name(s) of companies complained against	Kreditcoin
Category of complaint	Cyber Crime
Permanent link of complaint	Right click to copy link
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I haven’t taken any loan but receiving multiple fraud messages.

“Important Notice ❗ *[KreditCoin]*Dear user, we regret to inform you that your loan on *[KreditCoin]* is overdue. Despite our best efforts to contact you and request payment, your loan has not been repaid. If you don’t pay, it will be considered a *serious* violation and we will take legal action against you. Worst of all, you will be identified as a willful defaulter, will be convicted of wilfully defrauding a loan, and criminal proceedings can be instituted under Sections 403 and 415 of the Indian Penal Code, 1860 (IPC). Your case will be heard in public, and your family, friends, colleagues and leaders will be contacted for audit and hearing. So please consider this text message as our last chance to remind you.
If you are interested in negotiating payment, please log in *[KreditCoin]*
Download link https://bit.ly/3Hj3kjW”

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