Cyber Crime

Name of Complainant nihal thakur
Date of ComplaintOctober 6, 2022
Name(s) of companies complained against
Category of complaint Cyber Crime
Permanent link of complaint Right click to copy link
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Text of Complaint by nihal thakur:

I have been fraudulent by this app called : RupayeKey which is a loan app supported by a NBFC called- gaganbase. Basically they took all my details like -adhaar card , pancard , bank account details, friends contact my photograph . They without my permission or confirmation grant me a loan which I didn’t initiate of rupees 1200 , I tried to stop this process by customer support page but there was no assistance , i tried calling them there was no response and was a invalid number. Within 15 min they debt me 1200 rupees in my account and when i opened the app again, i saw a debt of of rupees 2014 rupees which i have to pay within 6 days of span .They charged me with 40 percent interest rate which was hidden and not disclosed earlier, and there was no mention of any accessing fee so, on 1200 rupees i have to return them 2014 which is rupees 814 extra as interest rate n some sort of fee, which i never initiated or agreed with, later on while suffering on internet I came across reviews, this has been done with many people around. They threaten them calling and pestering them with abusive language and warn them about leaking there pictures , calling there contact list members and whatsapp messaging them. Even when we pay the amount they say they haven’t received any sort of payment and try to make fool and add charges overdue . This is a threat to my privacy n my personal details and photographs which is against my RIGHT TO PRIVACY mention in ARTICLE 21 in INDIAN CONSTITUTION. I request you to help me with my concern.

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