| Name of Complainant | |
| Date of Complaint | February 3, 2026 |
| Name(s) of companies complained against | Vodafone |
| Category of complaint | Mobile Phone |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I would like to lodge a formal complaint against RK Bansal Ram Fincorp regarding unfair lending practices, illegal charges, and non-compliance with RBI guidelines.
I had applied for a loan of ₹13,000 only from the above-mentioned firm. However, at the time of disbursement, more than ₹3,000 was deducted as charges, and I received a much lower amount than agreed, without any proper explanation or transparent breakdown.
Now, the lender is showing an outstanding due amount of ₹53,000+, which is completely unjustified, arbitrary, and fraudulent. This amount is many times higher than the loan amount I actually received.
The company:
Did not provide a clear loan agreement or transparent interest calculation
Added excessive and hidden charges without consent
Is violating RBI fair lending practices
Is harassing me for repayment of an inflated amount
This appears to be a loan scam and financial exploitation of customers.
I request the RBI/concerned authority to:
Investigate RK Bansal Ram Fincorp immediately
Take strict action for violation of RBI norms
Cancel the illegal excess amount charged to me
Provide me protection from harassment
I am ready to provide all supporting documents, call records, messages, and payment proofs if required.
Kindly take this complaint seriously and help me get justice.
Thanking you.
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