| Name of Complainant | |
| Date of Complaint | March 28, 2022 |
| Name(s) of companies complained against | HDFC BANK LTD |
| Category of complaint | Electronic Appliances |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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Dear Sir/Madam,
I Deepak Yadav from Dhanbad had bought a refrigerator on 3rd May 2019 under CD-Loan which Loan No is-6476895 from HDFC Bank.The product amount was Rs.18,000/-, In which I was paid Rs. 5,000/- as down payment to the dealer,India Vision. Accordingly the loan amount should have been Rs. 13,200/-.But here,according to the Bank’s statements, the loan amount is seen as 16992/-.The monthly installment (EMI) was Rs. 2,999/-,which gave by me to the bank in 4 EMIs.Delayed to submit 2 EMIs but I submitted it next day with fine.According to me ,I don’t have any outstanding balance,despite this the message is being sent repeatedly by the bank & when I complained about this,It is being deferred by the Bank’s employee.The extent was reached when the bank deducted Rs 18888/- from my a/c on 2nd August 2021 saying that overdue charges have been deducted. Even after deducting the amount overdues charges are being shown by loan statement. Due to this my CIBIL Score is hampering day by day.
So, kindly request to the management pls pls pls resolve the issue asap.
