Moneytap loan app harassing my family member and abusing them to paying the loan

Name of Complainant Sanju Rao
Date of ComplaintJuly 13, 2023
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Sanju Rao:

My name is Sanju Rao and i am resident of ghaziabad i have taken a loan from moneytap on 08 dec 2022 of 80000 at 36% interest charge i had taken this loan earlier also and repaid ( foreclosure)before time as We are middle class people and there is one or the other ups and downs in life, so due to some medical emergency, I took it again and unfortunately I lost my job at the same time, but still I kept giving emi by arranging something from somewhere before time and even after due date but till date it is definitely given still moneytap has kept automatic setting of emi bounce everyday so that I get bounce or charge message everyday and money is deducted from my account 540 if balance is there So it is really very sad in our situation where I am jobless and have trouble to eat, also my credit score is deteriorating like this, but from some time as my emi due date is 05 every month but before that Only their recovery agents call me and threaten me by sending WhatsApp messages even though I have auto debit, now I can’t tolerate all this and I don’t have money because of no job. I am not in a position to repay the loan now but as soon as I get a job and have money I will settle but till then I request you to please save me from them and I will no longer receive their call messages or emi bounce charge. I’m not in situation right now to pay Please help, these people are threatening to call on contact details and send recovery agents, which is against RBI rules.

I never denied to pay but can’t pay now.
Money tap constantly calling my contact detas and my relatives. They actually harassing them and spoiling my name in relatives and friends by using fraud word

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