|Name of Complainant|
|Date of Complaint||October 19, 2022|
|Name(s) of companies complained against|| Aditya birla housing finance
|Category of complaint||Banking|
|Permanent link of complaint||Right click to copy link|
|Share your complaint on social media for wider reach|
Bank ADitya Bank
I am seriously unable to explain my frustration and harassment by Aditya Birla Housing finance. In the last 5 years, I wrote numerous emails to the Bank to resolve my issue permanently, but every time I have to go through a lot of harassment.
A brief summary of my concern We I borrowed a home loan in 2017 August amounting to Rs 5200000 lacs, a Tenure of 25 years ( 300 months ), and ROI ( 7.2% – 7.5% )as committed by the Bank. From that date to date every half year either my tenure and ROI are increased without any prior notice. Whenever I contact the bank to revise my ROI they make changes for the month of two and increase my tenure. Regarding this, I had to contact the senior leadership of Aditya Birla and for a time my issue gets resolved but to my surprise again after 3-4 months the same thing happens. I am not sure despite paying my installments on time why they are harassing and forcing someone to take the extreme step.
For a Loan of 5200000 lacs, I was entitled to pay 12,000,000
Whereas now they made changes and want me to pay 14,680,000
Tenure increased from 297 months to 367 months
Please refer to my attachments and frequent changes to my tenure.
I want my tenure to be the same as it’s next to impossible at age of 70 years.