Having issue with paylater effecting my cibil score

Name of Complainant haritha
Date of ComplaintJuly 8, 2022
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by haritha:

I am Haritha, customer of your flipkart. I was having a problem with the flipkart paylater
it is effecting my cibil score and i am not getting any loans and credit cards due to this.

let me expalin the thingsin detail, Back in 2019 i have used flipkart paylater option
i have used it and paid my dues on time until march, 2020. Later Covid came into picture and
the paylater account which i have used showed me that the option is not available due to the on ongoing conditions
so i have stopped using it. i have cleared all the dues by that time. i am not having any overdues
i left that account and have not used it later. Now in 2022, when i noticed an overdue with IDFI first Bank
for 1300/- in my cibil report, i went to bank and enquired about it. They told me that it was for Flipkart paylater and i have to deal with flipkart customer care
so then i have started contacting flipkart customer care from May,2022.

When i first contacted the agent they informed me that i am not having any overdues with the flipkart paylater
i told him that i am ready to pay if there is any overdue please let me know as it was badly effecting me
they told that i was not having any overdue. There it was started and i am still contacting the agents to provide me the solution
one agent told me that i didnt have any overdue if you still want i can deactivate the paylater account and it will take 50 days to get rid from the cibil report
i have waited 50 days. this was happened on may, 6th 2022. still it was there in the cibil report.
Due to this from past two years i was being effected to my bad i havenot realised tis earlier.
I request you to provide me a solution on this.

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Having issue with paylater effecting my cibil score

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