Financial issues not cancel My emi. Harassing to pay loan

Name of Complainant Sujith Kumar adambakam
Date of ComplaintMay 26, 2023
Name(s) of companies complained against
Category of complaint Education
Permanent link of complaint Right click to copy link
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Text of Complaint by Sujith Kumar adambakam:

Dear Sir/Mam

My name is Sujith Kumar Adambakam.I have done BE mechanical from JNTUA UNIVERSITY.
On JAN 26 i enrolled for a PG-DATA SCIENCE AND DATA ANALYSIS course on skill lync a edtech company.
I paid 5909₹ as registration fees and i was informed about 22 months Emi of 132200 . After that i followed every procedure of eduvanz (loan partner of skill lync)

Till the end of JANUARY i was a working professional and my salary was 1.60 lakh per annum so thought of doing this course as i can manage 5909 emi.

But unfortunately i lost my job due to some reasons and my father medical illnesses so i was left with only one option i.e cancelling the course .

I tried to request Dharani Gangan mam (the person who attended me till the registration process ) but she denied by saying cancellation policy is not available etc …

Note : Terms and conditions of skill lync where the policy is like : All course purchases are NON- REFUNDABLE on any type of payments viz.,pre-book, installments or full payments.

When i did the all loan procedure from eduvanz i signed a e nach mandate.
Provided them adhar card, pan card and e nach mandate signature on there form and submitted online.
And disbursal process was done but the money didn’t came in my bank account.
I just had to pay emis..which was not possible as i lost the job ..

So i raised tickets on skill lync support system but it seems they are not willing to help.
And repeatedly saying cancellation is not possible ..

And from thereon eduvanz people are calling me frequently and asking to pay the EMI.
They are continuously calling me for EMI and harassing me by saying our executive will visit your residential address for collection etc..etc..

Now what to do..
Please need a help

P.s – I have no job right now and i cannot pay such a hefty amount. And already submitted medical bills and documents….

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