EMI deducted without giving loan

Name of Complainant Rohini
Date of ComplaintOctober 11, 2022
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Rohini:

I have raised a loan with Navi or Rs. 80,000. Though it was showing in the app that loan is disbursed, I haven’t received the funds in my account. So, I raised the service request upon which I have shared my account statement. From that point I have been following up, but I never received an update on this all that they have asked is TO GIVE SOME TIME. From last 1week I requested to mark my loan closed else the EMI would be deducted from my account for the loan that I haven’t received. For that request also no one responded. Today the EMI got deducted from my account.
Though I have not received the loan I started paying EMIs.
It have been 3 weeks since I raised the issue with Navi but not looked into it.

Image Uploaded by Rohini:

EMI deducted without giving loan

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