Emi collected 3 month and loan rejected

Name of Complainant Shivam Kumar Mishra
Date of ComplaintMay 13, 2023
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Shivam Kumar Mishra:

Dear sir/ madam,

I am writing this email to request a refund of the EMI payments that I have made towards my home loan application with your bank. I regret to inform you that my loan application has been rejected and I am no longer in need of the loan.

I had made several EMI payments towards my home loan and I believe that it would only be fair for me to receive a refund of the same since I will not be receiving the loan. I kindly request you to process the refund of the EMI payments that I have made and transfer the amount to my account.

I have attached all the relevant documents related to my loan application and EMI payments for your reference. Please let me know if you need any additional information or clarification.

I appreciate your prompt attention to this matter and I look forward to hearing from you soon.

Thank you for your understanding and cooperation.

Sincerely,

[Shivam Kumar Mishra]
[DL/MNR/MNDL/A000000020]”

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