| Name of Complainant | |
| Date of Complaint | February 21, 2026 |
| Name(s) of companies complained against | Earcpl credit card |
| Category of complaint | Banking |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I wish to dispute an unauthorized credit card account issued by EARCPL that is appearing in my CIBIL report.
I have never applied for or used any credit card from EARCPL. However, the report shows the account opened in 2009 with a credit limit of ₹24,363, usage of ₹44, and an overdue amount of ₹155. This incorrect entry is negatively affecting my CIBIL score.
Kindly investigate the matter and remove this unauthorized account from my credit report at the earliest. Please confirm once the correction is completed.
Image Uploaded by SANKET BHATT:
Hi I have not been using the service of EARCPL credit card but the card is been active from June 2020 till date . I do not hold the card and it’s not been used by me and the card is used by EARCPL which is reflecting on my CBIL score . They have used the card for 2lac with the limit of 3 lac kindly luk into the matter and cancel the card as it’s reflecting on my CBIL score