Credit Card Payment – No response from Kotak bank

Name of Complainant Sathyanarayana Nadig
Date of ComplaintFebruary 27, 2019
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Sathyanarayana Nadig:

I was given a credit card by Kotak bank upon taking vehicle loan and i was told that i do not have to pay any charges. On February 13, 2019 5:34 PM, I got the mail that i have to pay annual charges of 588.89 and i responded to that mail Jeremiah.Shanmugavel@kotak.com, stating that i do not have the details of the card and i requested the other payment methods.

No one responded to my mails till today or Called me  about this. their toll free numbers provided in mail does not work.

Chennai – 044-23781133 – out of service

Bangalore 080- 67175837 – Rings and call gets disconnected.

And suddenly today ion 26th feb, i got a mail that i need to pay 1204.82 and my CIBIL score will be affected.

The bank without responding to customer, is charging customer is criminal

I never said i don’t pay.. I requested continuously & wrote almost 7 mails to the email id provided by Kotak bank. Without responding to any of mails, how can i be charged fine. is this against Consumer interest and RBI guidelines?

 

thanks and regards

Sathyanarayana Nadig

+917406487861

-Bengaluru

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Credit Card Payment – No response from Kotak bank

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