| Name of Complainant | |
| Date of Complaint | March 23, 2023 |
| Name(s) of companies complained against | Flipkart & IDFC Bank |
| Category of complaint | Banking |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I have been an active user of Flipkart pay later for more than 3 years. I have never defaulted a single emi till now. Every time the bill in Flipkart pay later is generated on 1st of a month and due date is on 5th of that month. Recently I found that my credit score get affected due to a miss payment. IDFC First bank is behind Flipkart pay later. When I checked the loan account on IDFC bank app, I came to know that I have an overdue amount of 955 rupees. Also, I noticed that the due date for the loan is on 1st of the month. I paid that overdue amount since it is impacting my credit score. Even after it, my credit score have not improved and banks rejected my loan requests showing this missing payment. I am really frustrated by the behavior of Flipkart and IDFC First bank. They are responsible for this situation
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