Urgent: Dispute on Unauthorized Loan Reported by RUPCAP in My CIBIL Report

Name of Complainant Durga Rambabu Malluvalasa
Date of ComplaintJuly 9, 2025
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Durga Rambabu Malluvalasa:

I am writing to formally file a complaint against RUPCAP (or associated entity) for reporting a loan on my CIBIL credit report that I have never applied for, authorized, or availed.

📌 Details of the Disputed Loan:
Lender: RUPCAP (as listed in CIBIL)

Sanctioned Amount: ₹92,797

Opening Date: 20-Nov-2024

CIBIL Report Date: 08-July-2025

Account Number : 1040532506113

PAN: ALAPR9597C

Name: Durga Malluvalasa

Mobile: +91-9072365559

I have never interacted with or applied for mentioned loan from RUPCAP or any of its affiliates.

The entry has negatively impacted my CIBIL score and poses serious reputational and financial risks.

Despite initiating a dispute with CIBIL, this account still appears as active with an outstanding balance of ₹70,300 as of the latest update.

🛡️ Request for Immediate Action:
Investigate how this loan was sanctioned under my PAN and profile.

Take appropriate legal or compliance action against RUPCAP for misreporting or identity misuse.

Ensure immediate removal of this unauthorized account from my credit report.

Notify me of the investigation outcome and final resolution.

PAN card : ALAPR9597C

I sincerely request your urgent attention to this fraudulent activity. Please treat this matter as high priority as it affects my creditworthiness and financial standing.

Thank you for your support and prompt resolution.

Sincerely,
Durga Malluvalasa
📧 regardsram@gmail.com
📞 +91-9072365559

Image Uploaded by Durga Rambabu Malluvalasa:

Urgent: Dispute on Unauthorized Loan Reported by RUPCAP in My CIBIL Report

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