Two Unauthorized loan appearing on my credit report

Name of Complainant Ranjan Kumar Pradhan
Date of ComplaintApril 10, 2023
Name(s) of companies complained against
Category of complaint Miscellaneous
Permanent link of complaint Right click to copy link
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Text of Complaint by Ranjan Kumar Pradhan:

Dear Sir,

I am Ranjan Kumar Pradhan writing to complain about two unauthorized loan appearing on my credit report. I have never taken a loan from Transactree Technologies Private Limited, and yet my CIBIL report shows that I taken a loan of Rs. 5,05,000.00 to this company under account number 757105 whose current balance is Re. 1.00 and amount overdue is Rs. NIL. Also showing another loan from Transactree Technologies Private Limited, and yet my CIBIL report shows that I taken a loan of Rs. 1,50,000.00 to this company under account number 757105U whose current balance is Re. NIL and amount overdue is Rs. NIL

I have been diligent in ensuring that my credit history is clean and accurate. This unauthorized entry on my credit report has the potential to negatively impact my creditworthiness and financial standing. I believe that this error is a result of negligent procedures followed by CIBIL, which has allowed fraudulent figures to appear on my credit report without proper authentication.

I request you to look into this matter and remove the unauthorized account from my credit report immediately. Additionally, I urge you to take action against Transactree Technologies Private Limited for falsely reporting a loan that I have never taken. Such fraudulent practices must be dealt with strictly to ensure that innocent individuals do not suffer the consequences of someone else’s misconduct which potentially impact my credit worthiness.

I have never applied for this loan but it’s loan showing in my cibil without any query from there side please remove this from my cibil.

Thanks and regards,
Ranjan Kumar Pradhan

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Two Unauthorized loan appearing on my credit report

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