| Name of Complainant | |
| Date of Complaint | July 25, 2022 |
| Name(s) of companies complained against | kredit coin, One Cash two apps |
| Category of complaint | Internet Services |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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Sir / Madam ,
Original Messages is
“Your loan is days overdue,Please click: https://bit.ly/3Hj3kjW to open to KreditCoin to make payment.Please make payment in time to avoid overdue fines.GSB”
And now my Repayment date is Scheduled on 29/07/202 , previous date was -23/07/2022 ( Amount to pay Rs.6105/ , daily increased Rs.500/)
Kredit Coin Account Name Shown -( Mahatesvari Trading Company (paytmqr2810050501011bsh3srpw@paytm)
Person or Company Phone No – 27462877 ( Status : Unknown , Checked after Various Mobiles Phone Trackers ).
There is no Messages Sender’s details , No Name , Phone No ,Mail Ids , No Identity . Before these messages never I installed Kredit Coin Apps. But now they threatening me Edit My Photos and send to my contact List. , in my social Accounts .Also a Edited details about me alongwith My Photo are sent to a contact ( My School’s Student ).
In Kredit Coin Apps , My Profile Section There is no Data about mine , Loan Agreement etc , Message is Your profile is Applicable , Approved.
Current Apps location not found in Google Play Store , Apps Market ( Realme Phone Contain -Apps Market ). Kredit Coin Apps is only downlodable from this Link ” Your loan is days overdue,Please click: https://bit.ly/3Hj3kjW to open to KreditCoin to make payment.Please make payment in time to avoid overdue fines.GSB “. But now Realme Apps Market section deleted this Apps ! How can we trust these types of Apps whether belongs to PlayStore or Realme Apps Market . These Apps may bring / challenged India’s Security , Wherever Our security is protect or not , what the resident of India may aspect Justice , Feels unfear , Untrapped , safe from being a Chit Fund or Companies ,
Fraud Details in Micro Analysis :
After received these messages I searched Play Store, Google , not found anywhere Kredit Coin Apps . Then I Searched Realme Apps Markets not Found this apps . Now I download the apps from given Link – ” Your loan is days overdue,Please click: https://bit.ly/3Hj3kjW to open to KreditCoin to make payment.Please make payment in time to avoid overdue fines.GSB “. After download given my phone no , easily login by OTP ( I think Anyone Can Login With OTP ) . After Login 23-07-2022 it’s shown Rs.5560 Amount dues and today 24-07-2022 showed Rs.6105 amount dues . Then Checked Profile/ Information details not given any Data about me ; My Name , PAN , Aadhar , Date of Birth , Address etc. Also Company’ Contact details not given/ not shown . Mail Id blank , Mobile no also blank with box provided when i clicked those boxes it’s pop up messages shown details contact is copied. And tried to contact through mail Recipent Mail Id Blank appeared. What way i will communicate with these persons or Companies. Also I Checked RBI Regulated NBFCs List , no entry Of Kredit Coin is noticed . Yesterday , 23rd July when I tried to pay ( Worry about my Images devastation ) the amoun Rs. 5560/ through Google Pay indentity Details shown this person is a Spammer , many Complaints were filed about him/her. Google Play splashed the message kindly verify this Account Details . Tension are both sides working now to pay the amount treated me as a terrorist person if the threatener or Cheater being a Terrrorist published later , And my Professional Images being heavily damage by Flag , inappropriate , absscessive messages which may be published due not pay Dues.
I have to filled huge forms of ongoing application CSC – Olympiad , JBNSTS Exam that lasted till 30-31 st July , 2022 . After Checked my Mail Ids through ( ” have I Pawned” ) this webste not found any wrong , everything is ok. I think previously installed apps now I Uninstalled them , those Apps may Leaked Data about me.
My request is immediately stop this nonsense person or companies & arrest . These kind of person or Companies harm/ unhealthy ,threatened to any resident of India.I am a reputed teacher from West Bengal School Service Commission , Pin Code – 743411 . And various reputed Institution/ Organisations select me as a service provider & Coordinator , IAPT ( Olympiad : https://www.iapt.org.in/ ) , JBNSTS ,CSC – Olympiad , SOF Olympiad , NSP Portal’s Nodal Officer ( https://scholarships.gov.in/fresh/schemeSelRegfrmInstruction) etc.
I think my location is tracked & Hacked , my concern is about above mentioned reputed Educational/ Scholarships Institutions / Organisations ( IAPT , JBNSTS , NSP Portal ) deals with me different ways & means officially either it’s Data verification or Financial transactions ( Using Net Banking , Debit Card/ Credit Cards , UPI etc). Already I am in tensed whether those activities will be stop due to threat Messages . But , some institutions / Organisations registration deadline is 31/07/2022. CSC Olympiad , JBNSTS set their Last Date of Application 31st July , 2022. Maximum no of Forms of the Students ( From Class 1 – 12 ) in my Location , submit properly and the applicants attempted previous year Online mode of Examination Platforms which is impossible for physically present in Exam Centres in Covid – 19 situations, All Over West Bengal.
1. Rubbish , Terrorist Act Made By These Person or Company :
2. Hurt Indian Citizens Images ( Cultural , Sef Respect etc )
3. Fraudly copied , steal Data from anyone’s devices , Data related Mobile Contact List , Bank Information without user concent.
4. Threatening Activities akin to a Terrorist Activities.
5. Person Of Democratic, Societal organisational values made torned , edited for using unprofessional activities.
6. RBI not gave IPO Permission , ignoring the Banking Supreme Commands .
7. False Claims ( Ex,. Loan Repayment ) over Anyone residing in Democratic State.
8. Bulishly using IPO Rights.
9. Foreighner Law not properly followed in business activities .
10. Fraudent or cheated by Anonyms person , not given own identity , virtual citizenship who troubled Person Of Democratic India.
11. Liberty of Person Of Indian became traumatized.
12. Made attempts to heart , mentally stressed even death happened due to devasting personal information either societal or economical ( Bankig Fraud , Asking Payment of Loan ).
13. Challeging Indian Security System ; not following Data encryption method.
14. Again Today Message Text are same , only Payment to another Loan apps ” One Cash ” , Together Two Payment to be Me ; obligation One Is ‘ Kredit Coin ” Another ” One Cash “.
That since the last a few days, I have been receiving repeated messages my phone’s inbox from unknown users ( CP – GOBUPR). These users have been threatening me to send saxuexplicit and obscene materialial content which is grossly offensive and has a menacing character. Such images, if made public would do me damage beyond repair and I would be devastated.
That I have blocked all these users from my account but each time I block such a user; I again start receiving obscene from another user. Moreover, I have never replied to these messages.
I am traumatized by receiving these messages and request you to kindly take proper and prompt action against these users/persons as my reputation as well as the reputation of my family is in danger. Also, if no action is taken against these users/persons there would be irreparable damage that I would have to suffer. I have made a note of all the user ids for your perusal and investigation.
In the light of the above factual backdrop it is submitted that the following offences are made out against these ‘unknown users’;
Punishment for Violation of Privacy under section 66 (e) of the Information Technology Act, 2000 Punishment for publishing or transmitting obscene material in electronic form under section 67 of the Information Technology Act, 2000 Punishment for publishing or transmitting of material containing saxually act, etc. in electronic form under section 67 (a) of the Information Technology Act, 2000 and Words, gesture or Act intended to insult the modesty of a woman under section 509 of the Indian Penal Code, 1860
I would request you to promptly investigate into the aforesaid offences, against the unknowns users and take strict action against them in law.
Please Locate , Stop , Arrest this Person or Company it’s my humble request.
Thanking you in advance for your efforts.
XYZ
Contact – 9XXXXXXX94
