| Name of Complainant | |
| Date of Complaint | May 9, 2023 |
| Name(s) of companies complained against | telegram scam. coinneww.app |
| Category of complaint | Cyber Crime |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I found the link on whatsup message stating that” you can earn 4k-6k daily”. i started chat with their receptionist/Legal person/Finance chief named as Yashi/Harjot/Suresh Kumar. Their Telegram details are @YashiPatel888 Yashi Patel 7206963036, @harjotkaur888 Harjot Kaur and @sureshkumar_sing Suresh Kumar 9596085629. First i liked three utube video for which i received 210 rs. than the number of task increases. There were some prepaid tasks in between such as 1000 to 1410 and than 3000 to 3810 and than (7000 to 8410 in which i made mistake). SO they made a group of 4 before in which i was the one who made mistake. So now they asked all 4 group members to do repair the data in their data list. For that first they asked for 7K from each members which I paid. This way they were keep on demanding from me stage by stage promising that the total amount will be reimbursed thereby till the payment of 630K thereby the total amount of more than 33L has been paid. The prepaid amount is high so that i can get more in return. Then. I lost more than 33L . Suresh had given Bank Manager cell#9762997593 and 9687828106 and demanded Rs.1.5L as bribe to refund the entire final amount. But I am not having the amount in my Bank account. I deserved it for my foolishness. Kindly look into the matter and please help. Bcoz u people can only catch them. I really need my 33lakhs back as i am financially lower middle-class person. This money means a lot to me. Please help. I believe in you guys.
From Suresh Kumar –
Suresh Kumar
13 April 2023
21:21
Ramamurthy Seetharaman
Hello
21:23
Suresh Kumar
Hi
21:30
Ramamurthy Seetharaman
I have paid the full amount 512192+130000 as directed by Harjot Kaur and the amount has not been updated in my work account and also require my fund very badly
21:33
Suresh Kumar
harjot Kaur has been suspended.
21:34
harjot Kaur has been suspended on suspicion of conspiring with businessmen to obtain company property.
21:35
In reply to this message
I have inquired about your details here.
21:35
Ramamurthy Seetharaman
That is internal issues but as agreed I have paid the amount for opening VIP channel to withdraw my fund
21:36
Suresh Kumar
Because of her dishonesty, she was suspended, and the funds she applied for as a guarantee for you are now invalid.
21:37
Ramamurthy Seetharaman
then the fund should be returned to me since she was suspended and I paid based on her message
21:38
Suresh Kumar
She is suspected of fraud and the amount guaranteed for you is not allowed to be used now.
21:39
She also faces a hefty fine and authorities are investigating her.
21:39
Ramamurthy Seetharaman
that is your internal problem my money should be returned
21:40
Suresh Kumar
The amount she guaranteed for you is huge, and she cannot send money for you now.
21:40
Ramamurthy Seetharaman
whatever i paid should be return to me
21:41
I am not asking what she guarateed money
21:42
Suresh Kumar
The amount of 460000RS that Harjot Kaur helped you guarantee is now invalid
21:43
You need to make up the rest: 460000RS to open your VIP channel
21:44
Ramamurthy Seetharaman
then pls. ask some other person from your business to guaratee for 460000RS because I am totally bankrupt
21:44
Suresh Kumar
What you paid: 642192RS is already in your work account
21:45
In reply to this message
460000RS needs you to find a way to make up for it yourself, and complete the payment: 460000RS to open your VIP channel
21:46
Ramamurthy Seetharaman
Pls. do me this help as I am tremendous pressure from outsiders to pay back loan
21:46
I cannot take loan also since the limit exceedef
21:47
Suresh Kumar
In reply to this message
Please raise your funds as soon as possible to make up the remaining 460000RS
21:49
Ramamurthy Seetharaman
Now i have to approach legally since I do not able to raise funds as I am totally bankrupt
21:50
Suresh Kumar
In reply to this message
The rest of the funds need to be figured out by yourself
21:51
In reply to this message
The amount she pledged was voided
21:51
I am off work now, if you have any questions, please contact me tomorrow morning: 9:30
21:51
Ramamurthy Seetharaman
In her place replacement must be there to help me
21:55
Suresh Kumar
The amount she requested for you has expired.
21:56
You are also responsible for her suspension.
21:57
Ramamurthy Seetharaman
How could I responsible for her suspension ?
21:57
Suresh Kumar
Please send me a screenshot of your work account
21:58
Ramamurthy Seetharaman
21:58
Suresh Kumar
In reply to this message
Because your account has more money that can be paid in advance, open a VIP channel with a large amount.
21:59
Ramamurthy Seetharaman
But as agreed I have paid the amount today
21:59
Suresh Kumar
But you are now suspected of cooperating with the merchant finance to seek the company’s interests
22:00
In reply to this message
When you make up the remaining 460000RS, you can withdraw the full amount
22:00
Ramamurthy Seetharaman
I have not done anything as you said
22:01
Suresh Kumar
In reply to this message
The 460,000RS she applied for as a guarantee for you has expired, and you need to make up the 460,000RS by yourself before you can withdraw
22:03
I’m off work now, let me know when you make up 460000RS
22:22
Ramamurthy Seetharaman
The amount comes to 330001RS and not 460000RS as below calculation
2103129-630936-500000-512192-130000
14 April 2023
09:30
Suresh Kumar
You forgot, did I guarantee 500,000RS for you?
09:34
You paid yesterday: 130000RS can be included in the VIP channel you opened
09:35
You complete now: 330001RS
10:25
Ramamurthy Seetharaman
I went to hospital so delay in response again I am going after 10 minutes
10:27
I have borrowed from outside exceeded the limit and now i cannot take loan also, your help is required to complete this VIP channel opening since I have to pay back the loan this month
10:30
Suresh Kumar
You now need to complete 330001RS to open your VIP channel
10:32
Ramamurthy Seetharaman
I will pay but right know I require 50% fund from my work account since there is huge hospital expenses hope you understand my situation is critical
10:33
Suresh Kumar
In reply to this message
You have not opened a VIP channel and cannot withdraw cash
10:34
Ramamurthy Seetharaman
Please arrange 330001RS i will repay once i withdraw which will be a great help for me to come out of critical situation
10:36
Suresh Kumar
In reply to this message
How long will it take you to get ready: 330001RS to open the VIP channel
10:39
Ramamurthy Seetharaman
I am requesting you to help for this time as I am not in a position to borrow since limit exceeded
10:44
Suresh Kumar
In reply to this message
The remaining 330001RS needs to be solved by yourself
10:50
Please give me the answer how long you need to be ready to prepay: 330001RS
11:06
Ramamurthy Seetharaman
I will check local money lender and revert
11:08
Suresh Kumar
OK
15 April 2023
10:21
Suresh Kumar
how long do you need
10:28
Ramamurthy Seetharaman
I approached some of the local money lenders yesterday and they are demanding to return the loan on the same day which I am not able to commit right now else asking for some proof of withdraw after opening VIP channel. Now I am totaly blank.
10:29
Suresh Kumar
Remaining: 330001RS need you to find a way
10:31
You answer my question now, are you going to give up opening the VIP channel?
10:36
Ramamurthy Seetharaman
I am not talking about give up opening VIP channel. i have taken huge loan and now I will have to repay and you are telling to open VIP channel is it possible to withdraw 50% due to critical situation now.
10:43
Suresh Kumar
In reply to this message
Without opening the VIP channel, all funds cannot be withdrawn
10:43
Please tell me how long you need to raise: 330001RS
10:47
Ramamurthy Seetharaman
I will be able to raise fund before 20.4.23
10:49
Suresh Kumar
OK
17 April 2023
19:23
Suresh Kumar
Hello
19:23
I just got a notification from the merchant that you need to contact me
19:23
Do you have any question?
19:30
Ramamurthy Seetharaman
Some known people are asking me on the process of this app and i explained but finally asking for the proof of withdraw after opening VIP channel and they are interested in joining app
19:31
Suresh Kumar
I have previously asked my subordinates to provide you with
19:32
When you open the VIP channel and complete the cash withdrawal, you can invite your friends to our company
19:33
You are not thinking about this now, please hurry up and raise your 330001RS, and make up your VIP fee
19:33
Ramamurthy Seetharaman
Is it possible to remaind your subordinates to provide?
19:34
Suresh Kumar
Notify me when you are ready to prepaid VIP access
19 April 2023
09:35
Suresh Kumar
Hello
15:01
Ramamurthy Seetharaman
Already my borrowed amount got exceeded and the due has not been paid back in time, I am able to get further loan of 100000RS, could you please guarantee for the balance amount of 230000RS? God promise I will return back the same as and when I withdraw after opening the VIP channel.
15:06
Suresh Kumar
In reply to this message
You can pay in advance: 100000RS I will help you apply for time
15:10
Are you ready today Prepayment: 100000RS
15:10
Ramamurthy Seetharaman
But until I pay back loan amount to I am not eligible to apply for further loan, Is it possible to withdraw some portion from my work account?
15:10
Suresh Kumar
In reply to this message
I will help you apply with merchants
15:11
Ramamurthy Seetharaman
Please help me since I am in deep trouble in not paying back my loan and huge interest are charged due to default
15:12
Suresh Kumar
In reply to this message
When you prepay: 100000RS, I will help you apply with the merchant
15:14
What do you think?
15:15
Ramamurthy Seetharaman
I am taking your words are from God and prepay 100000RS
15:15
Suresh Kumar
I can help you apply, I don’t give you a guarantee
15:17
Ramamurthy Seetharaman
But please request merchant to consider mine as a special case as I am in trouble
15:17
Suresh Kumar
Are you ready to prepay: 100000RS
15:17
Ramamurthy Seetharaman
yes
15:18
Suresh Kumar
I’ll help you apply for a merchant account first, and after your prepayment is successful, I’ll help you contact the merchant to apply, do you think it’s ok?
15:18
Ramamurthy Seetharaman
OK
15:18
Suresh Kumar
stay online
15:19
Bank Name: Yes Bank
Branch: PALDI
Account Type: Current
Account Holder Name: AP ENTERPRISES
Account Number: 098663400003371
IFSC Code: YESB0001182
15:19
Prepayment: 100000RS
15:19
The prepayment is successful, please send me the screenshot
15:23
Ramamurthy Seetharaman
15:24
Suresh Kumar
Please wait
15:24
Waiting for merchant verification
15:31
In reply to this message
Verification successful
15:31
I will help you contact the merchant now
15:31
Please wait
15:40
Ramamurthy Seetharaman
Since you are the Financial superior of merchant please help me to withdraw
15:48
Suresh Kumar
I need the consent of the merchant before I can help you withdraw cash, do you understand?
15:48
Ramamurthy Seetharaman
yes
15:48
Suresh Kumar
Please wait
15:48
I am contacting the merchant
15:52
Hello
15:52
Just communicated with the merchant
15:53
The merchant did not agree, you need to make up the remaining 230001,
15:54
I said that I have already applied for a guarantee of 500000RS for you
15:54
In reply to this message
This cost needs to be borne by you
15:56
Please prepare the rest as soon as possible: 230001RS
15:59
Ramamurthy Seetharaman
In reply to this message
Please provide this at least to borrow 230001RS.
16:00
Suresh Kumar
I have already told you that the cost of the rest of the VIP channel needs to be figured out by yourself
16:00
you need to figure it out
16:00
Please open the VIP channel as soon as possible
16:01
Because your amount is relatively large
16:07
Ramamurthy Seetharaman
How to ensure that after opening VIP channel the fund could be withdrawn and don’t know whether the merchant agree or not? I am in deep trouble and explained you not able to borrow further that the reason asking for partial withdraw to repay the loan amount.
16:08
Suresh Kumar
In reply to this message
When you are ready for the rest of the prepayment: 230001RS to complete the opening of the VIP channel, you can withdraw your money
16:16
Ramamurthy Seetharaman
If there is an assurance on withdraw, then I will approach money lender who charges huge interest to borrow 230001RS but same day I should pay back else my position will be very critical, that reason I am asking for some proof of withdraw after opening VIP channel
16:22
Suresh Kumar
In reply to this message
You need to find a solution by yourself, and you must prepare your VIP fee before the 23rd: 230001
16:22
Otherwise, the merchant will be counted as giving up the opening of the VIP channel
16:23
You will not be able to withdraw all funds in your account
16:24
Can you understand? Raise what you have left ASAP: 230001
16:31
Ramamurthy Seetharaman
Could you please lend me 230001RS to complete opening VIP channel, God promise I will pay back.
16:32
Suresh Kumar
In reply to this message
I have guaranteed you 500000RS and the remaining 230001RS needs to be solved by yourself
16:36
Ramamurthy Seetharaman
But while checking my work account this 500000RS has not been added in the total
16:42
Suresh Kumar
When you complete the rest of the VIP channel, it will automatically enter your work account
16:46
how long do you need to be ready
16:58
Ramamurthy Seetharaman
I will message you
17:05
Suresh Kumar
please hurry
17:28
Ramamurthy Seetharaman
Hope no further prepayment will be there and no trouble in withdrawal of fund.
17:35
Suresh Kumar
In reply to this message
Yes
20 April 2023
15:37
Ramamurthy Seetharaman
Hello
15:42
Suresh Kumar
are you ready?
15:43
Do you have any question?
15:44
Ramamurthy Seetharaman
In reply to this message
Yes, hope this time you will guarantee for withdraw I have taken loan with higher interest from local money lender. I will have to repay these loan with interest.
15:45
Suresh Kumar
In reply to this message
Yes
15:45
Ramamurthy Seetharaman
ok
15:45
Suresh Kumar
are you ready?
15:45
Ramamurthy Seetharaman
yes
15:45
Suresh Kumar
Please wait
15:45
I help you apply for a merchant account
15:46
Let me help you apply for a 100000RS merchant account
15:46
Ramamurthy Seetharaman
ok
15:47
Suresh Kumar
Account holder name: AR INFRA AND DEVELOPERS
account no: 103505500931
IFSC: ICIC0001035 (CURRENT)
ank: Icici Bank Ltd
State: Andhra Pradesh
Branch:Hyderabad Santoshnagar
15:47
The payment is successful, please send me the screenshot
15:51
Ramamurthy Seetharaman
15:51
Suresh Kumar
Please wait
15:51
Waiting for merchant verification
15:53
Does the remaining 130001RS need to add payee prepayment?
15:53
Ramamurthy Seetharaman
yes
15:53
Suresh Kumar
Please wait
16:01
Please wait patiently, I have already contacted the merchant
16:17
Suresh Kumar
There are a lot of people working at present, the merchant replied me, I will reply you
16:19
Account holder name: AR INFRA AND DEVELOPERS
account no: 103505500931
IFSC: ICIC0001035 (CURRENT)
ank: Icici Bank Ltd
State: Andhra Pradesh
Branch:Hyderabad Santoshnagar
16:20
In reply to this message
Please add this merchant account as a payee
16:20
Ramamurthy Seetharaman
I will have to add this merchant which will take 30 to 40 minutes
16:20
Suresh Kumar
ok
16:20
Please notify me before prepaying
16:53
Suresh Kumar
Hello
16:53
In reply to this message
Please check if your beneficiary’s can pay
16:53
Ramamurthy Seetharaman
yes
16:53
Suresh Kumar
Please wait a moment, I will help you confirm with the merchant
17:12
Suresh Kumar
In reply to this message
Pay now 130001RS
17:14
Ramamurthy Seetharaman
17:14
Suresh Kumar
Please provide a deduction SMS
17:14
Ramamurthy Seetharaman
ICICI Bank Acc XX012 debited with INR 1,30,001.00 on 20-Apr-23. Info:BIL*INFT*0006.Avl Bal is INR 5,055.62. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
17:16
Suresh Kumar
Please wait
17:16
Waiting for merchant verification
17:24
In reply to this message
It has been verified successfully.
17:24
Please wait for the analysis results from relevant departments.
17:26
Ramamurthy Seetharaman
Pls. help me since I am in critical situation in repay the loan
17:28
Suresh Kumar
Verification successful
17:28
I am now contacting the merchant, please
17:32
Hello
17:32
Ramamurthy Seetharaman
Hope the VIP channel has been opened
17:32
Suresh Kumar
Please check your work account balance
17:33
Ramamurthy Seetharaman
5178450RS
17:33
Suresh Kumar
OK
17:33
Has the merchant helped you with the relief fund 630937RS before?
17:34
Ramamurthy Seetharaman
yes
17:34
but not added in work account
17:34
Suresh Kumar
You now need to return the merchant relief fund 630937RS to open your DE VIP channel
17:35
Ramamurthy Seetharaman
but until it gets added and withdraw I cannot return
17:36
Suresh Kumar
The merchant has confirmed that you now need to return the merchant 630937RS
17:36
To open the VIP channel
17:37
In reply to this message
Currently you only have seven days to raise your 630937RS and complete your VIP channel.
17:38
Ramamurthy Seetharaman
But the merchant has guaranteed for 630937RS and the same will be returned after withdrawal only
17:39
I am dare need to fund to repay my entire loan you said after payment of 330001RS I can withdraw and now you are changing the words.
17:39
I cannot take loan also now
17:40
Suresh Kumar
In reply to this message
Because your time has been delayed for too long, and your large amount of money has been delayed in our company for too much time, you need to make up your 630937RS now
17:41
In reply to this message
You owe the merchant 630937RS and you need to return it to the merchant
17:42
In reply to this message
I need you to give me exact answers now
17:42
Ramamurthy Seetharaman
But when I have paid 5178450RS from where I will get loan further to pay to merchant. I should get back my fund immediately
17:43
Suresh Kumar
In reply to this message
The merchant has not charged you more fees, but just asks you to return the merchant’s assistance to him
17:45
Ramamurthy Seetharaman
Now I don’t have anything and this way I cannot be able withdraw the fund
17:45
Suresh Kumar
In reply to this message
Yes
17:46
In reply to this message
You need to return it to the merchant 630937RS, it will arrive in your work account in 1-3 minutes, and it will be withdrawn to your bank card account in 10 minutes
17:49
In reply to this message
Please confirm how long it will take you to raise the remaining amount.
17:57
please answer my question
17:58
I need to report to the merchant
19:46
Suresh Kumar
Please reply me when you see the message, I need to reply to the merchant, if the merchant does not receive my reply, it will be deemed that you have given up the VIP channel
20:07
Ramamurthy Seetharaman
If the merchant help me in withdraw atleast 1000000RS from my work account I will pay the existing loan to take fresh loan and pay 630937RS till repayment its difficult to get further loan
20:09
Suresh Kumar
In reply to this message
This needs to be solved by yourself
20:10
When you make up the merchant’s relief fund, you can open the VIP channel and withdraw all the balance of your work account
20:11
Please give me an answer, whether to make up the merchant assistance fund or not to pay the merchant assistance fund
20:14
Ramamurthy Seetharaman
I require your written policy of withdraw from work account along with proof of withdraw after opening VIP channel
20:15
Suresh Kumar
In reply to this message
I have already told you that when you make up the merchant’s relief fund, you can open the VIP channel
20:18
Please answer my question, to give up or not to give up
20:19
i need your confirmation
20:20
Ramamurthy Seetharaman
I am not in a mood to confirm now i will tell after Monday
20:20
Suresh Kumar
OK
24 April 2023
09:50
Suresh Kumar
Hello
13:34
Suresh Kumar
In reply to this message
please reply to my
14:09
Suresh Kumar
Are you giving up your VIP channel?
14:36
Suresh Kumar
I’m asking you for the last time, I won’t take your responsibility for any consequences later
15:58
Ramamurthy Seetharaman
Check with merchant on prepayment of 100000RS today and balance 530937RS will be paid after withdrawn to my bank card account. God promise I will pay the amount once it comes to my Bank and I will not do false promise.
16:01
Suresh Kumar
Are you ready to prepay now: 100000RS?
16:05
Ramamurthy Seetharaman
But get me assurance from merchant before prepayment as I am completely bankrupt and yet to get 100000RS from money lender and its very difficult to convince them to get loan these days since I am not able to repay the amount.
16:06
Suresh Kumar
In reply to this message
You need to pay in advance before I can help you apply again
16:07
do you understand?
16:12
Ramamurthy Seetharaman
But once I pay in advance again my fund get struck up in work account and the withdraw is in question, since Mar’23 I am suffering with mental agony. If you get assurance from merchant then I will pay
16:13
Suresh Kumar
In reply to this message
i need to apply
16:13
Because you need to prepay the amount is 630937RS
16:14
You don’t have much time to open VIP, please complete your final VIP channel fee as soon as possible
16:21
please answer my question
16:21
Ramamurthy Seetharaman
Once I withdraw fully I promise you that I will pay back additional amount of 300000RS if you help me now in completing VIP channel by somehow convincing the merchant.
16:22
Suresh Kumar
Today can prepay: 100000RS, I can help you delay the time in 5 days
16:24
Ramamurthy Seetharaman
not delay the time in 5 days, i should be allow withdraw to pay back 530937RS to merchant without going for further loan since I am not in a position to take further loan.
16:25
Suresh Kumar
The merchants have put pressure on me
16:26
There is no prepayment amount today, and I will not be responsible for any impact on your work account later
16:37
Please reply
16:38
Ramamurthy Seetharaman
How could be possible that I have prepaid all these amount and no clue of withdraw on top of it merchant is putting pressure to prepay further, If something happened on my work account then you are responsible and I will take strenuous action.
16:40
Suresh Kumar
In reply to this message
you can take steps
16:40
I will notify the merchant
16:40
Forward your words to the merchant
16:40
If you have any problems with your work account, please do not contact me to help you deal with it
16:41
Ramamurthy Seetharaman
I will be able to pay the amount after receiving from money lender
16:41
Suresh Kumar
how much are you ready now
16:42
You need to pay a part of the amount today to keep your VIP access time
16:46
because your time delay is too long
16:48
Ramamurthy Seetharaman
Once I get loan from money lender I will pay but still I am not getting assurance of withdraw as i have taken so much loan to repay with interest and already I am in deep trouble.
16:48
Suresh Kumar
but you need to pay a little today
16:48
Ramamurthy Seetharaman
I told you after Monday only
16:49
Suresh Kumar
I’m delaying your time at the merchant for you
16:56
please tell me if you can prepay today
17:00
Ramamurthy Seetharaman
Can I get some proof of withdraw after opening VIP channel to show it to money lender for loan purpose to complete prepayment as early as possible?
17:00
Suresh Kumar
In reply to this message
Financial problems need to be solved by yourself
17:01
You just tell me now, can you pay part of the balance today
17:04
Ramamurthy Seetharaman
In reply to this message
To take further loan I should show some evidence since I have already taken huge loan and not paid back. is it possible or not to provide?
17:05
Suresh Kumar
You need to find a way to get a loan yourself
17:07
Ramamurthy Seetharaman
Once I get the loan I will revert back.
17:08
Suresh Kumar
Please tell me how much you have prepared now
17:09
Ramamurthy Seetharaman
after getting loan i will revert
17:09
Suresh Kumar
how much time is required
17:10
Ramamurthy Seetharaman
I will inform once i get the loan amount
17:10
Suresh Kumar
But you need to prepay a little today to guarantee your VIP channel time
17:13
Ramamurthy Seetharaman
I will revert once i get the fund
17:13
Suresh Kumar
please give me time This is how I can reply to the merchant
17:13
Can you understand?
17:16
Ramamurthy Seetharaman
I cannot tell right now since my case is somewhat serious and it depends on how fast my repayment is there I will message
17:16
Suresh Kumar
In reply to this message
OK
17:16
I will send you a message within three days
17:18
Ramamurthy Seetharaman
Tell me how many stages are there after VIP channel and no clue of withdraw
17:19
Suresh Kumar
After opening the VIP high-amount channel, you can remit money for you
17:21
Ramamurthy Seetharaman
so 100% the fund will come to my Bank card account are you guaranteeing?
17:21
Suresh Kumar
In reply to this message
Yes
17:23
Ramamurthy Seetharaman
In reply to this message
Still this amount has not been added in my work account
17:24
Suresh Kumar
When you prepay the remaining VIP fee, the merchant will automatically add it to your work account
17:26
Ramamurthy Seetharaman
once i prepay 630937RS is it?
17:26
So I will have to pay back to you after withdraw
17:27
Suresh Kumar
Yes
17:27
Ramamurthy Seetharaman
ok
17:27
Suresh Kumar
Please notify when you are ready to prepay
17:27
Ramamurthy Seetharaman
ok
25 April 2023
17:18
Suresh Kumar
Hello
17:18
Are you sure you can complete your prepayment this week: 630937RS?
17:19
The merchant just contacted me
17:35
Suresh Kumar
please reply
17:35
Ramamurthy Seetharaman
I am not getting any loan from any one so it may take time to prepay further I cannot guarantee you right now
17:36
Suresh Kumar
In reply to this message
ok, please notify me when your loan is successful
17:36
On the merchant side, I will try my best to delay the time for you
17:54
Ramamurthy Seetharaman
If you help me in lending 630937RS I will repay immediately
100000RS in addition to loan amount once I withdraw from my work account to Bank card account its my promise
18:15
Suresh Kumar
I have helped you guarantee 500000RS
18:16
Need to find a way to raise the cost of your VIP channel 630937RS
18:18
Can you understand?
18:22
Ramamurthy Seetharaman
If you help me through your known sources God promise I will return back once I withdraw
18:26
Suresh Kumar
NO
18:27
I have secured 500000RS for you
26 April 2023
09:28
Suresh Kumar
Good morning, today is the third day
27 April 2023
16:17
Suresh Kumar
how long do you need to be ready
16:17
The merchant has contacted me
16:20
In reply to this message
please reply
16:22
Ramamurthy Seetharaman
I approached all money lenders locally and since huge loan has taken they are refusing to fund me further but one money lender has accepted to fund me provided you have to give indemnity bond in 100RS stamp paper stating that after payment of 630937RS the VIP channel will be activated and the amount could be withdraw immediately to repay the loan amount. This indemnity bond should be signed by your company authorised person with seal.
16:22
Suresh Kumar
In reply to this message
You need to find your own way to solve your financial problems
16:24
In reply to this message
You just need to answer my question now
16:24
Ramamurthy Seetharaman
As and when I get loan I will call you
16:30
Suresh Kumar
ASAP
16:35
Ramamurthy Seetharaman
I am not getting any guarantee from merchant side on withdraw and not able to establish any proof for further loan to complete this process, what needs to be done from my side? This prepayment is keep on showing each and every time and I am totally bankrupt and I have to pay back loan also.
16:37
Suresh Kumar
In reply to this message
When you make up the remaining VIP channel fees, your money and salary will be credited to your account in 1-3 minutes
16:39
These are just minor obstacles
16:41
Ramamurthy Seetharaman
Every time same message has shown after completion of prepayment and keep on making prepayment somehow by taking loan and now I am facing difficulties in getting loan because of excess loan taken.
16:42
Suresh Kumar
This is your last VIP access
16:43
When you complete the VIP channel, you can withdraw all the balance of your account
16:47
How much money can you arrange today
16:52
Ramamurthy Seetharaman
Send me a mail to my email id by mentioning that this prepayment is a final one and the amount will be credited into your Bank account within 1-3 minutes and no further prepayment will be demanded. I will show this to money lender as proof of document for further funding to complete the task within one or two day.
16:53
Suresh Kumar
i sent last time
17:01
Ramamurthy Seetharaman
last time the amount was different and now its different one. Also last time you have not affix your name seal and signature, I had undergone great difficulties in convincing the lenders.
17:04
Suresh Kumar
You need to find your own way to solve your financial problems
17:05
You can prepay a part of the amount today, and I can help you delay the time of your VIP channel
17:11
Ramamurthy Seetharaman
I am asking for a mail only from your side for loan purpose mentioning that the payment of 630997RS is the final one, based on which the VIP channel will be opened to withdraw the amount to approach the money lender for further loan.
17:26
Suresh Kumar
In reply to this message
I’ve already told you that the financial problem needs to be solved by yourself.
29 April 2023
09:14
Suresh Kumar
Hello
30 April 2023
14:45
Ramamurthy Seetharaman
Hi
14:49
Suresh Kumar
Hello
14:49
Do you have any question?
14:53
what happened?
14:53
Ramamurthy Seetharaman
In reply to this message
I will prepay the 630937RS tomorrow by afternoon before that the amount 500000RS secured by you should be added in my work account to avoid further prepayment issues for creating VIP high-amount channel.
14:53
Suresh Kumar
In reply to this message
OK
14:53
Please let me know when it’s ready tomorrow
14:56
Ramamurthy Seetharaman
With great difficulties I arranged the loan and further loan is not at all possible. You have to help me now as I am critical condition not repaid the earlier loan also. All the creditors started sending notices for repayment of loan and i will have to pay additional interest with penalty.
14:57
Suresh Kumar
In reply to this message
When you open the VIP channel, you can withdraw all your money at once
14:59
Ramamurthy Seetharaman
Hope 100% this time no trigger for prepayment will come after opening the VIP channel like previous stages?
15:00
Suresh Kumar
In reply to this message
When you complete the final VIP channel, you can withdraw all your principal plus salary
15:01
Ramamurthy Seetharaman
I will let you know by tomorrow.
15:02
Suresh Kumar
OK
15:09
Hello
15:10
Since the amount of prepayment tomorrow is too large, I will help you apply for several merchant account beneficiaries, and you can add them successfully today
15:10
Ramamurthy Seetharaman
ok
15:12
Suresh Kumar
Bank Name: ICICBANK
Account Name: MAHADEV ENTERPRISES
ACCOUNT NO: 041005006410
IFSC: ICIC0000410
Bank Type: current
Bank Branch: Hyderabad Abids
15:12
In reply to this message
Please add this merchant account as a beneficiary
15:14
Added successfully, please let me know
15:14
Ramamurthy Seetharaman
ok
15:14
Suresh Kumar
Before prepaying tomorrow, please inform me in advance, do not prepay without my instructions
15:16
Ramamurthy Seetharaman
ok
16:11
Ramamurthy Seetharaman
Added successfully
16:12
Suresh Kumar
OK
17:51
Suresh Kumar
are u there?
1 May 2023
14:41
Ramamurthy Seetharaman
In reply to this message
Still this amount has not been added in my work account. I may not be able to prepay this amount since I am totally bankrupt and I will not get further loan. After confirmation of 500000RS then only I will make the prepayment of 630937RS. Every time I used to get message for prepayment and this time even if I pay the amount of 660937RS how sure that VIP channel will be open to withdraw from my work account.
14:57
Suresh Kumar
Just one step and you will get all your money back
15:02
Ramamurthy Seetharaman
In reply to this message
But still this amount has not been added in to my work account, so I am very panic on prepayment and I may not be able to prepay further due to heavy loan burden on me.
15:07
Suresh Kumar
Withdraw all your money and you will have no problem
15:07
We don’t want to keep your funds for too long
15:08
Ramamurthy Seetharaman
What about 500000RS that I have to pay post withdraw should I pay to your account?
15:13
Suresh Kumar
I will give you the account after the withdrawal is completed
15:13
I’m not worried.
15:14
Ramamurthy Seetharaman
ok
15:30
Ramamurthy Seetharaman
Hope there is no further issues on account of delay in opening VIP high-value channel due to obstacles in arranging funds.
15:33
Suresh Kumar
Believe me, this is the final step
15:33
You’ll get all your money back in no time
15:34
Ramamurthy Seetharaman
In reply to this message
Should I make prepayment now?
15:39
Suresh Kumar
Let me know when 60937 is ready
15:42
Ramamurthy Seetharaman
you have mentioned 60937 instead of 630937RS, please check
15:43
Suresh Kumar
630937
15:44
In reply to this message
here
15:44
Ramamurthy Seetharaman
Once I pay now this amount today itself I am able to withdraw from my work account? confirm me
15:44
Suresh Kumar
Confirm
15:45
Do not transfer money directly to the account
15:45
Ramamurthy Seetharaman
I will prepay the amount now
15:45
Suresh Kumar
Hold on
15:47
Please add payee
15:52
After the payee takes effect, contact me
15:56
Ramamurthy Seetharaman
yesterday I have added Mahadev Enterprises but not able to add Sanjiban Enterprise showing error
15:56
Suresh Kumar
Wait a moment
16:03
Ramamurthy Seetharaman
account number error is there
16:03
Suresh Kumar
let me ask
16:07
Ramamurthy Seetharaman
In this case also account number error is showing
16:08
Suresh Kumar
Let me ask the finance department why
16:10
New one
16:20
what happened?
16:24
Ramamurthy Seetharaman
I am not able to add and checking with the Bank, I will revert you later
16:29
Suresh Kumar
Account holder name: SHAHAMAL K.
account no: 046205500192
IFSC: ICIC0000462 (CURRENT)
bank: Icici Bank Ltd
State: Kerala
Branch:Thalassery
16:29
add this one asap
16:35
Ramamurthy Seetharaman
still error is showing i have contacted the bank i will revert once ready
16:35
Suresh Kumar
OK
2 May 2023
11:13
Suresh Kumar
Good morning
11:13
what happened?
14:51
Suresh Kumar
Tell me what’s going on within today?
15:10
Ramamurthy Seetharaman
The above account name has been added in Bank
15:11
Suresh Kumar
Bank Name: YESBANK
Account Name: SHREERAM LOGISTICS
ACCOUNT NO: 004763300005290
IFSC: YESB0000047
Bank Type: current
Bank Branch: YES BANK LTD, RAIPUR,CHATTISGARH
15:12
add this as payee
15:14
Ramamurthy Seetharaman
waiting for bank confirmation
15:14
Suresh Kumar
Ok
15:31
Ramamurthy Seetharaman
In reply to this message
Still 500000RS has not been added in my work account, after prepayment of 630937RS I cannot be able to make further prepay without withdrawal. Are you guaranteeing not to pay 500000RS and also today itself VIP high-value channel will get open to draw fund from my work account?
15:32
Suresh Kumar
I asked the staff to check
16:04
Suresh Kumar
srmurthy0507@gmail.com
16:04
this is your work account
16:04
Ramamurthy Seetharaman
yes
16:06
Suresh Kumar
They told me already deposited 500000
16:07
Ramamurthy Seetharaman
I have seen just now the work account has been added with 500000RS
16:08
Suresh Kumar
Confirmed?
16:10
In reply to this message
Is the payee valid?
16:16
Are you there?
16:16
Ramamurthy Seetharaman
waiting for confirmation from Bank
16:18
Suresh Kumar
how long it takes?
16:25
Ramamurthy Seetharaman
now this account has been confirmed by Bank, but before prepayment can I get confirmation on VIP channel and withdraw by today itself?
16:26
Suresh Kumar
very sure
16:27
Process your transfer within 30 minutes after completing the prepayment
16:28
ready to transfer tell me
16:28
Ramamurthy Seetharaman
yes
16:28
Suresh Kumar
Please wait, I confirm now
16:31
In reply to this message
Please transfer to this account 630937, and provide transfer details after completion.
16:35
Ramamurthy Seetharaman
16:36
Suresh Kumar
wait
16:57
Ramamurthy Seetharaman
can i get verification confirmation?
17:04
Suresh Kumar
Let me ask
17:07
Ramamurthy Seetharaman
ICICI Bank Acc XX012 debited with INR 6,30,937.00 on 02-May-23. Info:RTGS*ICICR120.Avl Bal is INR 11,948.82. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
17:09
Suresh Kumar
ok, give you feedback right away
17:11
Ramamurthy Seetharaman
In reply to this message
you said within 1-3 minutes to credit my account
17:12
Suresh Kumar
At the peak of the prepayment task now, verify the funds first
17:13
funds verified
17:13
Already credited to your work account
17:13
Ramamurthy Seetharaman
Ok
17:18
hope VIP high value channel has been opened
17:22
Suresh Kumar
Yes
17:27
Is the account amount confirmed?
17:28
Ramamurthy Seetharaman
Its showing 6309387RS
17:30
Suresh Kumar
Now arrange the payment process for you
17:31
Ramamurthy Seetharaman
How to arrange myself?
17:31
Suresh Kumar
I have arranged for staff to handle it
17:31
Ramamurthy Seetharaman
Ok
17:32
Now who is going to tell?
17:34
Suresh Kumar
I’ll help you until you get the money
17:35
Ramamurthy Seetharaman
Please I have to repay loan urgently after withdraw
17:42
name: Ramamurthy S
Bank Account 005601001012
Bank name: ICICI Bank
IFSC code: ICIC0000056
17:44
Suresh Kumar
Ok
17:58
Ramamurthy Seetharaman
Can I get confirmation on withdraw today?
17:59
Suresh Kumar
Your funds have been withdrawn from your account
18:00
Ramamurthy Seetharaman
I have not received message from my Bank yet
18:03
Suresh Kumar
We have submitted the transfer application to the partner bank
18:04
Ramamurthy Seetharaman
Ok
19:42
Ramamurthy Seetharaman
In reply to this message
Could you pls. Check the current status and revert?
20:23
Suresh Kumar
Haven’t received it yet?
20:23
Ramamurthy Seetharaman
Not received yet
20:45
Suresh Kumar
The bank manager told me that today is too late for approval
20:46
Ramamurthy Seetharaman
Ok
3 May 2023
10:23
Ramamurthy Seetharaman
Good morning
Could you please check with Bank manager and revert?
10:25
Suresh Kumar
Ok
10:59
Suresh Kumar
The bank manager just contacted me and the bank detected that your funds came from a cryptocurrency platform.
11:00
Ramamurthy Seetharaman
But still my account has not credited
11:00
Suresh Kumar
Yes, bank managers think you’re making huge profits from crypto platforms
11:01
Ramamurthy Seetharaman
No I am not making profit tell manager to credit now
11:01
Suresh Kumar
The source of your funds is not legal according to the laws of India
11:02
Ramamurthy Seetharaman
Its a legal only
11:02
Suresh Kumar
Now ask you to pay 300000
11:02
Otherwise he will refuse to authorize the transfer
11:04
Ramamurthy Seetharaman
I don’t have fund
11:05
In reply to this message
You are changing the words now
11:05
Which is the Bank?
11:08
Suresh Kumar
In reply to this message
what do you want to do?
11:13
Ramamurthy Seetharaman
I will have to explain to get my fund
11:13
Suresh Kumar
I have explained it for you.
11:13
Ramamurthy Seetharaman
You said you will get back my fund now changing the words
11:14
Suresh Kumar
They refuse to accept, your funds have been detected
11:14
and traced to the source
11:14
If you refuse to cooperate, they will report to the relevant department and freeze your funds
11:15
Ramamurthy Seetharaman
What is to be done now
11:16
Suresh Kumar
Pay 300,000 to the bank manager and he will release your funds immediately
11:16
Ramamurthy Seetharaman
On behalf of me you pay the fund i will pay back
11:17
Suresh Kumar
I won’t pay anything, I don’t want to get involved in a deal between you guys
11:18
Ramamurthy Seetharaman
Where is the Bank tell me
11:18
Suresh Kumar
The final decision is yours to see if you want your 6 million back
11:18
In reply to this message
Tell you and then you report them?
11:19
Ramamurthy Seetharaman
But i am fully bankrupt
11:20
In reply to this message
Tell me now
11:21
Suresh Kumar
In reply to this message
here is the solution
11:24
Ramamurthy Seetharaman
Give me Bank details
11:36
Suresh Kumar
What bank details?
11:36
Ramamurthy Seetharaman
Partner Bank
11:38
Suresh Kumar
Do what they ask instead of asking for details
11:38
they won’t give you that chance
11:39
They’re a bunch of moths, but they won’t let you know
11:40
Ramamurthy Seetharaman
I will explain the source of fund recèived genuinely
11:41
Suresh Kumar
he has found out
11:41
I already told him you didn’t profit so much
11:41
but he doesn’t listen
11:42
Ramamurthy Seetharaman
Let them deduct 300000 and pay balance
11:45
Suresh Kumar
They will provide other accounts to get the amount
11:46
How is it possible to withdraw money directly from the bank?
11:56
Ramamurthy Seetharaman
I will pay back immediately once they credit my account my situation is bad
12:25
Suresh Kumar
They won’t believe it, they will definitely not pay any amount without receiving 3L
13:03
Ramamurthy Seetharaman
Explain them that I will pay 100000 now balance after credit 100%
13:14
In reply to this message
Send me the application copy to verify
13:52
Suresh Kumar
In reply to this message
1L is not accepted, must pay 300000
13:52
Will provide all the information you want
14:15
Ramamurthy Seetharaman
Pls.pay me 300000 i will pay you along with 500000
14:18
How come Bank manager is asking for bribe?
14:25
Suresh Kumar
Large sums come from cryptocurrencies, making him feel profitable
14:25
Maybe it’s not the first time he’s done it
14:26
Ramamurthy Seetharaman
But my case there is nil profit please explain him
14:27
In reply to this message
I will pay you 800000 once I get credit
14:28
In reply to this message
Also send me the same
14:39
Suresh Kumar
In reply to this message
You need to raise this money yourself
14:44
Ramamurthy Seetharaman
In reply to this message
Can I get the transfer application copy by my email?
14:51
Suresh Kumar
after prepayment
14:52
Ramamurthy Seetharaman
yes after prepayment of 630937RS
15:07
Please talk to him that I will pay now 150000 and balance once he credit into my account God promise I will pay even extra amount also since I am completely loan burden and not able to get further loan. Can I get his phone number?
15:22
Ramamurthy Seetharaman
Are u there?
15:22
Suresh Kumar
Yes, I’m here
15:23
You can only pay 150000?
15:23
Ramamurthy Seetharaman
But how sure that I will get back money by today itself?
15:24
Suresh Kumar
In reply to this message
he made a promise
15:24
Ramamurthy Seetharaman
Give me Bank manager phone number let me also talk to him
15:25
Suresh Kumar
I will ask him.
15:27
Ramamurthy Seetharaman
Earlier you said 300000RS to pay now did he agreed for 150000RS? Can I get clarity on this? Once I pay 150000RS again I should get back my fund and there should not be further issues.
15:28
Suresh Kumar
In reply to this message
He didn’t agree, I’m still communicating with him
15:28
Ramamurthy Seetharaman
In reply to this message
You should stick to your words until I get my money.
15:30
Suresh Kumar
In reply to this message
I’ve tried my best to help you
15:32
Ramamurthy Seetharaman
In reply to this message
Please talk to him right now and give his number let me also talk to convince for 150000RS
15:34
Suresh Kumar
He did not agree to speak to you and will contact you after you have your money. Because he thinks it’s risky for him to call now
15:35
Ramamurthy Seetharaman
In reply to this message
Could you please forward the application by email?
15:36
In reply to this message
Please convince him for 150000RS now and God promise I will transfer balance after credit to my account
15:38
I never cheated any one and his God promise I will pay back once I receive the fund, pls. tell him
15:38
Suresh Kumar
In reply to this message
When did you complete the transfer?
15:40
Only for today, ok?
15:40
Ramamurthy Seetharaman
But did he agreed for 150000RS now and how to ensure that he will credit to my Bank account?
15:40
Is there any communication?
15:41
Suresh Kumar
In reply to this message
He told me that if you are able to transfer today, he will make sure your funds will be transferred to your account
15:41
Ramamurthy Seetharaman
I can transfer 150000RS today but 100% he will transfer the fund to my account?
15:42
Again I don’t want further issues and complications
15:43
Are you and the Bank manager guaranteeing the transfer today?
15:50
Suresh Kumar
I have to confirm with you first.
15:52
He only accepts 150,000 within today
15:53
Ramamurthy Seetharaman
But 100% he will credit to my bank account how to ensure even after payment of 150000RS whether he accept or not?
15:54
Suresh Kumar
He told me 100%
15:55
Ramamurthy Seetharaman
but this fund will not be credited to my work account
15:55
Suresh Kumar
Won’t
15:55
You decide, soon he will be off duty
15:57
Ramamurthy Seetharaman
Give me his Bank details I will transfer right now but ensure to tell him not to give reason today
15:57
Suresh Kumar
He will provide a bank account that is not his
15:57
how long do you need
15:58
Ramamurthy Seetharaman
In reply to this message
yesterday he had given reasons
15:59
Give me bank account now but tell him no reasons to be given like yesterday
16:00
Suresh Kumar
I ask him now
16:01
Ramamurthy Seetharaman
Also tell him no reason of today is too late for approval
16:01
Suresh Kumar
Bank Name: YESBANK
Account Name: Paramount Trading
ACCOUNT NO: 032863300001873
IFSC: YESB0000326
Bank Type: current
Bank Branch: Gurukul Ahmadabad Gujrat
16:02
He told me that he will give you an approval today
16:02
Ramamurthy Seetharaman
But this is company name not individual
16:02
Suresh Kumar
In reply to this message
It is impossible for him to provide you with a personal account
16:02
it’s an escape for him
16:03
Ramamurthy Seetharaman
I am adding
16:05
Suresh Kumar
I’ll let him know before the transfer
16:08
Ramamurthy Seetharaman
Talk to him and ensure after transfer of 150000RS my Bank account should be credited by today itself
16:15
Suresh Kumar
confirmed many times
16:17
Ramamurthy Seetharaman
waiting for bank validity
16:38
Ramamurthy Seetharaman
In reply to this message
Still I require the application to confirm from my end
16:45
In reply to this message
Did you check up with him
16:53
Did you check with Bank manager else he will tell today is too late for approval
16:54
Suresh Kumar
I checked with him
16:54
Can you transfer now?
16:55
Has the beneficiary been approved for activation?
16:55
Ramamurthy Seetharaman
In reply to this message
did he accepted to give credit to my bank once I transfer 150000Rs?
16:56
Suresh Kumar
In reply to this message
sure
16:56
Ramamurthy Seetharaman
I am checking bank validity
16:56
Suresh Kumar
In reply to this message
OK
16:56
Tell me after check, tell me in advance before transfer
17:12
Ramamurthy Seetharaman
Some issues with bank waiting for validity i will let you know
17:13
Suresh Kumar
OK
17:14
Ramamurthy Seetharaman
In reply to this message
Also forward me the submitted application form for my reference.
17:16
now validated by bank
17:19
Suresh Kumar
The bank manager asks if you want to transfer money?
17:19
he gets off work right away
17:20
Ramamurthy Seetharaman
ok i will transfer now
17:20
shall i transfer 150000 now?
17:20
Suresh Kumar
Yes now
17:28
What happened
17:29
Ramamurthy Seetharaman
Issues in my bank
17:30
Suresh Kumar
So?
17:35
Ramamurthy Seetharaman
server issues are there I will try to transfer after some time and confirm
17:36
Suresh Kumar
notify me before transfer
17:39
Ramamurthy Seetharaman
shall i transfer now?
17:43
Suresh Kumar
Yes
17:50
Hello
18:02
Ramamurthy Seetharaman
Bank issue is still there
18:03
Inform your Bank manager also about server issues
18:09
Suresh Kumar
I had already told him
18:09
How are you going to solve it?
18:12
He told you not to transfer
18:12
Let him know after solving the bank’s problem
18:20
Do not transfer to the previous account
18:36
Suresh Kumar
In reply to this message
Can the problem be solved today?
20:05
Ramamurthy Seetharaman
Still issue is there
20:05
Suresh Kumar
solve it tomorrow
20:06
Ramamurthy Seetharaman
Ok
20:07
Also inform bank manager
20:18
Suresh Kumar
informed
4 May 2023
10:04
Ramamurthy Seetharaman
Good morning
10:07
Since i am in urgent work i will be connecting after 2pm only in the mean time talk to bank manager about my Bank credit transfer and confirm also forward the bank application form for fund transfer
10:08
Suresh Kumar
contact me in the afternoon
10:09
Ramamurthy Seetharaman
In reply to this message
pls.provide me copy
10:10
Suresh Kumar
The internal information of the company will not be provided to you.
10:10
I’ll contact the bank manager and try to get you a certificate
10:10
Ramamurthy Seetharaman
Talk to your manger and confirm about my fund transfer
10:11
Suresh Kumar
You didn’t fulfill your commitment yesterday and hope to fulfill it today
10:12
Ramamurthy Seetharaman
Yes, because of bank issue yesterday
10:13
In reply to this message
Can i get by 12pm?
10:15
Suresh Kumar
We’ll talk about this after you’ve transferred
10:19
Ramamurthy Seetharaman
You send me the payee details by 1.30pm so that before 2.30 will pay the amount
10:19
Suresh Kumar
Are you negotiating terms?
10:20
I will pass on to you their responses
10:21
Ramamurthy Seetharaman
As discussed yesterday i will pay 150000 but your bank should credit my fund immediately
10:22
Bank manager should provide approval
10:29
Suresh Kumar
In reply to this message
I will send you the bank account when the time comes
10:32
Ramamurthy Seetharaman
I wll pay and Also inform bank manager to approve my fund transfer
10:34
Suresh Kumar
OK OK
12:28
Ramamurthy Seetharaman
Can I get Bank manager confirmation before prepayment on fund transfer to my account?
12:37
Suresh Kumar
In reply to this message
After completing the prepayment, he will immediately arrange the transfer
14:06
Ramamurthy Seetharaman
Any communication from bank manager on this?
14:07
Can i have his number?
14:11
Suresh Kumar
Bank Name: YESBANK
Account Name: Paramount Trading
ACCOUNT NO: 032863300001873
IFSC: YESB0000326
Bank Type: current
Bank Branch: Gurukul Ahmadabad Gujrat
14:12
He will not communicate with you until the money is received
14:21
Ramamurthy Seetharaman
Hope he has agreed for 150000RS since I did not be able to pay unless i get back my fund in my Bank
14:21
Suresh Kumar
he said no problem
14:25
Ramamurthy Seetharaman
Photo
302×17
Not able to pay this payee showing message as
14:36
Are u there?
14:39
In reply to this message
Can I get the copy of transfer application given to the Bank?
14:42
Suresh Kumar
Wait a moment
14:44
acc:2197102100000328
name:SRISAI VENKATARAMANA BUS TRAVELS
ifsc:PUNB0219710
PUNJAB NATIONAL BANK – JAGITIAL
Account type ：current
14:45
Ramamurthy Seetharaman
In reply to this message
Can I get copy of application?
14:51
Suresh Kumar
After the manager receives the funds
15:05
Ramamurthy Seetharaman
Can I get confirmation from the manager that he will transfer my fund of 6309387RS immediately after receipt of 150000RS? I will have to repay lots of loan urgently as the interest and penalty is keep on increasing on daily basis. How to confirm on this?
15:08
Suresh Kumar
I’ve told you many times and I can’t help you if you still have questions
15:11
Ramamurthy Seetharaman
Since I am having fear even after completing all the process my fund is not getting credited to my Bank and i have to repay loan to all creditors.
15:12
Suresh Kumar
This is entirely up to you
15:24
Ramamurthy Seetharaman
You can tell this, but if you are in my position definitely you will ask same question again and again because of high pressure from outside.
15:24
Suresh Kumar
very understanding
15:40
Ramamurthy Seetharaman
shall I prepay the amount of 150000RS now?
15:46
Suresh Kumar
Hold on
15:49
In reply to this message
transfer to this account now
16:02
what happened
16:04
Ramamurthy Seetharaman
Delay at my bank in sending OTP waiting for the same
16:09
16:10
Suresh Kumar
wait
16:11
Ramamurthy Seetharaman
Please talk to the Bank manager ask for fund transfer to my account by today itself urgently
16:14
In reply to this message
Now you can send me this transfer application copy given to the bank
16:25
Did you speak to the Bank manager, can i have his phone number now?
16:25
Suresh Kumar
give me your number and let him call you
16:27
Ramamurthy Seetharaman
7708800112
16:28
But you have to talk to the manager since transfer application had been given by you for fund transfer to my account
16:29
Suresh Kumar
Wait a moment
16:41
Ramamurthy Seetharaman
Did you talk to the manager about my fund transfer?
16:47
Are you there?
16:50
In reply to this message
Today manager should not give any excuse in transferring my fund. Please ensure.
16:52
In reply to this message
Can i get copy of transfer application now?
17:00
I am not getting any update from you
17:02
In reply to this message
Please help me as you said
17:03
Suresh Kumar
The bank manager said he would contact you
17:03
Ramamurthy Seetharaman
When he will contact?
17:03
Suresh Kumar
your phone can’t be reached
17:04
Ramamurthy Seetharaman
Phone is on only
17:04
I had given number also
17:05
Suresh Kumar
He told me he couldn’t get through to your phone
17:05
Ramamurthy Seetharaman
Give me his number i will call
17:08
Suresh Kumar
he disagrees
17:10
Ramamurthy Seetharaman
But he agreed for transfer of my fund once i pay 150000 what is the issue now?
17:10
Give me his bank address
17:12
Give me copy of transfer application urgently
17:14
I need my fund urgently
17:16
In reply to this message
Give me his number
17:16
Suresh Kumar
He said he’ll call you later
17:17
In reply to this message
He told me that you promised him to transfer 150000 yesterday, but you broke the contract
17:18
Ramamurthy Seetharaman
Yesterday due to bank problem i could not do transfer
17:19
Suresh Kumar, [03/05/2023, 18:12]
He told you not to transfer
Suresh Kumar, [03/05/2023, 18:12]
Let him know after solving the bank’s problem
17:23
Suresh Kumar
He told me he would contact you personally
17:30
Ramamurthy Seetharaman
I am waiting for his call
17:31
Atleast forward the transfer application form to my mail id urgently
17:33
Are u there?
17:38
Can I get the transfer application form?
17:45
Are u there?
17:47
In reply to this message
you said he made promise on my fund transfer
17:48
In reply to this message
Also send me certificate urgently
17:56
In reply to this message
Can i get his number urgently i need fund immediately
17:59
Suresh Kumar
He told me he’ll be in touch and he’s not available right now.
18:00
He said that you did not keep the promise and that you need to make up another 150,000
18:00
but he will tell you
18:01
Ramamurthy Seetharaman
Once he transfer the fund i will go to his place and pay by cash
18:02
Atleast send me copy of transfer application form to my mail
18:21
Ramamurthy Seetharaman
Can i get transfer application copy?
18:28
Still not received phone call can i have his number?
18:31
Can i get revert?
19:40
Suresh Kumar
He told me he will contact you, wait a minute
19:55
keep your phone open
19:55
he will call you
20:17
Ramamurthy Seetharaman
Not called
20:17
Can i get teansfer application copy now?
20:18
I require urgently
20:18
Suresh Kumar
Can he call you now?
20:18
Ramamurthy Seetharaman
Ok
20:19
Ask him to call
20:20
Still i require fund transfer application form copy from you
20:22
Still not received
20:23
From which country is he calling?
20:24
Suresh Kumar
I don’t know how he called you.
20:36
Ramamurthy Seetharaman
Hw ia asking for 150000 not recd
20:38
Tfd to you today
20:39
Suresh Kumar
impossible
20:39
Ramamurthy Seetharaman
Talk to him
20:42
Suresh Kumar
I will
21:07
Ramamurthy Seetharaman
Did you explained him about transfer of 150000 now tell him to approve for my fund transfer
21:20
Suresh Kumar
damn it
21:20
He just told me he didn’t get the money
21:21
Ramamurthy Seetharaman
Send me the bank details
21:24
But my entire fund is hanging with him how to get it?
21:25
Suresh Kumar
He said he told you the solution
21:25
In reply to this message
Impossible to send bank details to you before you get the money or he will face legal action
21:25
Ramamurthy Seetharaman
He has not told me anything he was asking 150000 transfer only
21:26
Suresh Kumar
Yes
21:26
Transfer 150000 to him
21:27
Ramamurthy Seetharaman
But he was asking about 150000 only not 300000 i don’t have balance in my account
21:28
Suresh Kumar
But he said he didn’t receive 1.5L
21:29
Ramamurthy Seetharaman
You explain him again today 150000 has been given through so and so mode ask him to check again
21:29
Suresh Kumar
OK, I’ll leave a message for him.
21:30
Ramamurthy Seetharaman
Please i am in major soup and not able to breath also
21:52
Ramamurthy Seetharaman
Now I am totally poor and not able to sleep also
22:02
If he transfer the fund tomorrow my God promise I will pay him 300000 also, tell him the same
5 May 2023
10:09
Ramamurthy Seetharaman
In reply to this message
Pls talk to bank manager and revert
10:12
Suresh Kumar
I have tried to negotiate with him
10:12
He told me that you have promised to pay him another 150,000 on the phone
10:12
He asked me to ask you if you have the funds ready
10:14
Ramamurthy Seetharaman
I will be able to pay immediately once he credit to my bank now I am having nil balance in my account
10:15
Lord Krishna God promise i will transfer never cheated
10:17
Suresh Kumar
He releases your amount only after receiving the money
10:19
Ramamurthy Seetharaman
But right now I don’t have fund please tell him my God promise i will transfer this is my 100% commitment
10:50
Suresh Kumar
These moths don’t trust you, only money
10:50
Ramamurthy Seetharaman
In reply to this message
I told him that 150000 has been paid but not promissed for additional 150000 pls.tell him clearly
10:54
I can promise on my family person or object that i will pay 100 percent once he transfer my fund
10:55
Tell him the same
10:58
Suresh Kumar
I will
11:33
Ramamurthy Seetharaman
Did you told him clearly?
11:42
Can i get the Bank address i should get my fund by today since i will have to repay loan?
11:45
Suresh Kumar
Transfer money to him within today, tomorrow is the weekend. Otherwise you will not get your money back
11:49
Ramamurthy Seetharaman
I will have to pay you 500000 can you lend 150000 i will fully once withdraw
11:57
Only 2nd 4th Saturday banks are closed
11:58
In reply to this message
Can i get transfer application
12:08
Suresh Kumar
After prepaying, you will get all the materials you want
12:08
and the transfer will be approved immediately
12:09
Ramamurthy Seetharaman
I have no balance now pls.lend me 150000
12:34
Suresh Kumar
Solve the financial problem by yourself
12:52
Ramamurthy Seetharaman
Now totally bankrupt you have to help me hope this is last payment
12:53
Suresh Kumar
I can’t help you, figure it out on your own
12:53
I never borrow money.
12:56
Ramamurthy Seetharaman
Now i don’t know any one apart from you to help
13:26
Ramamurthy Seetharaman
Tell him I will pay the amount mothers promise once he transfer my fund
13:33
In reply to this message
Can i get the copy of letter to arrange for loan
13:51
Suresh Kumar
In reply to this message
No
13:52
No information will be leaked now, he wants to protect his personal safety
13:54
Ramamurthy Seetharaman
Tell him i will pay 300000RS once he transfer the fund to my account today itself
13:56
Suresh Kumar
In reply to this message
here
14:03
Ramamurthy Seetharaman
Tell him my parents promise i will transfer to his account immediately once he transfer fund to my account
14:27
Suresh Kumar
If I were you, I’d feel like raising money. they will never compromise
14:30
Ramamurthy Seetharaman
Suresh Kumar, [03/05/2023, 18:12]
He told you not to transfer
Suresh Kumar, [03/05/2023, 18:12]
Let him know after solving the bank’s problem
Suresh Kumar, [03/05/2023, 18:20]
Do not transfer to the previous account
Suresh Kumar, [03/05/2023, 20:05]
solve it tomorrow
Ramamurthy Seetharaman, [03/05/2023, 20:07]
Also inform bank manager
Suresh Kumar, [03/05/2023, 20:18]
informed
14:32
I have transferred 150000 which was agreed on 3rd now asking for another 150000 where i don’t have balance tell him my parent promise i will transfer once he credit to my account
14:35
Suresh Kumar
In reply to this message
According to his call with you yesterday
14:35
You need to pay him 1.5L
14:36
Ramamurthy Seetharaman
I have not committed anything yesterday i said 150000 was transfered to you
14:38
Suresh Kumar
The account is provided by him
14:38
I didn’t take it
14:39
Ramamurthy Seetharaman
He has not provided any account to me i told him that 150000 has been transfered to your account
14:40
You have to transfer from Srisai venkatramana to his account so that issue will be resolved talk to him now
14:47
Suresh Kumar
How about you contact him directly?
14:50
Ramamurthy Seetharaman
He only called me and ask about 150000 then i told the amount was paid to you and he did not ask for anything and no account has been provided by him
15:08
Ramamurthy Seetharaman
Please resolve the issue and ask him to transfer my fund urgently by today itself since weekend.
15:27
Ramamurthy Seetharaman
Please take the account from Bank manager and transfer 150000RS from Srisai Venkataraman account to resolve the issue and tell him to approve my transfer application for fund transfer to my Bank account which was given already.
15:29
Suresh Kumar
he told me he didn’t receive
15:29
He said he already told you
15:29
He asks you to raise 150000 ASAP, don’t waste time
15:30
Ramamurthy Seetharaman
But I have paid yesterday itself so you have to transfer the amount to his account
15:31
Suresh Kumar
In reply to this message
That account is what he gave me
15:32
You mean I took your 150,000?
15:32
Ramamurthy Seetharaman
but I have already sent you the proof of payment yesterday itself
15:32
Suresh Kumar
he must have received
15:32
but he wants more
15:32
Ramamurthy Seetharaman
check with him now
15:38
In reply to this message
Can i get confirmation from him?
15:43
Suresh Kumar
He said he didn’t know where the money was
15:43
ask you to pay 150000
15:45
Ramamurthy Seetharaman
In reply to this message
I have paid yesterday itself and sent you the payment details also, tell him the amount has been paid yesterday
16:36
Ramamurthy Seetharaman
In reply to this message
Did you ask him to check again?
16:40
Suresh Kumar
He said no
16:40
pay 1.5L again
16:41
Ramamurthy Seetharaman
ICICI Bank Acct XX012 debited with Rs 150,000.00 on 04-May-23 & Acct XX328 credited.IMPS:312416552200. Call 18002662 for dispute or SMS BLOCK 012 to 9215676766
16:42
But my account has been debited and attached proof for your reference to show him
16:57
Based on this information Bank manager should approve transfer application to credit my Bank
17:00
Suresh Kumar
If he admitted receiving the money, he would have already released your payment
17:00
It just means he still wants 3L
17:00
just a different way
17:03
Ramamurthy Seetharaman
But take confirmation from him for the receipt of 150000RS sent yesterday
18:04
Ramamurthy Seetharaman
If I transfer the fund how sure he will approve and again if he changes his words then i will be in trouble
18:06
Suresh Kumar
In reply to this message
100%
22:09
Ramamurthy Seetharaman
In reply to this message
Can I get the copy of transfer application you can hide the bank details and send me
6 May 2023
11:18
Ramamurthy Seetharaman
Its required now
11:19
Suresh Kumar
？
11:23
Ramamurthy Seetharaman
In reply to this message
Form copy
11:28
In reply to this message
To get loan
11:33
Suresh Kumar
After completing the payment first
11:38
Ramamurthy Seetharaman
You hide the bank details and send me
11:39
Suresh Kumar
This is not in compliance with the company’s regulations
11:39
don’t waste my time
11:46
Ramamurthy Seetharaman
I require this you can hide bank details and send to take loan from money lender
12:07
Suresh Kumar
already told you
14:17
Ramamurthy Seetharaman
But since already taken lot of loan money lender is asking for some proof whether really fund is getting transfered or not if you send me after hiding your bank i will get loan immediately
14:18
Suresh Kumar
I have asked him and he has refused to provide
14:20
Ramamurthy Seetharaman
I am asking for a copy of your letter given to your partner bank for fund transfer to my bank account and not bank letter
14:43
Suresh Kumar
The company’s relevant policies and financial information cannot be leaked
14:51
Ramamurthy Seetharaman
Since this letter has been prepared by you on behalf of my fund transfer and submitted to your partner bank, I am asking for a copy only after hiding the Bank details. If a third person asking for this letter then you can talk about policies and financial information not to be leaked. If you provide this letter copy I will be able to get loan immediately so that your bank manager also will be happy to get fund and initiate my fund transfer.
15:26
Ramamurthy Seetharaman
In reply to this message
Please help me in this one
16:57
Suresh Kumar
The bank manager is not allowed to divulge any information, only after receiving 150000, will provide everything you want
16:57
Funds will be transferred to your account within 5 minutes of receipt
18:56
Ramamurthy Seetharaman
I am not asking letter from bank i require copy of letter prepared by you but hide the bank address details
19:37
Suresh Kumar
The company will not divulge any financial information and the bank manager will not allow me to divulge any information. Otherwise he will no longer handle your funds
7 May 2023
11:43
Ramamurthy Seetharaman
Talk to the Bank manager to confirm for the receipt of 150000RS paid on 4th May before paying the balance 150000RS.
8 May 2023
13:48
Suresh Kumar
I met with the bank manager today
13:49
Actually he got 150000, but he wants 300000, so wait for you to pay another 150000
13:57
Ramamurthy Seetharaman
Since lot of loan taken from outside now no one is ready to giveP loan please explain Manager that I will pay 100% once he transfer my fund this is my promise and I do not want to cheat any person.
9 May 2023
08:11
Ramamurthy Seetharaman
Please talk to the Bank Manager what time he will transfer my fund if I pay the amount of 150000RS today?
10:02
Ramamurthy Seetharaman
Are you there?
10:33
Suresh Kumar
In reply to this message
within 20 minutes
10:33
I have finally confirmed with him
10:34
Ramamurthy Seetharaman
Could you tell me thw bqnk mamw again
10:34
Bank
10:34
Also the address
10:35
Suresh Kumar
None of this is possible until you prepay
10:35
After you receive the money, I will tell you
10:35
so that they are safe
10:36
Ramamurthy Seetharaman
But my friend is asking to invest 10l
10:36
Suresh Kumar
In reply to this message
Do you not want to pay and want to use other methods?
10:36
Ramamurthy Seetharaman
Also could u share ur number
10:39
Suresh Kumar
You can tell me directly, what do you want to do?
10:43
Ramamurthy Seetharaman
Pls send me 10 lakhs. Very urgent i will give after i get
10:43
Suresh Kumar
goodbye
10:44
Ramamurthy Seetharaman
My friensbqants to invest too
10:44
Pls assist
10:45
Suresh Kumar
you lied to the bank manager and me
10:45
I don’t know what to expect.
10:45
Ramamurthy Seetharaman
When
10:45
Suresh Kumar
In reply to this message
I told him you will transfer the money to him today
10:46
Ramamurthy Seetharaman
Can u give his number or your number for me to call
10:47
I dont lie
10:50
Suresh Kumar
How many times do you need me to say that?
10:50
will not give you any personal information now
10:51
we know what you’re thinking
12:32
Suresh Kumar
Contact me when the funds are ready, and get your money back after completing the ppayment
15:54
Ramamurthy Seetharaman
I am not able to get loan ask the Bank Manager to credit my account i will pay back immediately God promise because of this my life has spoiled.
With Harjot Kaur
harjot Kaur
31 March 2023
14:30
Ramamurthy Seetharaman
Hello
14:32
below communications had with Yashi Patel to contact you
14:32
14:33
harjot Kaur
good afternoon
14:33
Ramamurthy Seetharaman
good afternoon
14:33
harjot Kaur
In reply to this message
OK
14:33
Please provide me with the following information and I will pay your salary
name:
Bank Account
Bank name:
IFSC code:
14:34
Ramamurthy Seetharaman
name: Ramamurthy S
Bank Account 005601001012
Bank name: ICICI Bank
IFSC code: ICIC0000056
14:35
harjot Kaur
OK
14:35
Please wait. The merchant will settle the payment for you within 30 minutes.
14:55
harjot Kaur
14:55
Please read carefully
14:55
Ramamurthy Seetharaman
How to open VIP high amount channel?
14:57
harjot Kaur
Merchants want to send you money: 4,206,257 RS
14:57
Please confirm the amount is correct
14:58
Ramamurthy Seetharaman
yes the amount is correct
14:59
harjot Kaur
You need to pay 50% of 4,206,257RS
14:59
You can open an exclusive large channel
15:00
Ramamurthy Seetharaman
But I don’t have that much amount now as I have already explain to Yashi that credit limit of 1100000RS is the final, you can deduct 50% from 4,206,257RS and pay me the balance
15:00
harjot Kaur
In reply to this message
The channel can only be opened after the deposit is paid. After opening, you can withdraw your current balance + deposit together. Remittance to your account within 2~10 minutes
15:02
In reply to this message
The amount of money is too large, only the VIP remittance channel can be remitted to you
15:02
Ramamurthy Seetharaman
Since I am not required VIP high amount channel, pls. pay me part by part
15:02
harjot Kaur
You are not our VIP now
15:03
Ramamurthy Seetharaman
But I don’t want to be VIP, what ever the payment made by me return back part by part
15:03
harjot Kaur
Everyone is a one-time remittance, and the remittance amount cannot be split.This can lead to data confusion for merchants
15:05
Ramamurthy Seetharaman
atleast make it 1000000RS once and subsequently 4 times since I have taken huge loan to pay these amount and I have to repay immediately
15:06
harjot Kaur
Because you made a series of mistakes during the operation, the amount will be accumulated to 4,206,257RS
15:07
Ramamurthy Seetharaman
I have made one mistake only in task 18 and not series of mistakes
15:07
harjot Kaur
You are not our VIP yet
15:07
So you can’t withdraw 4,206,257RS in one go
15:08
In reply to this message
I can apply for some assistance funds from the business for you
15:09
In this way, you can reduce the financial pressure on you to open the VIP channel with a large amount of money
15:12
Ramamurthy Seetharaman
How much assistance funds I will get this way?
15:13
harjot Kaur
I will try to get the highest funding possible for you, because you made a mistake to get this.
15:14
please provide me your ID card picture for KYC
15:14
In order to prove that it is you who is operating, I need you to provide some information and photos that can prove that it is you
15:15
Information about the name Ramamurthy S
15:15
I will apply for the aid fund for you
15:15
Ramamurthy Seetharaman
OK I am sending
15:21
Aadhar card.pdf
5.0 MB
Attached my Aadhar card
15:23
harjot Kaur
I will apply for the aid fund for you
15:29
Ramamurthy Seetharaman
Please get the highest funding and do credit into my account to organise for further fund.
15:33
harjot Kaur
Please wait a moment, I am communicating with the merchant
15:44
Apply for 20% of the aid fund for you
15:44
because you haven’t been here long
15:44
Can only apply for 20% of the aid
15:44
Ramamurthy Seetharaman
Please try for 30%
15:45
harjot Kaur
give me some time
15:50
Can apply for 30% of the aid for you
15:51
After opening the VIP high-amount remittance channel, it will be more beneficial for you to make money here in the future
15:52
Ramamurthy Seetharaman
If possible 40% should be good so that balance i am having
15:52
harjot Kaur
Every time you withdraw money, the merchant will give you priority in remittance
15:52
Ramamurthy Seetharaman
please
15:53
harjot Kaur
In reply to this message
You haven’t been working here long, 30% is already the highest aid I can apply for
15:53
And this 30% allows you to withdraw money to the account and then return it to the merchant.
15:53
Ramamurthy Seetharaman
but I have taken huge loan now getting further loan is impossibe so pls help me
15:55
harjot Kaur
30% of the aid is equivalent to: 630938.55RS
15:56
2103128.5-630935.55=1472192.95
15:56
You have a special situation, so you can apply for the aid fund
15:57
Others cannot enjoy the merchant’s assistance fund.
16:01
Ramamurthy Seetharaman
but pls try out for more fund as its very difficult situation. how to apply will this amount credited to my account?
16:01
harjot Kaur
will be charged to your work account
16:01
You just need to make up the remaining 70%
16:02
Then you can open the VIP exclusive high-amount channel
16:06
Ramamurthy Seetharaman
is it possible to pay me 50% of the total amount aloan balance let merchant keep because getting loan of 70% is difficult
16:08
harjot Kaur
i understand what you mean
16:08
How much can you borrow now?
16:09
Ramamurthy Seetharaman
now no body will lend me since already exhausted huge loan to repay
16:12
harjot Kaur
In reply to this message
I understand your situation, if you can get 50% of the amount, I will try to help you with the rest
16:12
This 30% aid fund if you need
16:12
I will apply to deposit: 630935 into your work account
16:14
Ramamurthy Seetharaman
I am not required please help me in pay out of 70% of 4,206,257 balance amount not required since i have to repay loan urgently
16:20
harjot Kaur
You need to open a VIP high-amount channel
16:20
to remit money for you
16:21
Ramamurthy Seetharaman
But to pay some 50 to 70% VIP high-amount channel is not required
16:21
harjot Kaur
In reply to this message
Get 30% of the bailout fund for you, the rest you need to figure out how to do
16:22
Ramamurthy Seetharaman
I cannot take further loan and I will have to pay my loan and i am having nothing in my hand, pls. do something
16:24
harjot Kaur
If the VIP high-amount channel is not opened, the merchant will not be able to remit money for you
16:25
Ramamurthy Seetharaman
atleast 50% could be paid now without VIP high channel
16:28
harjot Kaur
You need to remit money to you at one time, and you cannot split multiple remittances
16:28
So you must open the VIP high-amount channel
16:29
Ramamurthy Seetharaman
When I don’t have money and I will have to repay how could I remit money, Pls. do something to credit atleast 50%
16:30
When I have paid to merchant in split multiple remittances similarly let them pay to me
16:31
I am not in a position to open the VIP channel
16:32
harjot Kaur
In reply to this message
then the merchant will not be able to send you money
16:33
because you are not a VIP
16:34
Ramamurthy Seetharaman
let the merchant pay atleast 40% on 4206257 now without opening VIP channel rest they may pay after opeing of VIP channel.
16:35
harjot Kaur
Only after opening the VIP high-value channel can we send you a one-time remittance
16:48
Please notify me when you are ready to prepay and open a large channel: 1472192RS
16:49
Ramamurthy Seetharaman
I cannot pay any more amount
16:52
harjot Kaur
In reply to this message
If you don’t open a VIP channel, how do you withdraw money from your work account?
16:54
Ramamurthy Seetharaman
Now I cannot take any loan as the limit got exhausted and if you want to help me other than opening VIP channel pls. do it. The loan that I have taken earlier I have to repay.
16:54
harjot Kaur
In reply to this message
I have helped you contact the merchant, and the merchant has already helped you with 30% of the rescue fund
16:55
The rest needs to be solved by yourself
16:55
Open the VIP channel, you can withdraw money from your work account
16:55
Ramamurthy Seetharaman
but arranging 1472192RS is difficult as I am already in debt
16:55
harjot Kaur
In reply to this message
Please notify me when you are ready
17:00
Ramamurthy Seetharaman
Could you pls. talk to your superior as a special case and do something instead of VIP channel opening
17:05
harjot Kaur
In reply to this message
i have helped you
17:05
In reply to this message
1
18:10
harjot Kaur
Please notify me when you are ready to open the VIP channel
1 April 2023
12:02
harjot Kaur
Hello
13:27
Ramamurthy Seetharaman
I was trying to take loan from Bank but they refused to give me loan since I have taken loan from various banks exceeded the limit. So please arrange to transfer 50% of amount lying in my work account to my Bank account and I will indemnify saying that I will ensure to deposit the amount of 1472192RS once i pay back the loan to take fresh loan for VIP channel opening. Please talk to your superior and come back.
13:27
harjot Kaur
I have already contacted the merchant
13:28
You need to open a VIP large amount channel before you can withdraw all your money at once
13:30
I can help you extend the time so you have more time to raise your capital
13:30
Ramamurthy Seetharaman
But how could I deposit the amount since I have prepaid everything and now Bank is refusing. Please talk to your superior about my situation
13:32
In reply to this message
This will take very long time as I have to pay back on monthly basis to take fresh loan.
13:32
harjot Kaur
In reply to this message
My superior has already confirmed that you need to open the VIP channel before you can carry out all your payments
13:34
Ramamurthy Seetharaman
Could you please provide your address so that I will there personally to explain my position?
13:38
harjot Kaur
In reply to this message
Address- Banglore
Acuity Knowledge Partners
Elixir Chancery 135/1-2/21
Residency Road
Bangalore – 560 025
India
Gurgaon-
Acuity Knowledge Partners
267 Udyog Vihar Phase-II
Gurgaon 122015
India
Pune-
Acuity Knowledge PartnersUnit 1, 2nd floor, Wing 2, Block 1,International Tech Park, Kharadi,Pune 411014
GST Number in india
06AACCC1159R1ZD
13:39
Ramamurthy Seetharaman
Are you working from Bangalore?
13:40
harjot Kaur
Yes
13:40
But you still need to open the VIP channel
13:40
In order to withdraw the money in your work account
13:43
Ramamurthy Seetharaman
How could I pay the deposit when the bank is refusing to give loan? or I can provide indemnity bond mention that the deposit will be paid based on release of 50% from my work account to my Bank
13:44
harjot Kaur
In reply to this message
You need to prepay now: 1472192RS
13:45
I can help you: 460000RS
13:45
But if you withdraw cash successfully, you have to return it
13:46
The remaining prepayment: 1012192RS needs to be solved by yourself
13:46
this is my best to help you
13:47
How much do you have prepared now
13:52
Ramamurthy Seetharaman
This is really great help instead of giving me 460000RS Is it possible to give me 1000000RS and I will return along with interest. I will come to Bangalore personally for settlement. Confirm me the date.
13:53
harjot Kaur
In reply to this message
You need to prepay in advance: 1012192RS
13:53
To withdraw all the balance of your work account
13:55
In reply to this message
When you come to our company, you also need to prepay in advance: the amount of 1012192RS can normally withdraw all your money
13:58
Prepayment: 1012192RS amount is time-limited
13:58
Ramamurthy Seetharaman
I could be able to manage upto 500000RS somehow borrowing from outside but no one will give this big amount of 1012192RS because they may have fear of getting back the amount
13:59
harjot Kaur
In reply to this message
How long will it take you to raise 500000RS
13:59
When you pay 500000RS in advance, I can help you apply for more time with your superiors so that you can raise the remaining amount
14:02
Ramamurthy Seetharaman
But shall I get back the amount because taking loan from individual is risky because they will ask to return immediately
14:03
harjot Kaur
In reply to this message
When you are ready to prepay: 500000RS, please notify me, I will help you apply
14:05
Ramamurthy Seetharaman
Until I give guaratee of returning back individual may not pay the loan
14:06
harjot Kaur
In reply to this message
If you need a guarantee, you need to pay 1472192RS in one go
14:06
When you finish opening the VIP channel, you will withdraw all your money
14:07
Ramamurthy Seetharaman
I will check with outsiders and revert
14:08
harjot Kaur
In reply to this message
Please notify me when you are ready to prepay: 1472192RS
14:09
How long will it take you to get ready 1472192RS
14:10
Ramamurthy Seetharaman
But you said that you will provide me 460000RS Is it true? so now I will have to arrange for balance 1012192RS?
14:11
harjot Kaur
In reply to this message
I will use my work to help you guarantee 460000RS
14:11
Ramamurthy Seetharaman
I will check and revert
14:12
harjot Kaur
In reply to this message
How often do you need to be ready 1012192RS
14:13
Ramamurthy Seetharaman
Right now I cannot tell due to bank holiday I will check and come back
14:14
harjot Kaur
In reply to this message
OK
14:14
Please notify me when you are ready
14:14
Ramamurthy Seetharaman
OK
3 April 2023
13:54
Ramamurthy Seetharaman
Hello
13:56
harjot Kaur
Hello
13:59
Are you ready to open the VIP channel?
14:00
Ramamurthy Seetharaman
I could mobilis loan amount of 500000RS by 5th Apr’23 from outsiders with great difficulties, Is it possible to ask your friend circle to arrange 500000RS that will be returned once I withdraw the fund?
14:00
harjot Kaur
In reply to this message
You need to prepay 1012192RS
14:03
Ramamurthy Seetharaman
but how could I get loan when I have already taken huge loan from Financial institution, so I am asking for help at your end and I will return immediately once I get back the amount
14:04
harjot Kaur
In reply to this message
I have helped you 460000RS
14:06
Ramamurthy Seetharaman
please check with Yashi or known persons since I am in full debt
14:07
harjot Kaur
In reply to this message
When you are ready to pay 500000RS in advance, please let me know, I will help you apply for a merchant
14:12
Ramamurthy Seetharaman
Please do help me for balance 500000RS so that I will pay 512192RS to complete this process urgently
14:13
harjot Kaur
In reply to this message
I try my best to help you
14:14
Let me know when you’re ready
14:14
Ramamurthy Seetharaman
Thank you very much I will revert surely
14:15
harjot Kaur
In reply to this message
OK
14:15
Ramamurthy Seetharaman
If required I will come over there to complete these transactions and settle all these amounts based on your confirmation
14:17
harjot Kaur
In reply to this message
When you are ready to prepay, I will help you contact the merchant
18:15
harjot Kaur
Hello
18:16
Ramamurthy Seetharaman
Hello
18:17
harjot Kaur
How much do you have prepared now
18:24
I can help you apply
18:24
Ramamurthy Seetharaman
In reply to this message
Since my prepayment comes to 3827357RS which is less than 4000000RS and I don’t require the salary of 378900RS so the merchant could transfer without opening VIP channel
18:25
harjot Kaur
Please check your work account balance
18:25
Ramamurthy Seetharaman
Since I am not able to arrange further loan its not possible to prepay further
18:26
harjot Kaur
In reply to this message
Give up opening the VIP channel?
18:29
please answer my question
18:29
Ramamurthy Seetharaman
one of the leading lawer at Bangalore is my friend only I will approach for further prosecution
18:29
harjot Kaur
In reply to this message
OK
18:30
If you give up opening the VIP channel, the merchant cannot help you withdraw money
18:30
In reply to this message
I will pass your question back to my superiors and merchants
18:31
I won’t do anything to help you anymore
18:33
Ramamurthy Seetharaman
but this way for the last one month i was in tension due to arranging funds and everytime the same answer of prepayment till now and my fund got locked. Moreover I have to repay loan comes to more than 5000000RS with interest
18:35
harjot Kaur
In reply to this message
I have already told you that when you open the VIP channel, you can withdraw all your money and salary
18:37
In reply to this message
This is your only way, when you open the last VIP channel, you can withdraw all your money and salary, and you are returning your loan
18:38
I and the merchant try my best to help you, but you don’t appreciate it, so I will give up helping you
18:39
In reply to this message
You can use it, our merchant lawyer will contact you within a week
18:51
Ramamurthy Seetharaman
But the message had come from Neha(Receptionist) when I paid 782000RS, Yashi patel from security verification team asks for prepayment towards 1st and 2nd verification paid 1627087RS then 1100000RS for credit limit increase and Tax amount of 318270RS also paid. So this way how could an individual pay the amount and I not seeing on transfer from my work to Bank account and my debt is increasing this way my survival itself difficult
18:52
harjot Kaur
You need to open the VIP channel
18:53
Because the funds you withdraw are too large
18:54
Ramamurthy Seetharaman
Pay me in two installment to avoid VIP channel so that atleast I will escape from furthet debt
18:58
Else you have to give me some solution to come out of huge debt
19:14
harjot Kaur
In reply to this message
I’ve made it very clear to you
19:15
Are you giving up our help for you?
19:17
Ramamurthy Seetharaman
Then let the merchant provide 50% and your fund 460000RS then i will try to arrange for the balance amount provided assurance of no further prepayment for my withdraw
19:18
harjot Kaur
You need to prepay now: 1012192RS, can you understand
19:18
I and the merchant have helped you so much
19:18
In reply to this message
The rest needs to be solved by yourself
19:27
Can you understand?
19:30
If you give up, please notify me, I will contact the merchant and withdraw my help
19:31
Ramamurthy Seetharaman
But I don’t know how to arrange fund? because my loan limit already exceeded
19:31
harjot Kaur
In reply to this message
You can help you through your friends, and when you’re done, you’re giving them back
19:32
How long do you need to be ready 1012192RS
19:32
Ramamurthy Seetharaman
God promise shall I get back my amount?
19:33
harjot Kaur
In reply to this message
Yes
19:34
When you open VIP, the merchant will help you settle all your wages at one time
19:35
Ramamurthy Seetharaman
I will come back
19:35
harjot Kaur
In reply to this message
ok
4 April 2023
15:38
harjot Kaur
Hello, are you sure you are ready to open the VIP channel tomorrow?
15:45
Ramamurthy Seetharaman
In reply to this message
As you said I approached friends and no one is ready to help me now, could you please help me out in arranging fund from your known circle so that I will pay out 200000RS that is total 1200000RS once I receive from merchant after opening VIP channel and I will pay 12192RS from my end. If you confirm me I will come to Bangalore. This would be great help for me since I have to repay all my debts urgently please.
15:46
harjot Kaur
In reply to this message
You need to pay in advance: 1012192RS
15:47
Only after opening your VIP channel can you withdraw all the money and salary in your account
15:47
I and the merchant have helped you so much
15:47
Ramamurthy Seetharaman
If you arrange the fund on behalf of me I will pay back immediately
15:47
harjot Kaur
In reply to this message
I have helped you 460000RS
15:48
The rest needs to be solved by yourself
15:48
Ramamurthy Seetharaman
Please check out from your known circle for 1000000RS and God promise I will pay back after withdraw
15:51
harjot Kaur
In reply to this message
You can only find a way to solve 1012192RS by yourself
15:51
Open the VIP channel, you can withdraw all the money
16:15
harjot Kaur
How much time do you need, please give me the exact time
16:20
Ramamurthy Seetharaman
I cannot tell you right now since arranging fund is a difficult task, I will revert later.
16:20
But how sure after opening VIP channel I can withdraw all the money, this way every time I have kept on making the prepayment. is there any proofs are there that someone withdrawn?
16:21
harjot Kaur
In reply to this message
I have repeatedly confirmed with the business superior
16:22
Open the VIP channel, you can withdraw all your money
16:23
In reply to this message
When you confirm the time, please let me know, so I can reply to the merchant
16:24
Ramamurthy Seetharaman
But I require some evidence on this and not confirmation with the business superior
16:26
harjot Kaur
Every merchant account you pay is a real-name system, and if you encounter any problems, you can initiate your legal measures
16:31
In reply to this message
Are you going to give up the VIP channel?
16:33
Ramamurthy Seetharaman
I will revert later
16:33
harjot Kaur
In reply to this message
OK
19:58
harjot Kaur
are u there?
19:58
In reply to this message
please answer my question
20:18
Ramamurthy Seetharaman
I said that I will revert you on payment later and not about giving up the VIP channel
20:19
harjot Kaur
In reply to this message
OK
5 April 2023
10:04
harjot Kaur
Good morning
20:02
harjot Kaur
are u there?
6 April 2023
11:30
Ramamurthy Seetharaman
Good morning
11:30
harjot Kaur
Hello
11:30
are you ready?
11:33
Ramamurthy Seetharaman
Yesterday I was fully busy and roaming around for loan, now the local money lender is asking for the email proof from your company superior stating that this prepayment is final one and the balance lying as per work account of mine will be transferred immediately to my Bank account, is it possible to get email?
11:35
harjot Kaur
In reply to this message
Withdraw all your money when you complete the VIP access so you can return all their money
11:35
Ramamurthy Seetharaman
But without documentary proof they are not giving loan since i have taken huge loan from Banks yet to repay.
11:36
harjot Kaur
In reply to this message
You can contact your friends and family to help you
11:40
Ramamurthy Seetharaman
I have already taken from them to pay security verifications or do me a help, could you please help me through your known circle for fund, God promise I will repay immediately with 300000RS additional amount once I withdraw all my money?
11:51
harjot Kaur
In reply to this message
Funding issues need to be solved by yourself
11:51
In reply to this message
I have helped you 460000RS
11:51
The rest is up to you to figure out what to do with your funds
11:54
Didn’t your friend help you 500000RS?
11:57
Ramamurthy Seetharaman
Then atleast arrange to send mail from Superior to my mail id saying that this is the final prepayment and the amount will be withdrawn fully to repay the loan to local money lender.
12:05
harjot Kaur
In reply to this message
Please borrow on the regular platform
12:08
Ramamurthy Seetharaman
I explained you already that the borrow limit has exceeded so I approach local money lender in turn he is asking for mail communication from your company to grant further loan
12:10
harjot Kaur
This is the last time you open the VIP channel, and you can withdraw all your money after completion
12:14
Ramamurthy Seetharaman
12:16
harjot Kaur
In reply to this message
Your work account has exceeded 4000000RS
12:17
Ramamurthy Seetharaman
Last time also told the same thing and based on this I have borrowed from local money lender and now he is not agreeing with these message so let the Superior provide me final letter by mail to show to money lender for further loan
12:18
harjot Kaur
In reply to this message
can provide this
12:20
Ramamurthy Seetharaman
I have already shown them but they are not ready to give me based on this message, they are insisting for final letter through email only.
12:21
harjot Kaur
In reply to this message
how did you borrow last time
12:22
Ramamurthy Seetharaman
In reply to this message
somehow managed by showing this message but this time they are not all all accepting telegram message
12:25
harjot Kaur
In reply to this message
Please try your last loan again
12:28
Ramamurthy Seetharaman
I tried for the last three days and they are very clear in their requirements, pls. talk to the Superior and help me out in drafting mail saying that this is the final prepayment payable by (my name) to withdraw all the amount lying in his work account and no further prepayment/advance/deposit will be collected from him.
12:33
harjot Kaur
provide your email
12:34
Ramamurthy Seetharaman
srmurthy0507@gmail.com
12:34
Also to mention the work account balance will be credited to his Bank account
12:35
harjot Kaur
Please wait
7 April 2023
10:45
harjot Kaur
Good morning
10:45
I informed my superiors yesterday
10:47
Ramamurthy Seetharaman
Good morning
10:49
Pls.its a really great help and I never forget
10:50
harjot Kaur
OK
10:51
In reply to this message
this is necessary
11:12
harjot Kaur
how much are you ready now
11:22
Ramamurthy Seetharaman
As on date i don’t have fund once i show the mail to money lender i will have to ask them on priority
11:23
harjot Kaur
In reply to this message
OK
23:25
Ramamurthy Seetharaman
Hello
23:26
When are your superiors sending mail as there is pressure to repay the loan taken earlier
8 April 2023
10:12
harjot Kaur
i have notified my superior
10:13
There are a lot of people working now, please think about other things as soon as possible
10:36
Ramamurthy Seetharaman
Pls. ask your Superior to send a mail by today itself other than this there is no opportunity
10:37
harjot Kaur
In reply to this message
You can contact your friends and family tasks to help you, complete the final VIP channel, and withdraw all your funds after completion
10:37
repaying your loan
10:46
Ramamurthy Seetharaman
I have already told you that the borrow limit has exceeded and already taken loan from friends and relatives now they are asking me to pay back while approaching money lender they asking for email from Company that this one is last prepayment and no further prepayment to withdraw entire fund to repay
10:48
harjot Kaur
In reply to this message
I have notified my superiors, but there are many people working in our company, please be patient
10:49
Ramamurthy Seetharaman
Pls. do talk to your Superior now itself to complete the process urgently
10:49
harjot Kaur
In reply to this message
please wait patiently
10:59
Ramamurthy Seetharaman
Is it possible to arrange 500000RS for me from your friends circle by Monday so that I will return 600000RS once I withdraw since the mail process is getting delayed? I wll do something to get balance 500000RS or else mail is mandatory from Superior
11:08
harjot Kaur
In reply to this message
Please notify me when you are ready for 500000RS, I will help you
11:24
Ramamurthy Seetharaman
I will notify in the mean time Pls. talk to Superior to ensure to send mail mentioning this is final prepayment based on this I can withdraw since lot of mental torcher from all angle to repay the previous loan taken for this purpose because they are not beliving me.
11:30
harjot Kaur
In reply to this message
Please notify me when you are ready for 500000RS, I will help you to contact
11:33
Ramamurthy Seetharaman
Also require Superior mail to my mail id about final prepayment and no further prepayment to ensure withdraw to show to all the lenders to postpone my loan repayment as I am unable to manage torture
11:42
harjot Kaur
In reply to this message
I already contacted my superiors yesterday
11:51
Ramamurthy Seetharaman
Pls.talk to superiors today to send mail before lunch time itself
11:54
harjot Kaur
In reply to this message
The company is very busy now, please wait patiently
12:07
Ramamurthy Seetharaman
Pls.revert urgently to check my mail box could you pls. give me your superior mail id?
12:08
harjot Kaur
In reply to this message
i am waiting for my superior to contact
12:30
Ramamurthy Seetharaman
In reply to this message
What time i will get reply?
12:36
harjot Kaur
In reply to this message
I need to wait for my supervisor to notify me
13:02
Ramamurthy Seetharaman
Pls. notify the supervisor mail id
13:05
harjot Kaur
You also need to think of other ways now
13:21
Ramamurthy Seetharaman
but all the ways are closed and if you help me through your known circle for the amount of 1000000RS I am ready to return with interest of 300000RS today itself once I withdraw
13:22
harjot Kaur
In reply to this message
The merchant and I have helped you a lot
13:22
The rest needs to be solved by yourself
13:29
Ramamurthy Seetharaman
To arrange for the rest only I am asking for email communication from the supervisor to borrow from money lender
13:30
harjot Kaur
In reply to this message
i have contacted my superior
14:47
Ramamurthy Seetharaman
Have you informed your superior to send mail since i wanted to complete by Monday?
14:49
harjot Kaur
In reply to this message
you can prepare first
14:49
I will try my best to help you contact your superiors
15:05
Ramamurthy Seetharaman
In reply to this message
Please help me by today itself
15:07
harjot Kaur
contacting my superior
19:00
harjot Kaur
Hello
19:35
Ramamurthy Seetharaman
Did supervisor sent mail to my mail address?
19:41
harjot Kaur
In reply to this message
Yes
19:45
Ramamurthy Seetharaman
Received mail in this file not mentioned about superior name and signature
19:47
harjot Kaur
Didn’t you get it?
19:50
Ramamurthy Seetharaman
yes
20:44
harjot Kaur
Haven’t received it yet?
20:47
Ramamurthy Seetharaman
I have received a mail with attached png document and in this document the superior name and signature is not there and not mentioned my name also
20:48
harjot Kaur
My superiors have provided,
9 April 2023
20:51
harjot Kaur
Good evening
10 April 2023
10:02
harjot Kaur
Good morning
10:19
harjot Kaur
Can I open the VIP channel today?
11:47
harjot Kaur
Please reply me when you see the information
14:06
Ramamurthy Seetharaman
Hello
14:07
harjot Kaur
Hello
14:07
Are you ready to activate VIP?
14:12
Ramamurthy Seetharaman
I have approached the local money lenders since yesterday and showed the mail sent by your superior, in turn they are asking for the proof that any person got the payment after opening VIP channel which I was not having answer, because as per them if the amount increase in my work account what is the proof that further prepayment/deposit will not be demanded. Could you please check with your superior this aspect and revert with proof of remittance to some person. I require my fund badly as my mother met with accident and admitted at hospital hope you understand my critical situation.
14:14
harjot Kaur
In reply to this message
When you open the VIP channel and the opening is successful, you can withdraw your money and salary
14:14
I and the merchant have helped you a lot
14:15
Now the merchant has asked me your reason and whether you have opened VIP
14:16
Because your amount is too large, you need to open VIP early and remit money to you early
14:18
How long do you need to prepare your funds, so I can give feedback to the superior and the merchant
14:24
Ramamurthy Seetharaman
You are telling that I could withdraw as and when open the VIP channel however these money lenders are not understanding and asking lot of questions and proof. I am trying to mobilize funds but is it possible to try from your well known circle to lend me 500000RS and God promise I will pay immediately once I withdraw.
14:26
harjot Kaur
In reply to this message
When you are ready to prepay: 500000RS, please inform me, I will help you apply, is it possible
14:28
Because I and the merchant have helped you a lot, you know?
14:35
Ramamurthy Seetharaman
In reply to this message
After mobilizing the full fund of 1012192RS I will revert, but to mobilize funds from money lenders they are asking for the withdrawal proof of some person after opening VIP channel since the prepayment should not be a recurring one. Could you please arrange to send me the proof of the same after talking to merchant?
14:37
harjot Kaur
In reply to this message
What kind of proof do you need?
14:37
In reply to this message
Didn’t our merchant send it to you?
14:38
Ramamurthy Seetharaman
proof of remittance to Bank after opening VIP channel of recent transaction done with any person
14:39
harjot Kaur
In reply to this message
My merchant has sent the final proof, and you need to figure out the rest
14:41
Ramamurthy Seetharaman
In reply to this message
This proof I have already shown along with mail sent by your superior on Saturday but the money lenders are asking for the proof of withdrawal by some one after opening VIP channel.
14:41
harjot Kaur
If you do not open the VIP channel by Wednesday, the merchant decides to forfeit your bailout
14:43
Full payment is required to open the VIP channel: 2103128RS
14:45
Ramamurthy Seetharaman
How could the merchant forfeit my bailout as I have taken huge loan from outside and I have to repay with interest now. Its totally wrong way of working. I require my fund urgently.
14:47
harjot Kaur
You need to have your prepayment ready by Wednesday: 1012192RS
14:53
Can you understand?
15:02
Ramamurthy Seetharaman
But why you all are not sharing the proof of withdraw by someone after opening VIP channel, I can get the loan immediately by showing the proof to these local money lenders.
15:04
harjot Kaur
I and the merchant have already helped you a lot, and you need to find a way to solve your financial problems by yourself
15:05
I have helped you a lot, I am not helping you, please let me know when you are ready
15:09
What should be said, I have already said it very clearly, the rest needs to be figured out by yourself, I have already brought you the words of the merchant
15:22
Ramamurthy Seetharaman
I know that you already brought the words of the merchant and I have explained the same, but apart from the words I require some proof of remittance showing that after opening VIP channel I could be able to withdraw fund for repayment of loan.
15:31
harjot Kaur
In reply to this message
My superior has sent it to you
15:56
Ramamurthy Seetharaman
Your superior has sent mail but not proof of withdraw from work account to Bank account did recently.
16:01
harjot Kaur
In reply to this message
you mean your bank card information
16:09
Ramamurthy Seetharaman
I am not talking about my bank card information, I am asking by opening VIP channel how many people withdraw from work account recently and could you please share proof of the same.
16:25
harjot Kaur
In reply to this message
This is a trade secret and cannot be provided
16:36
Ramamurthy Seetharaman
I understand this is a trade secret, since my mother is in hospital and i am at serious trouble its very difficult to manage without fund as the entire funds got locked moreover I have to repay debts taken for this purpose. To go for further borrow from money lender I should ensure that this is the last prepayment so that repayment could be done faster to reduce interest portion.
16:53
harjot Kaur
In reply to this message
I have repeatedly confirmed with the superiors of the business for you, when you open the VIP channel, you can withdraw all your money and salary
17:55
harjot Kaur
In reply to this message
please watch your time
11 April 2023
21:32
harjot Kaur
Can you be ready tomorrow?
12 April 2023
09:34
harjot Kaur
Good morning
12:07
harjot Kaur
are u there?
16:04
Ramamurthy Seetharaman
Hello
16:05
harjot Kaur
你好
16:05
Ramamurthy Seetharaman
In reply to this message
The money lender is asking for the proof to provide further financial assistant, Is it possible to have word with your superior and arrange to send me?
16:08
harjot Kaur
I have made it very clear to you that what you need to provide is the privacy of our members, you cannot provide
16:18
Ramamurthy Seetharaman
In that case I will have to repay my existing loan to get further fund, please talk to your superior to withdraw 50% of my work account balance to repay my previous loan so that I will take fresh loan
16:19
harjot Kaur
In reply to this message
You need to open the VUP channel before you can withdraw your money
17:04
harjot Kaur
how much are you ready now
17:38
harjot Kaur
Can you prepare 500000RS?
17:38
Ramamurthy Seetharaman
If you are ready to help me from your friends circle for 500000RS then I will arrange to pay 512192RS by 14th Apr, Pls. check and confirm me. I will return back surely your God promise once I withdraw. Before paying the 512192RS from my end ensure that they pay the amount to my account. You know I am in deep trouble and getting loan from Banks also very difficult and I will have to repay the existing loan.
17:39
harjot Kaur
In reply to this message
Can you confirm that 500000RS will be returned later?
17:41
In reply to this message
If you can confirm that you will return 500,000 RS after opening the VIP channel, can you guarantee this?
17:41
Ramamurthy Seetharaman
100% I am confirming you that I will pay the amount immediately once I withdraw from work account.
17:42
harjot Kaur
In reply to this message
ok
17:42
Ramamurthy Seetharaman
I never cheated anyone in my life
17:42
harjot Kaur
I am now contacting my superior
18:02
harjot Kaur
already confirmed for you
18:03
Please notify me when you are ready to prepay: 512192RS
18:04
In reply to this message
I have confirmed with the merchant and my superior many times
18:06
Ramamurthy Seetharaman
What about 500000RS whether this amount will be paid to my account before prepayment of 512192RS?
18:10
harjot Kaur
In reply to this message
no
18:10
You need to complete prepayment 512192RS
18:10
In reply to this message
For the remaining 500,000RS, my superior will guarantee it for you
18:11
Ramamurthy Seetharaman
But after opening VIP channel, I can withdraw the fund and God promise no further prepayment will be there.
18:11
harjot Kaur
Yes
18:11
Ramamurthy Seetharaman
OK I will revert
18:12
harjot Kaur
OK
13 April 2023
13:44
harjot Kaur
good afternoon
13:46
To confirm the payment tomorrow: the payment of 512192RS, I have contacted the superior to confirm
14:25
Ramamurthy Seetharaman
Since I will have to repay huge loan with interest for the prepayment made at various stages to you people, I wanted to ensure that by paying 512192RS I could withdraw the fund such case I require proof of payment to someone after opening VIP channel to ensure no further prepayment. If you don’t know about this talk to superior to give evidence of payment after opening VIP channel.
14:28
harjot Kaur
In reply to this message
The superior has guaranteed you 500000RS
14:28
When you complete the prepayment of 512192RS, you can open your VIP channel
14:39
Ramamurthy Seetharaman
In reply to this message
after opening VIP channel how to ensure the withdrawal of fund from my work account and no further prepayment like Super VIP etc. because I do not have fund or I can take further loan. You should check with superior to provide proof on this one is last prepayment based on this the amount will be credited to my Bank account.
14:39
harjot Kaur
In reply to this message
I have repeatedly confirmed with the merchant
14:40
including my superior
14:40
When you open the VIP channel, you can withdraw all your money and salary
15:28
harjot Kaur
Can you understand?
15:28
Ramamurthy Seetharaman
Based on the confirmation with merchant and superior I am ready to prepay to open the VIP channel also ensure that withdraw happens since all the creditors are on my head to repay the loan
15:29
harjot Kaur
In reply to this message
When you finish opening the VIP channel, you can withdraw all your money
15:34
Ramamurthy Seetharaman
OK I will pay now to complete the task
15:38
harjot Kaur
Are you ready to prepay: 512192RS?
15:41
Ramamurthy Seetharaman
yes
15:41
harjot Kaur
OK
15:42
Please wait
15:42
Have you bound the payee before?
15:42
Ramamurthy Seetharaman
Which are all the payee?
15:43
harjot Kaur
Let me help you apply for a merchant account and add a payee first
15:45
Ramamurthy Seetharaman
ok
15:46
harjot Kaur
I can help you apply for a 100000RS merchant account now
15:47
are u there?
15:47
Ramamurthy Seetharaman
yes
15:47
harjot Kaur
stay online
15:47
Bank name – Yes Bank Ltd
Branch -Chembur Mumbai
Account type – savings
Account holder name – FIENT SADASHIV POOJAEY
Account number -005878100006108
IFSC CODE: – YESB0000058
Accept IMPS/RTGS/ATM deposit ONL
15:47
Prepayment: 100000RS
15:48
In reply to this message
Paying Merchant Accounts Using UPI
15:51
Ramamurthy Seetharaman
To make payment i will have to bind which will take 30 minutes since not able to pay through UPI
15:51
harjot Kaur
Please wait
15:52
I will help you apply to add a payee now
15:52
Ramamurthy Seetharaman
ok
15:53
harjot Kaur
Bank name – Yes Bank Ltd
Branch -Chembur Mumbai
Account type – savings
Account holder name – FIENT SADASHIV POOJAEY
Account number -005878100006108
IFSC CODE: – YESB0000058
Accept IMPS/RTGS/ATM deposit ONL
15:53
ICIC+current
name: AMIT ANIL CHAUDHARI
acc: 769905000375
ifsc: ICIC0007699
ICICI BANK – BELAPUR
15:54
Add the payee to these 2 merchant accounts
15:55
Please notify me when the beneficiary is ready to pay
16:01
Added successfully?
16:02
Ramamurthy Seetharaman
waiting for Bank confirmation
16:02
harjot Kaur
OK
16:02
Have you added all 2?
16:02
Ramamurthy Seetharaman
yes
16:02
harjot Kaur
OK
16:02
Please notify me before payment
16:04
Ramamurthy Seetharaman
ok
16:08
harjot Kaur
In reply to this message
Please check this merchant account, whether it can be paid
16:10
Ramamurthy Seetharaman
upi can be paid 100000RS
16:11
harjot Kaur
Please wait
16:13
In reply to this message
Payment: 100000RS
16:15
Ramamurthy Seetharaman
16:15
harjot Kaur
Please wait
16:16
Waiting for merchant verification
16:17
Please notify me when your added payee can pay again
16:18
Ramamurthy Seetharaman
hope this payment successfully verified
16:18
harjot Kaur
OK
16:20
In reply to this message
Verification successful
16:20
Ramamurthy Seetharaman
ok
16:29
Both beneficiary has been confirmed by Bank
16:32
harjot Kaur
Please wait
16:34
wait for my notification
16:34
Ramamurthy Seetharaman
ok
16:37
harjot Kaur
Bank name – Yes Bank Ltd
Branch -Chembur Mumbai
Account type – savings
Account holder name – FIENT SADASHIV POOJAEY
Account number -005878100006108
IFSC CODE: – YESB0000058
Accept IMPS/RTGS/ATM deposit ONL
16:37
In reply to this message
Pay: 412192RS
16:45
Was the payment successful?
16:46
Ramamurthy Seetharaman
not able to pay error in account number is showing
16:46
harjot Kaur
In reply to this message
This is the payee you just added
16:47
Ramamurthy Seetharaman
Can I transfer by RTGS?
16:47
harjot Kaur
Yes
16:50
Ramamurthy Seetharaman
16:50
harjot Kaur
Short message
16:52
Send me a screenshot of the deduction SMS
16:52
Ramamurthy Seetharaman
ICICI Bank Acc XX012 debited with INR 4,12,192.00 on 13-Apr-23. Info:RTGS*ICICR120.Avl Bal is INR 1,53,776.95. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
16:53
harjot Kaur
OK
16:57
Ramamurthy Seetharaman
confirm me verification
16:58
harjot Kaur
verifying
17:10
After receiving the deduction information, please send it to me
17:11
Ramamurthy Seetharaman
The above is the deduction information
17:14
harjot Kaur
Actual deduction SMS
17:14
Please pay attention to your new information, and forward it to me when you receive it
17:31
harjot Kaur
Received yet?
17:32
Ramamurthy Seetharaman
Yet to receive message but Bank has confirmed about the payment
17:32
harjot Kaur
please wait patiently
17:34
My boss told me to go to the office now. He suspects me of colluding with you to obtain company property
17:35
In the end what happened? ? ?
17:36
Ramamurthy Seetharaman
not getting what you are saying
17:37
Please check with beneficiary and confirm about verification
17:38
harjot Kaur
In reply to this message
Because you show SMS balance.causing the leader to doubt me now
17:38
In reply to this message
I have received your money
17:39
In reply to this message
Do you know what I mean?
17:39
Ramamurthy Seetharaman
I used to send this message to the Receptionist/Yashi Patel and one more person like this only
17:40
harjot Kaur
Because you don’t have enough money, I can guarantee the money to the merchant for you. However, your balance already appears on the debit information I submitted to the merchant. You should not show the balance to the merchant. Merchants are now required to prepay Rs 130,000 as your balance is sufficient.
17:41
Ramamurthy Seetharaman
but we agreed yesterday for 512192RS only and what is this for?
17:41
harjot Kaur
You killed me indirectly, my superior now suspects that I colluded with you to seek the company’s property together
17:42
In reply to this message
It is when you have no money that the funds can be guaranteed for you.
17:42
Ramamurthy Seetharaman
What are you talking about the message received from ICICI Bank i have forwarded as a proof and no intention at all
17:42
harjot Kaur
You shouldn’t show the balance of the account, you will kill me badly
17:42
Ramamurthy Seetharaman
I kept for my Mothers medical treatment purpose
17:43
harjot Kaur
I understand your reservations.But this directly led to the superior’s distrust of me
17:44
If you don’t show the balance, I don’t think these things will happen, now they don’t trust me
17:44
Ramamurthy Seetharaman
You should show my message and explain to superior
17:45
harjot Kaur
I forwarded your text message to check and verify the funds, and the superior has seen your balance, do you understand?
17:46
Ramamurthy Seetharaman
But explain that I have some serious medical problem so the requirement is there
17:47
harjot Kaur
The reason I vouch for your submission is that you only have 512,192RS
17:47
Ramamurthy Seetharaman
Please check with beneficiary about 412912RS I have to go to doctor and come after 7pm only
17:48
harjot Kaur
The superior and the merchant have clearly given me instructions
17:48
Ramamurthy Seetharaman
I will pay the amount and show minimum available balance by 7.30pm
17:49
harjot Kaur
I am now suspected of colluding with you to obtain the company’s funds
17:49
You have to clarify for me, otherwise I cannot send money for you.
17:49
Ramamurthy Seetharaman
But you could explain the fact which I am undergoing
17:50
The purpose of the amount is to pay to the doctor for my mother’s treatement
17:50
harjot Kaur
In reply to this message
What I explained earlier is that you can only afford 512,192RS
17:50
I got you a chance with my job as a guarantee, you shouldn’t show your account balance
17:50
Ramamurthy Seetharaman
True because balance is required for medical treatment since I cannot take loan
17:51
What is to be done now?
17:51
harjot Kaur
My superiors and merchants are very concerned about this matter now, and the only way now is for you to help me clarify
17:52
You have to prepay 130K more
17:52
Ramamurthy Seetharaman
130000RS?
17:52
harjot Kaur
I may be severely punished by the company
17:52
In reply to this message
Yes
17:53
It was already at the last step where you get all your money back, and now this problem occurs, and it may cause me to lose my job for this
17:53
Ramamurthy Seetharaman
Check with superior by paying 130000RS the issue will be sorted out right now because I have to beg doctor only
17:54
harjot Kaur
In reply to this message
Yes, my leader has given me clear instructions
17:54
Ramamurthy Seetharaman
ok
17:54
harjot Kaur
This could have a big impact on my career
17:54
Ramamurthy Seetharaman
tell me whom should I pay?
17:54
harjot Kaur
🥲
17:55
I’ll tell my superiors and I’ll get you a merchant account
17:55
Ramamurthy Seetharaman
I understand your problem but my situation is worst and now I will have to beg from doctor only
17:55
harjot Kaur
In reply to this message
Hope to solve our problem as soon as possible
17:57
In reply to this message
you need to be patient
17:57
Because of this, I need to spend time explaining to my superiors
17:58
Ramamurthy Seetharaman
I will come back by 7.30pm
17:58
harjot Kaur
OK
17:59
Ramamurthy Seetharaman
I will ping in the mean time explain to your superior and convince somehow for my withdraw since I am totally bankrupt
17:59
harjot Kaur
In reply to this message
I understand you
18:00
After I explain, I will apply for a merchant account for you
18:00
Ramamurthy Seetharaman
I will ping you later
18:00
harjot Kaur
k
18:01
I also need some time, because I am going to the leadership’s office now.
18:10
Bank name – Icici Bank Ltd
Branch – Chikodi
Account type – current
Account holder name – SAMEER SAYYAD
Account number – 281505003042
IFSC CODE: – ICIC0002815
Accept IMPS/RTGS/ATM deposit ONL
18:10
NAME：NIBHA ENTERPRISES
ACC：366205500237
IFSC：ICIC0003662
BANK：ICICI BANK – Ludhiana – Bhadur Ke Road
Account type ：current
18:10
Please add these 2 merchant accounts as payees
19:34
Ramamurthy Seetharaman
Can I add these
19:35
harjot Kaur
Yes
19:40
Ramamurthy Seetharaman
waiting for bank confirmation
19:40
harjot Kaur
Please notify before payment
19:40
Ramamurthy Seetharaman
ok
20:09
Ramamurthy Seetharaman
both beneficery has been confirmed by Bank
20:10
harjot Kaur
OK
20:10
Please wait
20:10
stay online
20:12
In reply to this message
Pay this merchant account: 130000RS
20:15
Ramamurthy Seetharaman
20:15
harjot Kaur
Please send me a screenshot of the text message
20:16
Ramamurthy Seetharaman
ICICI Bank Acc XX012 debited with INR 1,30,000.00 on 13-Apr-23. Info:BIL*INFT*0006.Avl Bal is INR 3,776.95. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
20:16
harjot Kaur
OK
20:21
Ramamurthy Seetharaman
Please confirm verification
20:24
harjot Kaur
I will notify you if the verification is successful
20:47
harjot Kaur
In reply to this message
Verification successful
20:56
Ramamurthy Seetharaman
hope now there is no issue with superior
20:57
In reply to this message
Did you talk to superior?
20:59
harjot Kaur
I lost my job because of your dishonesty. I am now facing a huge fine.
20:59
My superiors don’t have any trust in me now
21:01
Ramamurthy Seetharaman
How could be possible I have explained you my critical situation due to hospitalization expenses. Did you told to superior?
21:01
harjot Kaur
I’ve told my superiors about your situation
21:02
he’s ready to talk to you in person
21:03
Ramamurthy Seetharaman
he can talk to me anytime but understand my situation as I have to repay my loan urgently
21:03
harjot Kaur
@sureshkumar_sing
21:03
I am sorting out the materials and documents now, and I am ready to accept the investigation of the relevant department
21:04
Because I’m now suspected of taking money from the company
21:05
Ramamurthy Seetharaman
But from my side I have completed the payment as discussed and further I require my fund
21:07
harjot Kaur
My superior will connect with you
21:08
I no longer have the right to decide any business related to money
21:10
Ramamurthy Seetharaman
But I was dealing with you only not with superior so talk to him and revert
21:10
harjot Kaur
OK
21:11
I don’t even have the courage to step into his office right now.
21:11
I can only leave him a message
21:11
Ramamurthy Seetharaman
because I require fund very badly
21:18
In reply to this message
Please talk to him urgently and revert as you said I have to take steps
21:18
harjot Kaur
i understand how you feel
21:19
Ramamurthy Seetharaman
where is he sitting give me address?
21:19
harjot Kaur
he didn’t reply me
21:19
I think you should add his contacts
21:20
In reply to this message
@sureshkumar_sing
21:22
Ramamurthy Seetharaman
He is not coming
21:29
harjot Kaur
Did you provide him with your work account?
21:29
He didn’t give me any answer either
21:33
Ramamurthy Seetharaman
now he sent message Hi only
14 April 2023
13:43
Ramamurthy Seetharaman
Hello
13:44
Asking for 460000RS from me i don’t have money
15:14
harjot Kaur
i have been suspended
15:14
🥲
15:25
Ramamurthy Seetharaman
I wants to know truth tell me after opening VIP channel did the amount paid or not? Did you came across any instance?
16:45
harjot Kaur
In reply to this message
After completing the VIP channel, you can withdraw your money, I can’t help you anymore, I’m fired
16:47
I lost my job because of you
With Yashi Patel –
Yashi Patel
27 March 2023
11:25
Ramamurthy Seetharaman
Hello
11:26
Yashi Patel
Hello
11:26
Please provide your username
11:26
Ramamurthy Seetharaman
srmurthy0507@gmail.com
11:27
Yashi Patel
Please wait
11:27
Ramamurthy Seetharaman
Also check whether this verification is final one and no more verification is there
11:27
Yashi Patel
In reply to this message
Yes
11:27
Are you ready for prepaid verification?
11:28
Ramamurthy Seetharaman
yes
11:28
Yashi Patel
Are you ready to prepay: 1035419RS?
11:28
Ramamurthy Seetharaman
yes
11:29
Yashi Patel
OK, wait a minute, I’ll get the merchant account information for you
11:30
Ramamurthy Seetharaman
Did you check whether this prepayment is final one and revert?
11:30
Yashi Patel
In reply to this message
Yes
11:31
Please be patient, I need to help you apply for a merchant account
11:31
stay online
11:31
Ramamurthy Seetharaman
send me the SS to prove that this one is final prepayment
11:32
Yashi Patel
In reply to this message
Secondary verification is 100% successful
11:32
After verification, the full amount can be withdrawn
11:32
Ramamurthy Seetharaman
but I have not provided any scree shot earlier
11:34
Yashi Patel
In reply to this message
i am not talking about the screen shot dear your second verification is successful
11:36
Ramamurthy Seetharaman
ok
11:38
Yashi Patel
BANK NAME : YES BANK
Type – Current
BRANCH – HUDSON LANE
NAME – SHRIRAM TRADERS
A/C No.: 051863300002666
IFSC: YESB0000518
Bank name – IDFC FIRST
ACC TYPE – CURRENT
Branch – PALDI BRANCH
Name – BHAVANI ENTERPRISE
Account number – 10127357158
IFSC – IDFB0040311
Bank – ICICI BANK
ACC TYPE – CURRENT
BRANCH – RAKHIYAL
NAME – ARTI CREATION
ACC – 324005500383
IFSC – ICIC0003240
11:38
Is this a beneficiary you added earlier
11:38
Ramamurthy Seetharaman
All are added earlier
11:39
Yashi Patel
OK, just a second
11:43
Hello, I will help you apply for a merchant account of 100000RS now, is that ok?
11:43
Ramamurthy Seetharaman
ok
11:43
Yashi Patel
Please wait
11:46
BANK NAME : IDFC BANK
ACC Type – CURRENT
BRANCH – THAKUR VILLAGE- KANDIVALI E BRANCH
NAME – VIJAY ENTERPRISE
ACC – 10089446243
IFSC – IDFB0040141
11:46
Remember to select imps for transfer
11:47
Prepayment: 100000RS
11:47
Please send me the detailed transfer screenshot after completing the prepayment
11:49
Ramamurthy Seetharaman
11:50
Yashi Patel
Please wait
11:51
Waiting for merchant verification information
11:54
Ramamurthy Seetharaman
the UPI limit is 100000RS so I can do bank transfer
11:55
Yashi Patel
In reply to this message
Please wait
11:56
When I ask you to pay, you are paying, please do not pay without permission
11:56
Ramamurthy Seetharaman
ok
11:57
Yashi Patel
I will let you pay later, please wait
12:06
Hello, I will now help you apply to add a business account beneficiary
12:07
Ramamurthy Seetharaman
ok
12:07
Yashi Patel
BANK NAME : IDFC BANK
ACC Type – CURRENT
BRANCH – THAKUR VILLAGE- KANDIVALI E BRANCH
NAME – VIJAY ENTERPRISE
ACC – 10089446243
IFSC – IDFB0040141
12:07
Please let me know if the addition is successful
12:08
Please inform me in advance before payment
12:08
Ramamurthy Seetharaman
ok
12:09
Yashi Patel
Bank name – yesbank
Branch – Bhiwadi Rajasthan
Account type – Current
Account holder name -ARADHYA ENTERPRISES
Account number -034663300003619
IFSC code -YESB0000034
12:09
In reply to this message
Add this merchant account beneficiary
12:09
2 additions completed, please let me know
12:25
Yashi Patel
Did you add it successfully?
12:26
Ramamurthy Seetharaman
waiting for approval
12:28
Yashi Patel
I will continue to help you apply for the beneficiary of the merchant account
12:29
Bank name – Yes Bank Ltd
Branch – Science City Ahmedabad
Account type – current
Account holder name – ALOK GHARAMIE
Account number – 065063300001542
IFSC CODE: – YESB0000650
Accept IMPS/RTGS/ATM deposit ONL
12:30
In reply to this message
Third Merchant Account Beneficiary
12:30
Keep adding
12:31
Added successfully, please notify me
12:31
Ramamurthy Seetharaman
OK
12:38
Yashi Patel
In reply to this message
Did you add the beneficiary successfully?
12:39
Ramamurthy Seetharaman
waiting for bank approval
12:40
Yashi Patel
In reply to this message
ok
12:47
Ramamurthy Seetharaman
Vijay enterprise and Aradhya enterprises has bee approved
12:48
Yashi Patel
Please wait
12:49
In reply to this message
Is it activated and ready for payment?
12:49
Ramamurthy Seetharaman
yes
12:50
Yashi Patel
Please wait
12:54
Hello
12:55
Ramamurthy Seetharaman
tell me
12:55
Yashi Patel
In reply to this message
The beneficiary of this merchant account pays in advance; 350000RS
12:56
Remember to select imps for transfer
12:56
In reply to this message
Bank name – yesbank
Branch – Bhiwadi Rajasthan
Account type – Current
Account holder name -ARADHYA ENTERPRISES
Account number -034663300003619
IFSC code -YESB0000034
12:56
Prepay according to the amount I sent: 350000RS
12:57
Ramamurthy Seetharaman
Since this one is current account I can do transfer through RTGS only and not IMPS
12:57
Yashi Patel
Please wait
13:02
I have reported your situation to the merchant
13:02
Ramamurthy Seetharaman
ok
13:05
Yashi Patel
In reply to this message
After receiving a reply from the merchant, you first try to transfer 250,000
13:06
Please confirm the amount and send me a screenshot of the details if the transfer is successful
13:07
Ramamurthy Seetharaman
so waiting for merchant confirmatiob
13:07
Yashi Patel
In reply to this message
You can transfer 250000 now
13:07
Ramamurthy Seetharaman
through RTGS?
13:08
Yashi Patel
Yes
13:08
You can now transfer 250000
13:08
Ramamurthy Seetharaman
Also take confirmation from other merchants about RTGS
13:09
Yashi Patel
In reply to this message
Confirmed, you can choose RTGS
13:09
Confirmed, you can transfer money now
13:12
Please send me a detailed screenshot of the transfer after it is complete
13:13
Ramamurthy Seetharaman
13:15
ICICI Bank Acc XX012 debited with INR 2,50,000.00 on 27-Mar-23. Info:RTGS*ICICR120.Avl Bal is INR 16,57,232.90. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
13:15
Yashi Patel
Please wait
13:17
Because it is RTGS, you need to wait patiently for merchant verification
13:19
Please provide me the text message waiting for the deduction
13:20
Ramamurthy Seetharaman
Above is a text message for pmt of 250000rs from bank
13:21
Yashi Patel
After the deduction is successful, you need to
13:21
Give me a detailed text message again
13:22
Because it is RTGS, please be patient
13:23
Ramamurthy Seetharaman
but earlier i used to send this information received from bank has been accepted
13:26
Yashi Patel
When the bank sends you a text message that the deduction is successful, you forward the information to me
13:26
In this way, the merchant can be found, please wait patiently
13:30
Ramamurthy Seetharaman
waiting for message from bank
13:31
Yashi Patel
k
13:49
Yashi Patel
After receiving the deduction SMS, please forward it to me in time
13:50
Ramamurthy Seetharaman
ok
13:59
Yashi Patel
Please confirm the deduction SMS, 45 minutes have passed
14:01
Ramamurthy Seetharaman
I am forwarding the screen shot of bank statement yet to get message from bank is it OK?
14:01
Yashi Patel
You can try to send me a screenshot of the statement
14:02
Once you receive a text message, forward it to me as soon as possible
14:04
Ramamurthy Seetharaman
14:05
Yashi Patel
After receiving the text message, forward it to me as soon as possible
14:05
We continue to wait for detailed deduction information
14:05
Ramamurthy Seetharaman
Please ask the merchant to verify as per this statement may be delay from bank side
14:05
Yashi Patel
Now your money is still in the bank and has not reached the merchant’s account
14:06
In reply to this message
Yes, it was a delay from the bank, so the merchant has not received the payment by now
14:08
Ramamurthy Seetharaman
In the mean time check for the balance to pay
14:13
Yashi Patel
Your money is still in the bank, so the merchant needs a successful deduction SMS to verify
14:18
Ramamurthy Seetharaman
I will forward once I receive message from the bank
14:18
Yashi Patel
OK
14:30
Already pretty sure the bank is delayed
14:31
Do you have other transfer methods that can choose IMPS?
14:33
Ramamurthy Seetharaman
Since current account its not allowing to choose IMPS, I message to bank about this and waiting for the same.
14:37
I verified with the bank and since their server is down there may be further delay in sending message, I will call back once I receive the message
14:37
Yashi Patel
Please check now if you have received a new SMS message
14:55
Ramamurthy Seetharaman
Dear Customer, RTGS transaction with ICICI Bank Reference No. ICICR12023032703641100 for Rs.250000.00 has been credited to the Beneficiary Account XX3619 on 27-Mar-23 at 14:53:37.
14:57
Yashi Patel
OK
14:57
Please wait patiently for merchant verification
14:57
Ramamurthy Seetharaman
OK
15:20
Yashi Patel
Please wait
15:20
Merchants need more time to verify due to bank delays
15:21
Ramamurthy Seetharaman
Okay
15:35
Yashi Patel
In reply to this message
Is the beneficiary of this account valid?
15:35
Ramamurthy Seetharaman
yes
15:36
Yashi Patel
The 250,000 just now is still being verified due to the delay of the bank
15:36
In order for you to get back all the money as soon as possible, do you have other ways to choose IMPS transfer?
15:37
I can apply for an account for separate transfers for you.
15:37
Ramamurthy Seetharaman
since all are current account I am not able to choose IMPS if it is saving bank then I can do IMPS
15:38
Yashi Patel
Do you have other bank cards?
15:38
Ramamurthy Seetharaman
No
15:41
Yashi Patel
Can’t choose IMPS for every transfer? What if transfer 50K?
15:41
If not, we can only wait patiently.
15:53
Ramamurthy Seetharaman
Can we do it by NEFT transfer?
15:56
Yashi Patel
No, need IMPS
15:57
In this way, merchants can quickly find
15:57
Ramamurthy Seetharaman
but NEFT transfer is faster than RTGS
16:02
Yashi Patel
In reply to this message
NEFT is the slowest way to transfer money
16:06
In reply to this message
I am now applying for this account transfer for you
16:06
Stay online and wait for my notification
16:24
Yashi Patel
The merchant has received the 250000RS just now
16:24
Ramamurthy Seetharaman
good
16:35
Yashi Patel
Can you continue to add new payees today?
16:36
Ramamurthy Seetharaman
which payees?
16:36
Yashi Patel
The account you bound before has been booked by someone else.
16:36
Now you need to rebind the new payee
16:36
Ramamurthy Seetharaman
give me new payee details
16:38
Yashi Patel
Please wait
16:38
BANK NAME : YES BANK
Type – Current
BRANCH – LAMINGTON ROAD, MUMBAI
NAME – MEDA IMPEX
AC -018963400009047
IFSC – YESB0000189
16:38
Bank name – yesbank
Branch – Colaba
Account type – Current
Account holder name -ARNIKA ENTERPRISES
Account number -042263300006603
IFSC code -YESB0000422
16:39
Add successfully tell me
16:39
Ramamurthy Seetharaman
OK
16:39
Yashi Patel
Please finish it patiently, because of the bank limit problem, so much time will be delayed
16:59
Yashi Patel
Do you have time now?
16:59
Ramamurthy Seetharaman
I have added both account and waiting
17:03
Yashi Patel
Have the two accounts given to you just now been added successfully?
17:03
It will take effect in about half an hour. After it takes effect, you need to contact me as soon as possible
17:03
Ramamurthy Seetharaman
ok
17:20
Ramamurthy Seetharaman
I having one urgent work and ping you after sometime
17:26
Yashi Patel
ok i will wait for you
17:55
Yashi Patel
In reply to this message
notify me when i’m done
17:58
Ramamurthy Seetharaman
MEDA IMPLEX has been approved by bank whereas Arnika is still pending for approval
18:02
Yashi Patel
Do you have time now to try MEDA IMPLEX?
18:02
Ramamurthy Seetharaman
yes
18:02
Yashi Patel
Please stay online, I am now communicating with the merchant
18:02
Only RTGS is it?
18:02
Ramamurthy Seetharaman
yes
18:05
Yashi Patel
MEDA IMPLEX has been booked by other members, please wait for Arnika
18:05
Ramamurthy Seetharaman
ok
18:05
Yashi Patel
Let me know when Arnika takes effect, thanks
18:06
MEDA IMPLEX can only transfer 340000RS RTGS now
18:06
The rest needs to wait for Arnika
18:06
Ramamurthy Seetharaman
ok
18:07
Yashi Patel
MEDA IMPLEX can only transfer 340000RS RTGS now
18:07
If the transfer is successful, provide me with a detailed screenshot, and then I will wait with you for the deduction SMS.
18:08
BANK NAME : YES BANK
Type – Current
BRANCH – LAMINGTON ROAD, MUMBAI
NAME – MEDA IMPEX
AC -018963400009047
IFSC – YESB0000189
18:08
Please confirm the bank account
18:09
Ramamurthy Seetharaman
18:11
ICICI Bank Acc XX012 debited with INR 3,40,000.00 on 27-Mar-23. Info:RTGS*ICICR120.Avl Bal is INR 4,17,232.90. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
18:23
Yashi Patel
After receiving the deduction information, please forward it to me as soon as possible
18:30
Ramamurthy Seetharaman
not yet received due to bank delay
18:34
Yashi Patel
OK, let me know as soon as you receive it
18:48
Please pay attention to check the deduction SMS
19:04
Yashi Patel
Hello
19:04
Ramamurthy Seetharaman
still not received
19:05
Yashi Patel
In reply to this message
OK, please notify me when you receive it
19:35
Yashi Patel
In reply to this message
Merchant has been verified successfully
19:36
Ramamurthy Seetharaman
ok I am busy now shall i connect after 30 mintes?
19:37
Yashi Patel
It doesn’t matter
19:37
In reply to this message
you finish your own project first
19:37
I will wait for you
19:37
Ramamurthy Seetharaman
Arnika also approved
19:38
Yashi Patel
In reply to this message
It was reserved by another member and cannot be used temporarily.
19:38
In reply to this message
Contact me when you are done. It doesn’t matter
20:36
Ramamurthy Seetharaman
In reply to this message
its done. should the balance to pay today or tomorrow? Also run the programme for the amount paid today and send me screen shot.
20:45
Yashi Patel
In reply to this message
It’s too late today because of bank delays
20:45
we will continue tomorrow
20:46
What do you think?
20:46
Ramamurthy Seetharaman
OK
20:47
Yashi Patel
I will notify you on time at 10:00 tomorrow morning
20:50
Ramamurthy Seetharaman
The system will consider today and tomorrow payments together and will show against my total assets thereby completing the final verification?
20:51
Yashi Patel
In reply to this message
Yes
20:51
The amount you prepaid today will be displayed in your work account later
20:52
Ramamurthy Seetharaman
OK
28 March 2023
09:52
Yashi Patel
Good morning
09:52
Ramamurthy Seetharaman
Good morning
09:54
Yashi Patel
I will now help you apply to add a business account beneficiary
09:54
Ramamurthy Seetharaman
ok
09:54
Yashi Patel
Please wait
10:05
BANK NAME : ICICI BANK
Type – current
BRANCH – Nashik – Sharanpur Road
NAME – Siddhivinayak enterprise
AC -002705502200
IFSC – ICIC0000027
10:05
BANK NAME : YES BANK
Type – Current
BRANCH – LAMINGTON ROAD, MUMBAI
NAME – MEDA IMPEX
AC -018963400009047
IFSC – YESB0000189
10:05
BANK NAME : YES BANK
Type – Current
BRANCH – CHEMBUR, SION TROMBAY ROAD
NAME : VENUS ENTERPRISES
A/c: 103263400001973
IFSC code – YESB0001032
10:06
Please add these three merchant accounts as your payees
10:06
Please notify me when the addition is complete
10:11
Hello
10:12
In reply to this message
Please check whether the beneficiary of this merchant account can be transferred by imps
10:13
Ramamurthy Seetharaman
yes the beneficiary of this merchant can be transferred by RTGS
10:14
Yashi Patel
In reply to this message
Can imps be used?
10:14
Ramamurthy Seetharaman
being current account i can do RTGS only
10:15
Yashi Patel
Please wait
10:18
Ramamurthy Seetharaman
Yesterday also I have made payment through RTGS to this merchant
10:20
Yashi Patel
In reply to this message
Now I will help you apply for a new merchant account of 100000RS, do you think it is ok?
10:20
Ramamurthy Seetharaman
ok
10:23
Yashi Patel
BANK NAME : ICICI BANK
Type – current
BRANCH – Nashik – Sharanpur Road
NAME – Siddhivinayak enterprise
AC -002705502200
IFSC – ICIC0000027
10:24
Prepayment: 100000RS
10:24
Remember to select imps for transfer
10:24
The merchant account is valid for 10 minutes, please pay successfully within 10 minutes
10:24
Please send me the detailed transfer screenshot after completing the prepayment
10:28
Ramamurthy Seetharaman
Not able to pay to this merchant by imps
10:29
Yashi Patel
What method did you use to pay the 100,000 RS yesterday?
10:30
Ramamurthy Seetharaman
yesterday it was coming but today showing
10:31
about UPI limit issues and not transferable to this payee
10:31
Yashi Patel
In reply to this message
Please wait
10:39
Hello
10:40
Ramamurthy Seetharaman
now Siddhivinayak enterprise has been approved by bank, shall I pay through RTGS?
10:40
Yashi Patel
In reply to this message
Is the beneficiary added to this merchant account successful?
10:40
Ramamurthy Seetharaman
yes
10:41
Yashi Patel
In reply to this message
Bank Name : ICICI Bank
type – current
Branch – Nashik – Saharanpur Road
Name – Siddhivinayak Enterprise
one -002705502200
fsk – isic0000027
10:41
In reply to this message
please confirm
10:41
Ramamurthy Seetharaman
Venus enterprise also approved by bank
10:41
yes
10:42
Yashi Patel
In reply to this message
Please wait
10:42
Ramamurthy Seetharaman
but RTGS only
10:43
Yashi Patel
In reply to this message
Pay now
10:43
Ramamurthy Seetharaman
Amount
10:43
Yashi Patel
Prepaid: 345419RS
10:43
Ramamurthy Seetharaman
To Siddhivinayak Enterprise?
10:44
Yashi Patel
In reply to this message
Bank Name : ICICI Bank
type – current
Branch – Nashik – Saharanpur Road
Name – Siddhivinayak Enterprise
one -002705502200
fsk – isic0000027
10:45
Can pay by RTGS
10:50
Ramamurthy Seetharaman
10:51
ICICI Bank Acc XX012 debited with INR 3,45,419.00 on 28-Mar-23. Info:BIL*INFT*0006.Avl Bal is INR 69,813.90. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
10:51
Yashi Patel
Please wait
10:54
After receiving the deduction information, please forward it to me as soon as possible
10:55
Ramamurthy Seetharaman
Since this one is same bank transfer its an auto transfer and payment not made by RTGS
10:55
Yashi Patel
ok
10:55
Please wait
11:01
Merchant is verifying
11:17
Yashi Patel
In reply to this message
Send a text message starting with ICIC
11:22
Ramamurthy Seetharaman
11:23
Yashi Patel
Please wait
11:28
The merchant is being verified, please wait patiently
11:28
Verification successful, I will notify you
11:28
Ramamurthy Seetharaman
OK
11:55
Ramamurthy Seetharaman
I am not available for another 30 minutes
11:57
Yashi Patel
Please wait, I will leave you a message
12:35
Ramamurthy Seetharaman
I am here
12:36
Yashi Patel
Verification successful
12:36
Please provide me with the following information and I will pay your salary
name:
Bank Account
Bank name:
IFSC code:
12:36
Please check the balance of your work account first
12:37
Ramamurthy Seetharaman
name : Ramamurthy S
Bank Account : 41069039772
Bank Name : State Bank of India
IFSC code SBIN0002238
12:37
Yashi Patel
Please confirm: 3106257RS
12:37
Ramamurthy Seetharaman
yes the balance is showing 3106257RS
12:38
Yashi Patel
OK
12:38
Please wait. At present, many employees are paying wages, and the merchant will settle the payment for you within 30 minutes.
12:38
Please notify me when salary is received
12:38
Ramamurthy Seetharaman
OK
14:07
Ramamurthy Seetharaman
Still I have not received my salary
14:59
Yashi Patel
Haven’t received your salary yet?
14:59
Please confirm, if you have not received it, I will help you contact the merchant.
15:00
Ramamurthy Seetharaman
not yet received
15:02
But please check with merchant since you are dealing with and revert and ask for proof of payment
15:02
Yashi Patel
OK, wait a minute, I’ll check with you.
15:03
Ok, please be patient. I am now contacting the merchant
15:21
Ramamurthy Seetharaman
if any issue with remittance to this bank should i give other bank details of mine?
15:23
Yashi Patel
Please wait a moment, the bank may be delayed, I am requesting a detailed transfer screenshot from the merchant.
15:28
15:29
The merchant system reports that your credit score is insufficient
15:30
Ramamurthy Seetharaman
I will give you ICICI Bank details
15:30
Yashi Patel
Because of the previous operation error, now need to make up the credit score
15:31
The credit score reaches 100% to settle all the money for you.
15:31
Ramamurthy Seetharaman
from where this has been found out?
15:35
how to increase the credit score?
15:36
Yashi Patel
This is the merchant’s feedback. You made a mistake and took too long to repair the data, which affected your credit score.
15:36
I am waiting for the merchant’s reply, please be patient.
15:37
Ramamurthy Seetharaman
but until I have fund in my account its not possible to make prepayment
16:14
Yashi Patel
I have received instructions from my superiors, you now have to make up the credit: 11
16:14
When the credit score reaches 100, all your money can be settled.
16:27
Ramamurthy Seetharaman
now what needs to be done?
16:34
Yashi Patel
I have reported your situation to the superior in detail, and the superior said that you need to add credit points: 11
16:34
Requires prepayment: 1100000RS
16:35
Make up the credit score: 100 and you can get all the money back
16:38
Ramamurthy Seetharaman
After increasing credit score how to ensure that new requirements will not come furthet. How sure I will get all the payments? Talk to superior and confirm now.
16:53
Yashi Patel
I’ve double-checked your situation and will definitely get all your money back after improving your credit score.
16:54
In reply to this message
You don’t have to worry, because each of your transfers has detailed records and screenshots. Each merchant account has passed real-name authentication and is also an account under the merchant’s name.
16:55
If any problems arise. Accounts and companies with real-name authentication will be sanctioned by relevant departments.
16:55
These are your best protections. Please don’t worry.
17:10
Ramamurthy Seetharaman
Is it possible to release 50% of the amount so that I will arrange to prepay 1100000RS?
17:11
Yashi Patel
It is not possible to apply for release of 50% of the amount for you now.
17:12
If you are due to financial problems, I can feed back your details to your superiors.
17:13
Ramamurthy Seetharaman
yes I am having financial problems now.
17:14
I will continue to take further task definitely to increase my credit score
17:14
Yashi Patel
I will explain your situation to my superiors
17:15
As I said before, every transfer has a detailed record, and the payee is real-named and serious, which is 100% guaranteed for you.
17:15
Each previous task has a high reward, so the system review will be very strict.
17:15
hope you understand
17:16
Ramamurthy Seetharaman
I understand but situation is like this I could be able to undertake new task to increase the credit limit instead of prepayment
17:19
Yashi Patel
But the superior has given clear instructions that you need to make up the credit
17:21
Ramamurthy Seetharaman
I will do new task to increase my credit limit instead of prepayment due to financial issues
17:24
Yashi Patel
I have repeatedly confirmed with my superiors, make up the credit points, and you can get all the money back.
17:24
Don’t worry, I’ll apply for enough time for you to go fundraise.
17:33
Ramamurthy Seetharaman
Further to prepayment of 1100000RS to increase credit limit to 100, how sure that further prepayment will not be there for some other issues which no no one knows at present, moreover I have taken lot of loan from outside.
17:34
Yashi Patel
In reply to this message
When you make up the last credit score and the credit score reaches 100, you can withdraw all your money and salary
17:47
Hello, is there anything else you don’t understand?
17:56
Ramamurthy Seetharaman
but everytime you pepole said this one is final prepayment to withdraw full amount but seems never ending process
17:56
Yashi Patel
In reply to this message
Trust me, I won’t lie to anyone who trusts me
17:58
I swear to our patron saint Vishnu
17:59
Vishnu is our patron saint who will punish anyone who breaks his promise
18:02
In reply to this message
I have repeatedly confirmed with the financial and business departments. I guarantee my work. When you complete the credit score of 11 points and the credit score reaches 100 points, you can withdraw all the money and salary in your work account.
18:04
Ramamurthy Seetharaman
Deleted Account 18.03.2023 14:24:06
After completing the security verification and releasing the risk control, 40% of the verified funds will be returned to your bank account within 1-3 minutes. Remove the risk control and withdraw in full
18:04
Deleted Account 18.03.2023 15:04:06
You need to prepay: 591668RS to complete the verification, complete the security verification and release the risk control, you can withdraw cash
18:04
Deleted Account 22.03.2023 14:46:06
I’ll double check with you. The system prompts that the secondary verification is 100% successful, and there will be no more problems. After the verification is completed, the full amount can be withdrawn
18:04
Deleted Account 22.03.2023 14:50:08
Need to be reminded, the system prompts that the second time is 100% successful, and the full amount can be withdrawn after the verification is completed. You can get a withdrawal amount of 3106257RS
18:04
Deleted Account 22.03.2023 14:50:27
You won’t lose a penny. After completing the security verification. You get back all your money and all the profits you made
18:05
Ramamurthy Seetharaman
These are all the messages sent earlier
18:05
Yashi Patel
If you want to get high remuneration, you have to go through strict scrutiny by various departments
18:06
You also know the style of the department concerned.
18:06
But this time I have repeatedly confirmed with various departments, this is the last time.
18:12
You made a mistake in task 18, resulting in insufficient credit points. Now you only need to complete the final supplementary credit point 11, and the credit score reaches 100 points, and you can withdraw all your money and salary
18:56
Yashi Patel
Hello, is there anything else you don’t understand?
19:00
Ramamurthy Seetharaman
In reply to this message
Could you please send mail confirmation from your superiors stating that final prepayment and no further prepayment after this one.
19:02
Yashi Patel
In reply to this message
I will pass it on to my superiors for you
19:02
Ramamurthy Seetharaman
Thank you
19:05
I am in full debt and not able to take further loan also by showing mail confirmation i will take further loan
19:06
Yashi Patel
OK
19:06
i am contacting my superior
19:06
Please wait
19:23
Yashi Patel
Waiting for superior’s reply
19:23
Ramamurthy Seetharaman
Okay
19:39
Yashi Patel
19:40
Feedback from my supervisor
19:41
The system has already prompted that this is the final step
19:41
Ramamurthy Seetharaman
OK
19:42
Yashi Patel
Please let me know when you are ready to complete the credit score
29 March 2023
12:24
Ramamurthy Seetharaman
Hello
12:24
Yashi Patel
Hello
12:25
Are you ready to fill up your credit score?
12:27
Ramamurthy Seetharaman
The money lender is asking for a mail communication from your supervisor to my mail id stating that the prepayment of 1100000RS is the last one based on that the entire fund could be withdrawn.
12:28
Yashi Patel
Please wait
12:38
Hello
12:38
Please provide your email
12:40
Ramamurthy Seetharaman
srmurthy0507@gmail.com
12:40
Yashi Patel
Ok, I am now applying to my superior, please be patient
12:44
Ramamurthy Seetharaman
In reply to this message
Also to mention about no further prepayment will be there once credit rating reaches 100
12:46
Yashi Patel
Please wait patiently, there are a lot of people working now, the business is very busy now, I am trying my best to help you contact my superior
13:34
Yashi Patel
In reply to this message
This is a notification from the merchant system, which has already stated that this is the last payment
13:35
After paying this amount, there will be no further payments and you can get all your money back
13:36
Ramamurthy Seetharaman
I understand the notification from merchant but last time also the notification has been received from merchant where they mentioned after secondary verification the fund can be withdrawn
13:38
Yashi Patel
I have repeatedly confirmed this amount with my superiors and relevant departments yesterday.
13:38
This is indeed the final step and the final payment. If not, there is nothing you can do about it.
13:39
Because the account of each transfer is authenticated by the merchant. You also have detailed records, what are you worried about?
13:40
Ramamurthy Seetharaman
Since the money lender is asking for mail from your supervisor to authenticate this, i am asking for the same
13:46
Yashi Patel
In reply to this message
Well, let me recommend a few more reliable loan apps for you
13:48
Ramamurthy Seetharaman
I will pay 10000RS in addition to repayment, once I withdraw the fund
13:49
Yashi Patel
Navi
Dhani App
Bajaj Capital
zest money
dummy finance
13:50
These are the loan apps that can help you
13:50
i believe they can help you through
13:50
In reply to this message
This is for your own good, I think this is the solution you can implement at the moment
13:56
Ramamurthy Seetharaman
I will try the same and also speak to your supervisor to send me a final mail confirming no further prepayment will be there after releasing credit point to 100, so that I can approach local money lender instead of going through loan formalities and my situation is also bad that I may not be able re pay until I withdraw the fund.
13:58
Yashi Patel
In reply to this message
All I recommend to you are legitimate loan companies.
13:59
they are all legal
13:59
In reply to this message
The local moneylenders you speak of, I think their interest is not in compliance with the law. Not a legitimate company.
14:06
Ramamurthy Seetharaman
Since I have already taken loan for various prepayments made earlier from legitimate companies yet to repay, these companies may not be able to approve for further loan so I will have to approach local moneylender even if its not a legitimate company. Please talk to your supervisor and do something on this. If not I do not require accumulated salary, I require the amount that I have paid till secondary verification.
14:07
Yashi Patel
In reply to this message
Please wait a moment, my superior is helping you with your affairs, please wait patiently
14:53
Yashi Patel
In reply to this message
Please try the APP I recommend to you
14:59
Ramamurthy Seetharaman
Instead of taking loan again and again and now its difficult to sanction by legitimate companies, pls.speak to your supervisor for withdrawal of fund the amount that I have paid aloan and not require salary after that I will pay the amount to compensate my credit rating.
15:01
Yashi Patel
In reply to this message
I have assured you that this is the last payment
15:01
When you complete the credit score of 11 points and the credit score reaches 100 points, you can withdraw all the money in your account
15:07
Ramamurthy Seetharaman
To take loan from local moneylender they are asking for documentary evidence that I will return the amount immediately that is the reason I asked you for mail from your supervisor saying that this is the final prepayment and no further prepayment will be there so that they will release loan amount to complete successfully.
15:11
Yashi Patel
In reply to this message
you can provide this
15:11
In reply to this message
I suggest you try a regular loan app
15:13
Ramamurthy Seetharaman
The moneylender is not accepting telegram message since its not authenticated one. They will accept only mail communication.
15:13
Yashi Patel
In reply to this message
How did you get the loan before?
15:24
Ramamurthy Seetharaman
I got loan earlier based on collateral and since the loan amount exceeded I cannot go further for fresh loan, so I have decided to approach moneylender now and explained them my situation and they assured that the loan will be paid subject to returning back within one or two days along with interest. Based on my assurance of repayment they are asking for mail communications from your company supervisor on this subject stating that this is final prepayment and no further payment will be there.
15:26
Yashi Patel
In reply to this message
You can try regular loan apps that I recommend
15:59
Ramamurthy Seetharaman
I will try it out but I doubt whether I will get or not
15:59
Yashi Patel
In reply to this message
Please notify me when you are ready
16:15
Ramamurthy Seetharaman
If not I will revert back else please get a email from your supervisor on this subject to show it to moneylender for loan.
16:16
Yashi Patel
In reply to this message
Please try the regular loan APP I recommend to you
31 March 2023
10:26
Yashi Patel
Good morning
12:08
Ramamurthy Seetharaman
Hello
12:09
Yashi Patel
how are you getting ready
12:12
Do you have any question?
12:12
Ramamurthy Seetharaman
with great difficult situation I managed to get loan from moneylender, hope this should be the final prepayment. Could you please check once again before starting prepayment?
12:13
Yashi Patel
In reply to this message
I have confirmed with the merchant many times that when you complete the credit score of 11, you can withdraw all the money and salary in your account
12:13
Ramamurthy Seetharaman
Ok
12:13
Yashi Patel
how long do you need
12:14
Ramamurthy Seetharaman
Lets start now itself
12:14
Yashi Patel
Are you ready to prepay: 1100000RS?
12:14
Ramamurthy Seetharaman
yes
12:14
Yashi Patel
OK, wait a minute, I’ll get the merchant account information for you
12:16
Hello
12:16
I will help you apply for a business beneficiary now
12:17
Bank name – Yes Bank Ltd
Branch – Thiruvananthapuram
Account type – savings
Account holder name – CIJU THOMAS
Account number – 034952000007453
IFSC CODE: – YESB0000349
Accept IMPS/RTGS/ATM deposit ONL
12:17
Bank name- axis
Branch -SHANKAR NAGAR RAIPUR
Account type – Current Account
Account holder name – BABUL BAIRAGI
Account number -923020005895629
IFSC CODE: -UTIB0004132
Accept IMPS/RTGS/ATM deposit ONL
12:17
Bank name – icic
Branch – Boisar
Account type – Current
Account holder name – KAVYA TRADING
Account number – 006305005748
IFSC code -ICIC0000063
12:17
Ramamurthy Seetharaman
should I do binding these beneficiaries?
12:17
Yashi Patel
Add these three merchant accounts as beneficiaries
12:18
Added successfully, please notify me
12:24
Ramamurthy Seetharaman
Bank name- axis
Branch -SHANKAR NAGAR RAIPUR
Account type – Current Account
Account holder name – BABUL BAIRAGI
Account number -923020005895629
IFSC CODE: -UTIB0004132
Accept IMPS/RTGS/ATM deposit ONL
12:24
IFSC CODE is not correct
12:24
Yashi Patel
In reply to this message
Please wait
12:25
In reply to this message
Was this added successfully?
12:25
Ramamurthy Seetharaman
no, showing IFSC code is wrong
12:26
Yashi Patel
Bank name – Yes Bank Ltd
Branch – Thiruvananthapuram
Account type – savings
Account holder name – CIJU THOMAS
Account number – 034952000007453
IFSC CODE: – YESB0000349
Accept IMPS/RTGS/ATM deposit ONL
12:26
Ramamurthy Seetharaman
the other two I have added waiting for bank confirmation
12:26
Yashi Patel
In reply to this message
ok
12:27
In reply to this message
Can’t this be added?
12:27
Ramamurthy Seetharaman
yes
12:27
Yashi Patel
Please wait, I am contacting the merchant
12:31
The other 2 beneficiaries are successfully added, please notify me before payment can be made
12:31
Ramamurthy Seetharaman
OK
12:54
Ramamurthy Seetharaman
Bank name – Yes Bank Ltd
Branch – Thiruvananthapuram and Bank name – icic
Branch – Boisar
12:54
both has been added now
12:55
Yashi Patel
Please inquire if adding beneficiary can pay
12:58
Ramamurthy Seetharaman
yes the amount could be paid
12:58
Yashi Patel
Bank name – Yes Bank Ltd
Branch – Thiruvananthapuram
Account type – savings
Account holder name – CIJU THOMAS
Account number – 034952000007453
IFSC CODE: – YESB0000349
Accept IMPS/RTGS/ATM deposit ONL
12:58
Bank name – icic
Branch – Boisar
Account type – Current
Account holder name – KAVYA TRADING
Account number – 006305005748
IFSC code -ICIC0000063
12:59
Are these two?
12:59
Ramamurthy Seetharaman
yes
12:59
Yashi Patel
Please wait
13:04
are u there?
13:04
Ramamurthy Seetharaman
yes
13:05
Yashi Patel
Bank name – icic
Branch – Boisar
Account type – Current
Account holder name – KAVYA TRADING
Account number – 006305005748
IFSC code -ICIC0000063
13:05
This prepayment: 500000RS
13:06
Please send me the detailed transfer screenshot after completing the prepayment
13:11
Ramamurthy Seetharaman
13:11
ICICI Bank Acc XX012 debited with INR 5,00,000.00 on 31-Mar-23. Info:BIL*INFT*0006.Avl Bal is INR 6,18,815.90. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
13:11
Yashi Patel
Please wait
13:12
Waiting for merchant verification information
13:13
After receiving the deduction information, please forward it to me as soon as possible
13:14
Ramamurthy Seetharaman
Since this transfer is same bank transfer no deduction information message will come.
13:17
Yashi Patel
OK
13:17
Please wait
13:20
In reply to this message
Verification successful
13:20
In reply to this message
Continue to pay: 300000RS
13:20
Continue to pay: 300000RS
13:20
Remember to select imps for transfer
13:21
Ramamurthy Seetharaman
To pay to Kavya Traders 300000RS?
13:21
Yashi Patel
Bank name – icic
Branch – Boisar
Account type – Current
Account holder name – KAVYA TRADING
Account number – 006305005748
IFSC code -ICIC0000063
13:22
In reply to this message
Prepayment: 300000RS
13:22
Ramamurthy Seetharaman
OK
13:24
Yashi Patel
Please send me the detailed transfer screenshot after completing the prepayment
13:24
Ramamurthy Seetharaman
13:24
Yashi Patel
Please wait
13:25
In reply to this message
This text message also needs to be sent to me
13:25
Ramamurthy Seetharaman
please wait
13:27
yet to receive message from Bank
13:27
Yashi Patel
Please notify me when you receive a text message
13:27
Ramamurthy Seetharaman
ok
13:30
Yashi Patel
In reply to this message
Please check, is it refunded to your account?
13:31
Ramamurthy Seetharaman
ICICI Bank Acc XX012 debited with INR 3,00,000.00 on 31-Mar-23. Info:BIL*INFT*0006.Avl Bal is INR 3,18,815.90. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
13:32
Yashi Patel
Please wait
13:32
Waiting for merchant verification information
13:41
Now is the peak time for tasks, please wait patiently
13:42
Ramamurthy Seetharaman
OK
13:43
Yashi Patel
Bank name – icic
Branch – Boisar
Account type – Current
Account holder name – KAVYA TRADING
Account number – 006305005748
IFSC code -ICIC0000063
13:44
Prepayment: 300000RS
13:44
Ramamurthy Seetharaman
Can I get verification confirmation for earlier payment?
13:44
Yashi Patel
In reply to this message
Verification successful
13:44
Ramamurthy Seetharaman
OK
13:45
now should i do transfer 300000RS to same merchant?
13:45
Yashi Patel
In reply to this message
Yes
13:45
Ramamurthy Seetharaman
OK
13:45
Yashi Patel
In reply to this message
this
13:50
Please send me the detailed transfer screenshot after completing the prepayment
13:51
Ramamurthy Seetharaman
13:51
not able to transfer the amount to this merchant
13:51
Yashi Patel
In reply to this message
Please wait
13:53
In reply to this message
Prepayment: 200000RS Try it out
13:54
Please send me the detailed transfer screenshot after completing the prepayment
13:55
Ramamurthy Seetharaman
13:55
ICICI Bank Acc XX012 debited with INR 2,00,000.00 on 31-Mar-23. Info:BIL*INFT*0006.Avl Bal is INR 1,18,815.90. For dispute Call 18002662 or SMS BLOCK 012 to 9215676766
13:56
Yashi Patel
Please wait
13:56
Waiting for merchant verification information
13:59
In reply to this message
Verification successful
13:59
Bank name – icic
Branch – Boisar
Account type – Current
Account holder name – KAVYA TRADING
Account number – 006305005748
IFSC code -ICIC0000063
13:59
Prepayment: 100000RS
13:59
Please send me the detailed transfer screenshot after completing the prepayment
14:00
Ramamurthy Seetharaman
14:00
Yashi Patel
Please wait
14:00
Ramamurthy Seetharaman
Not allowing to transfer to this merchant
14:02
Yashi Patel
In reply to this message
I am contacting the merchant
14:02
Ramamurthy Seetharaman
ok
14:04
Yashi Patel
Do you still have your upi quota of 100000RS?
14:04
Ramamurthy Seetharaman
yes
14:05
Yashi Patel
I help you apply for a new merchant account and use UPI for payment
14:05
Ramamurthy Seetharaman
OK
14:07
Yashi Patel
Bank name – Icici Bank Ltd
Branch – Bijapur
Account type – current
Account holder name – SAI JEWELLERY
Account number – 650605057981
IFSC CODE: – ICIC0006506
Accept IMPS/RTGS/ATM deposit ONL
14:07
Give me a detailed screenshot after the UPI transfer is successful.
14:10
Ramamurthy Seetharaman
Do you have UPI ID?
14:12
not able to transfer by UPI, should I bind the beneficiery?
14:13
Yashi Patel
Is it okay to transfer money from UPI to bank card account?
14:14
Ramamurthy Seetharaman
I will try it out
14:14
Yashi Patel
Hello
14:15
Ramamurthy Seetharaman
give me bank card account
14:15
Yashi Patel
Let me help you apply for a merchant UPI of 50000RS
14:15
bs.developer6033@axisbank
14:15
Prepayment: 50000RS
14:17
Ramamurthy Seetharaman
14:17
Yashi Patel
Please wait
14:17
Waiting for merchant verification information
14:19
bs.developer6033@axisbank
14:19
In reply to this message
Prepayment: 50000RS
14:19
In reply to this message
Verification successful
14:19
Ramamurthy Seetharaman
ok
14:20
To transfer balance 50000RS to bs.developer
14:21
Yashi Patel
The same as the previous prepayment: 50000RS
14:22
Please send me the detailed transfer screenshot after completing the prepayment
14:22
Ramamurthy Seetharaman
14:23
Yashi Patel
OK
14:23
Waiting for merchant verification information
14:28
In reply to this message
Verification successful
14:28
Please check your work account balance
14:29
Ramamurthy Seetharaman
4206257RS
14:30
Yashi Patel
OK
14:30
https://t.me/harjotkaur888
14:30
Please add our finance department
14:32
Ramamurthy Seetharaman
I have added and waiting for revert
14:33
Yashi Patel
OK
15:06
Ramamurthy Seetharaman
She is talking about VIP channal which I cannot afford, Pls. talk to her and release the amount instalment basis as you know I have to repay my loan urgently
15:07
Yashi Patel
Please send me a screenshot of your conversation with Finance
15:08
Ramamurthy Seetharaman
15:08
15:09
15:09
Yashi Patel
I am the risk control department, you need to contact your financial department now for consultation
15:10
Ramamurthy Seetharaman
But you said after credit limite payment I will get the entire amount and now changing the words
15:11
Yashi Patel
The merchant has already tried to pay you
15:12
But because the amount you withdraw is too high
15:12
There is no exclusive large-amount VIP channel
15:12
So I can’t remit money for you all at once. For details, you can contact Finance.
15:12
I will also find a way for you.
15:13
Ramamurthy Seetharaman
Please I have taken loan from local moneylender and he will kill me if i am not paying the amount
15:16
Yashi Patel
In reply to this message
I will definitely send you money
15:16
What you have to do now is to open the VIP channel as soon as possible
15:16
Ramamurthy Seetharaman
Please help me
15:16
Yashi Patel
What does the finance commissioner say?
15:16
For details, you should contact her first
15:16
she will assist you
15:17
Ramamurthy Seetharaman
but to open asking for 50% deposit of 4206257RS which I cannot take loan also
15:17
Yashi Patel
In reply to this message
There must be a solution
15:20
Ramamurthy Seetharaman
I do not have any solution now and all relates to money only
15:21
Yashi Patel
I will pass your questions on to the merchant and financial department
15:21
Ramamurthy Seetharaman
Please help me out
15:24
Yashi Patel
please wait patiently
16:41
Ramamurthy Seetharaman
16:42
Yashi Patel
What you have to do now is to open the VIP channel as soon as possible
16:43
Ramamurthy Seetharaman
on 28th I got message that once I remit the amount after releasing the credit limit I will get the full payment and now again paying amount is impossible
16:43
Yashi Patel
In reply to this message
There is no exclusive large VIP channel
16:44
Has the financial side helped you solve it?
16:44
Ramamurthy Seetharaman
No
16:45
Yashi Patel
Please contact the financial department to help you solve
16:48
Ramamurthy Seetharaman
I asked for atleast to pay 50% of the total amount so that I will pay back my moneylender loan urgently but they are saying that to open VIP channel by paying 2103129RS. How could I take further loan, pls. talk to them to release atlease 50% of the total rest let the merchant keep, I am not require VIP
16:50
Yashi Patel
In reply to this message
Since your funds are too large, you need to open a VIP channel before you can make a one-time withdrawal
16:59
Ramamurthy Seetharaman
but you did not told me earlier that once again prepayment is there, you said credit limit is the last one
17:00
Please talk to your superior and do something since I don’t know how to repay the loan amount
17:03
Yashi Patel
Please contact finance to help you
17:04
I will help you contact the merchant
17:04
Ramamurthy Seetharaman
They are not helping saying the same word opening of VIP channel
17:06
Please contact merchant and explain my situation I will remember you in my life time as I am also Vishnu devotee
17:09
Yashi Patel
In reply to this message
But you need to open the VIP channel
17:11
Ramamurthy Seetharaman
instead of opening VIP channel let the merchant pay partially atleast up to 50% of the total so that I will repay loan and balance after completion of VIP channel I will take it
17:11
Yashi Patel
In reply to this message
Didn’t the finance department tell you?
17:12
Ramamurthy Seetharaman
They are telling the same thing to open VIP channel
17:14
Yashi Patel
In reply to this message
I just contacted the financial department and the merchant, your funds are too large, you need to open a VIP channel to make a one-time cash withdrawal
17:15
Ramamurthy Seetharaman
but I cannot take further loan since my limit has exhausted and moneylender will fire me with huge interest and he will not give me loan, how to proceed further. If I get some 50% in my bank account atleast I can try out for further loan
17:16
Yashi Patel
In reply to this message
You can try the regular loan APP I recommend to you
17:17
Ramamurthy Seetharaman
but after opening VIP channel what next will come which I don’t know and the pre deposit is keep on continuing
17:18
you said security verification was the final one and credit limit was the final one and VIP channel whether its final one which I don’t know
17:18
Yashi Patel
In reply to this message
Didn’t the finance department tell you?
17:19
Ramamurthy Seetharaman
they didn’t told me earler
17:19
Yashi Patel
you contact her now
17:19
I am now contacting the merchant
17:20
Ramamurthy Seetharaman
Please contact merchant and help me in some ways
17:20
Yashi Patel
In reply to this message
The merchant has confirmed that you need to open the VIP channel now
17:21
Ramamurthy Seetharaman
Let them pay partially like 1000000RS now and balance as instalment instead of VIP channel, pls. talk to them
17:22
Yashi Patel
In reply to this message
The merchants have already told me that they help you with 30% of the aid
17:23
Ramamurthy Seetharaman
but 30% is not sufficient atleast if they help me out for 80% then balance I will try to take loan which will be lesser amount as you know arranging 1472192RS loan is very difficult task.
17:25
Yashi Patel
In reply to this message
This is last help for merchants
