Taking extra joining fees for credit card

Name of Complainant D. John David
Date of ComplaintOctober 13, 2022
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by D. John David:

I have got a call from HDFC Bank to take a credit. Then I applied for it. It was delivered to me and I have paid the joining fees of that card. I didn’t take not even a single rupee from that card, but it was lost. Then I blocked that card and it asked me to reissue the card. I have asked for reissuing. I have got the second credit card which was reissued, then again they are asking to repay the joining fees. At the same time, I have blocked that card request not to reissue the card.
Third time they called for reissuing credit card, I asked them not to issue that. But, they issued one more card, which is not even dispached from the bank and it was asking to pay the fees. I didn’t take a single rupee from any of the cards, but I have to pay 1000 rupees to the bank.
It might effect my cibil score. Please resolve my issue.
Thank you very much.

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