| Name of Complainant | |
| Date of Complaint | October 8, 2025 |
| Name(s) of companies complained against | Smart rupiya |
| Category of complaint | Banking |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I applied for short loan. The loan amount is 5600. But only ₹3360 was credited. And repayment time was 7 days. ₹2240 was charged as interest. Since the interest amount was high I made the payment. After accepting the payment the app automatically upgraded my loan to ₹7100 and ₹4260 was credited to my bank account. I had not applied at all. They are minting money at rocket interest. There’s no customer care number mentioned on their app. Please check the attachment. I need justice
Image Uploaded by Annapoorni S:
I was just exploring this app and looking at the repayment option and suddenly they gave me loan credited 3600 into my account which I was asked to repay 5600 in a week. They called me before the due date sending me all my contact details and an edited picture of mine threatening they’ll send to all the contacts. I have also paid the amount 5600 since I have taken it. But they asked for more repayment
this app not approved by the RBI, so it doesn’t affect your civil score.