SBI credit card payment dishonour fees

Name of Complainant Aishwarya Ramesh Karl3
Date of ComplaintApril 14, 2023
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Aishwarya Ramesh Karl3:

Due date of April month payment for sbi credit card was 12th April 2023 . I cleared all the payment before due date on 11th April 2023. Still without notice SBI credit card applied payment dishonour fees of Rs.500 on my card. When I called on customer care number for refund they said that your credit card is new. If you use card for 6 months then your payment dishonour fees will be refunded. When I said that if I cleared the fees before due date then why should this dishonour fees applied on my card. Then the customer care authorities answered that you should clear payment before 4 to 5 days of due date.. from where this rule exists that you should clear payment before 5 days of due date then why they mentioned due date???.Clearly this is fraud . SBI credit card is fraud. By using auto debit option the bank is applying unnecessary charges against a customer. I request customer complaints court to Please help me with the refund of charge SBI CREDIT CARD given me by the name PAYMENT DISHONOUR FEES.

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