Request for Urgent Rectification – Fraudulent Loan of ₹1.5 Lakhs Reflecting on My Credit Report

Name of Complainant Shubham Verma
Date of ComplaintOctober 21, 2025
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Shubham Verma:

I am writing to formally bring to your attention a serious discrepancy in my credit report. A loan of ₹1,50,000 is reflecting under the name “NORTHERNARCCAP” against my PAN, despite the fact that I have never applied for or availed any such loan from your institution or its affiliates.
This appears to be a case of identity misuse or fraudulent borrowing, and I request your urgent intervention to:
– Investigate and verify the origin and documentation of the said loan.
– Remove the loan entry from my credit report and PAN records immediately.
– Provide a written confirmation of the corrective action taken.
I am enclosing a screenshot of my credit report highlighting the disputed entry having PAN- ASEPV5176G.
Please treat this matter with utmost urgency, as it is adversely affecting my creditworthiness and financial standing. If any further documentation or clarification is required, I am available to cooperate fully.
Thanking you,

Image Uploaded by Shubham Verma:

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