Regarding low cal score due to earcpl credit card

Name of Complainant Dinesh singh R
Date of ComplaintAugust 6, 2025
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Dinesh singh R:

My name is Dinesh Singh R. I have an account in hdfc bank. As per latest cibil score, my score is 617, which is very low as on 29/07/2025. The detailed report shows that I have pending payments to be made of some EARCPL credit card and SBI credit card , both are showing active status. But I have cleared all my dues and there is no pendency of payment. I am a government employee and my gross salary is around 1 lakh per month. Even though I am unable to apply for credit card due to low cibil score. Please help me in sorting my issue and improve my cibil score. It will be a great help to me if this problem is sorted out at the earliest please.
My contact number is 9940558589 (linked to all my accounts)

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Regarding low cal score due to earcpl credit card

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