Regarding EMI deduction for Non Avail Loan

Name of Complainant Manoj Kumar Gautam
Date of ComplaintJuly 13, 2022
Name(s) of companies complained against
Category of complaint Internet Services
Permanent link of complaint Right click to copy link
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Text of Complaint by Manoj Kumar Gautam:

Dear Sir/Mam,

I’m writing this mail regarding a fraud which was done to me by Hinduja Housing Finance Ltd 418 4th floor, Tower-2, Pearl Omaxe Building, Netaji Subhash Palace Complex, Peetanpura, Delhi 34.

On 29th June 2022 I got a SMS from the company regarding EMI deduction alert for Home loan, which I never availed from the company, YES !! I had applied for this loan from them, which I was refused due to extra charges ( Bribe ), which was demanded by the company’s employee.

I didn’t understand, If there is no amount that has been credited as a Loan into my account from Hinduja Housing Finance Ltd. So why am I receiving messages and calls from them?

I also don’t understand , without submitting my PDC & final consideration of the proposal letter and without signing agreement how the finance company can proceed with their process.

I urge you to kindly investigate this matter as soon as possible, as I am getting mental harassment from the company for paying the EMI for the loan which was not sanctioned to me.

AS Per SMS please Loan number and EMI amount mentioned below.

Loan Number : – DL/SDR/SDRA/A000000661
EMI AMT :- 27494/-

Please do the needful. You can reach me at 9650010622

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Regarding EMI deduction for Non Avail Loan

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