Private money lender charging 40% fee and the same is not mention in the policy

Name of Complainant Aditya Harjot
Date of ComplaintJune 4, 2022
Name(s) of companies complained against
Category of complaint Cyber Crime
Permanent link of complaint Right click to copy link
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Text of Complaint by Aditya Harjot:

Hi Sir/Madam,

I have applied for a loan of Rs.8000/- through PokketKredit application downloaded through google play store on 29th May 2022… After submit all the details it says that i am eligible for Rs.15,000/- i have updated my kotak bank details and received only Rs.4811/- (1801 + 3010 respectively) after getting the odd amount i open the application to check and it says the repayment is Rs.8,000/- (3000 + 5000) that from two different lenders I am cluless.

Today one of the collection executive called me through whatsapp call (no.+91 9219082626) and ask me to make the payment, When i told him to i have received only Rs.4811/- he said the remaining is 40% one time fee and told me to pay the amount I said him to share the policy where it is return to which he shared the snapshot of my contact list. I think he is indirectly threatening me that he will call them. Below is the message he first sent me on whatapp.

Hello MR/Ms I am from kredit cash Application Collection Department.                Dear Customer:
Today is the Last Date 3/6/2022 of your Loan.Please Do your payment within 1 hour Honestly.Because your personal information and Application updating officially time.If you will not pay with in 1 hour, after that the case will be handover to cyber security Agency department.So please co-operate with us.
          Warning!!!!!!!
If any activities like ignoring messages,not receiving call, don’t do payment, don’t reply messages if it seen then I will take action on same time.and same time your case will Forward to cyber security Agency.
         Thank you!!!!!!!!!
Kredit cash application collection Department

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Private money lender charging 40% fee and the same is not mention in the policy

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