Not taken loan but still getting messages to repay

Name of Complainant Samarti
Date of ComplaintJuly 14, 2022
Name(s) of companies complained against
Category of complaint Cyber Crime
Permanent link of complaint Right click to copy link
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Text of Complaint by Samarti:

I had registered in kredit coin loan app with my pan and bank account details. But not accepted the loan amount and now they are forcing me to pay 3x amount in 6 days. Receiving this message ” Important Notice ❗ *[KreditCoin]*Dear user, we regret to inform you that your loan on *[KreditCoin]* is overdue. Despite our best efforts to contact you and request payment, your loan has not been repaid. If you don’t pay, it will be considered a *serious* violation and we will take legal action against you. Worst of all, you will be identified as a willful defaulter, will be convicted of wilfully defrauding a loan, and criminal proceedings can be instituted under Sections 403 and 415 of the Indian Penal Code, 1860 (IPC). Your case will be heard in public, and your family, friends, colleagues and leaders will be contacted for audit and hearing. So please consider this text message as our last chance to remind you.
If you are interested in negotiating payment, please log in *[KreditCoin]*
Download link https://bit.ly/3Hj3kjW” from number +91 87618 98858. On app they don’t have contact number and email. Help me.

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