MULTIPLE CHQ BOUNCES CHARGES DEDUCTED IN SINGLE MONTH

Name of Complainant Mohammad Abdul Sajjad
Date of ComplaintOctober 16, 2023
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Mohammad Abdul Sajjad:

Sir,

I have taken Personal Loan in Piramal Capital Housing Finance Limited on 29th Dec 2022 Loan No PRFPBLN0000246F , After that Due to some health issues and Banking problem , I was not able to pay the EMI on time , But they have presented ECS in my account multiple times in a single month , They have charged me Rs.1000/- Bounce charges in Feb’23 , Rs.1000/- in Apr’23 , Rs.1500/- in May’23 , Rs. 1500/- in Jun’23 , Rs.1500/- in Jul’23 , Rs. 1500/- in Aug ’23 and Rs. 1500/- in Sep’23 as a Bounce charges . They have charged additional charges to EMI also , Charges was not mentioned EMI is 6534 /- but they charged excess in above mentioned months . I have raised a request to Mandate change in May ’23 but they have not provided me the link up to Aug ’23 , i have paid 590/- rupees for Mandate change request , the amount was not reflected in statement . Why they are charging multiple bounce charged in single month for single EMI and it is their failure to provide me mandate change link after paying Mandate changing fee , Why the 590 rupees not reflecting in statement.

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MULTIPLE CHQ BOUNCES CHARGES DEDUCTED IN SINGLE MONTH

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