Loan Status On cibil showing active but no dues or liability pending.

Name of Complainant Pratik Bajaj
Date of ComplaintNovember 8, 2025
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Pratik Bajaj:

Payufinan opened my account in 06/03/2019. I cleared all the dues on 04/08/2022. Current balance is showing 0 and there is no overdue showing but still they are not closing my account on CIBIL Transunion which is impacting my credit score and whenever I put my file for any loan it gets rejected saying that u have taken loan from this payufinan company which is showing active. I have shared this many times with CIBIL also and I tried contacting to PAYUFINAN but there is no contact number, and I can’t find any institution. I again raised the complaint via cibil that this account does not belong to me now and they closed the dispute saying to get in touch with PAYUFINAN. I am Sharing the pic of my cibil report also.

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