Name of Complainant	Amardeep
Date of Complaint	December 17, 2025
Name(s) of companies complained against	Mpokket
Category of complaint	Banking
Permanent link of complaint	Right click to copy link
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I took a loan from mpocket loan app , initially there process is, if you repay timely they increase the limit at the time of repayment.
Being a student, I used to repay timely and withdraw the same to continue the carrying forward process considering the full lump sum repayment when employed somewhere to end the loan transaction with them
Around December or January 2025 , i got a message for repayment due date and i repaid them a half portion to withdraw the same for further repayment
They held the installment and didn’t let me withdraw the similar amount which was being withdrawn previously for a while. At that time having just a limited amount with me , I didn’t futher repay them since they held my previous installment. Later on due to unemployment i considered repayment as soon I get settled financially but I got legal notice from udit sharma and associates that I have an overdue which is far away from my original loan I took and in percentage they increased 40 percent of repayment amount. I will definitely pay them the due but the late charges or overdue charges they charged me is unimaginable and not acceptable

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