These loan apps will try and put you under a continuous cycle of debt. You get a message about some loan or some pending loan and you click on the app/install the link, they will take access to your contacts and media. Have read so many reviews from people online where their lives have been ruined by these people. I got a message once and now constantly receiving whatsapp messages and calls from indian and international numbers. One even shared my whole contact list with me asking me to pay or they will contact everyone. No otp, no verification on most apps. You install, put your phone number and it gives itself an automatic otp and startes hacking your details. One of the chats even said that your phone has been hacked and we will share your photos and personal details with everyone in your contact list and tell everyone you are a fraud. There are so many apps – Cash Advance, Cash Fish, Firstcash, Rupeeslend, Asan loan, Bestpaisa, Easyloan, Salaryloan, Fastcash, Loanfish etc. A huge scam by people to harass normal people and extort money. Please take some action as they are ruining the youth and lives of so many people.