LIGHTNING RUPEE LOAN APP FRAUD

Name of Complainant Shrija Verma
Date of ComplaintNovember 27, 2022
Name(s) of companies complained against
Category of complaint Internet Services
Permanent link of complaint Right click to copy link
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Text of Complaint by Shrija Verma:

This is to bring to your notice that on 25th November at 9.54 am and on 26th November at 5.09 and 5.17 pm, I have received INR 1800 each at the 3 occassions in my account.
I had logged in into this loan app called Lightning rupee and merely entered my details for checking if i am eligible for the loan. I did not check for any loans or give any approval for loan. it just got credited into my account solely on clicking on explore loans. I never asked for a loan nor did i request for one. I was just exploring the app.
Now there is now way available for reversal or repay.
On reading about this app online and checking for complains, i discovered that they call 7 days after disbursal of amount and demand the amount in some other account. and then once that is done they demand more. They also threaten the victims of using their data and contacts etc and sharing objectionable and offensive pictures with their contacts.
THIS IS VERY SCARY.
I have informed my bank aswell to see if reversal is possible to the account from where the money was credit and thus writing a complain here to see that the app is taken down at the earliest to save People from cyber bullying and cyber harassment.
kindly look into the matter.
Thanks.

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