| Name of Complainant | |
| Date of Complaint | July 24, 2023 |
| Name(s) of companies complained against | Jinesh Finance App |
| Category of complaint | Cyber Crime |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I downloaded the app from AppStore to check out loans for a personal expense as I came across the app details while searching for short term loans. Once the app downloaded, I gave my details and then the app stopped loading. I went on about my day and suddenly I saw I received some money without any reference to the loaning institution.
I thought my friend sent and since it was a hectic day at work, I thought I’ll contact my friend and ask about this in the evening. When I asked my friend, the friend said no transaction was done so left it as is.
I remembered this app the next day and thought to check and see if I am eligible for any loan and I notice money has been disbursed without my approval or anything. The amount disbursed did not match the amount I am asking to be paid.
First transaction details
Loan sanctioned : 4500
Amount disbursed: 2475
Second transaction details
Loan sanctioned : 4500
Amount disbursed: 2475
It was showing I have to repay the whole amount by 11th June 2023 but I did not approve of these loans and I am unable to cancel the processing loans as shown in the app.
On 10th June 2023, I received a message from +9779702516700 stating that if I don’t repay then they will leak obscene images of me to my contact list and they sent a photo of my contact list which I did not give permission to access firstly.
I blocked the number immediately and appointed a lawyer to send a legal notice on my behalf for which the real JINESH Finance responded stating that this is a scam app and they have also filed a case against the scam app.
Afterwards, I kept receiving threats from +9779702516855, +880 1972-491503, +880 1974-228967 which was immediately blocked and after speaking to my lawyer, we decided to file a case against them next month where we would state that I shall repay the amount they disbursed as is.
However, on 23.07.2023, I received a message asking for payment along with the selfie and a morphed nude image with my face and a man (whose face is also morphed into) which was sent to my two references as well. I have filed a cyber complaint online immediately against this number +880 1868-355271. I have also approached the Joint Commissioner Office in Chennai for filing a complaint.
My issue is that my contact list contains numbers of my co workers, clients and other work related contacts and I do not want them to receive any such images.
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