| Name of Complainant | |
| Date of Complaint | October 4, 2025 |
| Name(s) of companies complained against | ICICI |
| Category of complaint | Banking |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I have a home loan with ICICI bank.
Its been almost two years I have applied for PMAY, but ever since its in Pending.
-Status says not eligible on ICICI banks status .
-bank people Pmay scheme is not there in our bank, but at the time of disbursement they took all the details and signed several forms from me.
They didnt shared any pmay acount details to me to check when asked several times.
If the subsidy amount was sanctioned yearly I could easily avoided paying more interest.
Now on this subsidy amount only I may be paying at least 3-4 more lakhs as interest and I don’t think bank has no idea on this. Purposefully and deliberately The Bank Staff has not sending my application to further.
Even to reduce the Bank RR I have to put an application which is again charged. But to increase RR Banks apply the rate over night.
Very Bad on this Part. Why Banks what to exploit common man like us?
My status on Icici Bank home loan website is showing that ready to submission to NHB.
But if with the application number I tried on PMAY subisidy website, its showing wrong application number. But through icici website showing not eligible, same status is showing since last 6 months continuously.
Why they are doing so i don’t know. Even while giving loan they used to call continuously but for this subsidy issue i raised concern but nobody bothered.
Disappointed by ICICI bank
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