I have not taken any loan but on my CIBIL Its showing loan

Name of Complainant Alok Kumar
Date of ComplaintOctober 11, 2022
Name(s) of companies complained against
Category of complaint Internet Services
Permanent link of complaint Right click to copy link
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Text of Complaint by Alok Kumar:

I have not taken any loan and never get in touch with Hero Fin Corp Ltd company. But When i check my Cibil report its showing me loan amount which i have never taken and even approached. Which is impacting my cibil record and this is not acceptable at all, i have never applied for this loan. I never got the amount in my any account and No emi is ever deducted from my any account.

Please find the below details that showing on my

Credit Limit

Sanctioned Amount
3,04,644
Current Balance
4,06,964
Cash Limit

Amount Overdue
2,07,364
Rate of Interest
23.82
Repayment Tenure
48
EMI Amount
9,902
Payment Frequency
Monthly
Actual Payment Amount
10,480
Date Opened / Disbursed
30/09/2020
Date Closed

Date of Last Payment
02/12/2020
Date Reported And Certified
31/08/2022
Value of Collateral

Type of Collateral

Suit – Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Settlement Amount

Image Uploaded by Alok Kumar:

I have not taken any loan but on my CIBIL Its showing loan

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