I didn’t apply for any loan with PCFIN – CEASE TERMINATED but it’s showing in my CIBIL report

Name of Complainant Umesh Kumar
Date of ComplaintSeptember 28, 2024
Name(s) of companies complained against
Category of complaint Cyber Crime
Permanent link of complaint Right click to copy link
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Text of Complaint by Umesh Kumar:

Dear Sir/Madam,

I hope this email finds you well.

I am writing to bring to your attention a serious discrepancy in my CIBIL report. It is showing that I have applied for a loan with IDBI Bank, while I have never made such an application. I recently applied for a correction with CIBIL, but my request was rejected, and they have advised me to contact your bank directly to resolve this issue.

This erroneous record is negatively impacting my CIBIL score, and I kindly request your assistance in rectifying this at the earliest. I will attach a screenshot of the loan default announcement that incorrectly mentions my name, which I hope will assist you in investigating the matter.

I request you to please verify the details at your end and update the CIBIL authority accordingly to correct this misinformation and improve my CIBIL score.

I appreciate your prompt attention to this matter and look forward to a swift resolution.

Thank you for your assistance.

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