Fraud of credit card that impacting credit score

Name of Complainant Athrav Vasmatkar
Date of ComplaintOctober 17, 2024
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Athrav Vasmatkar:

Hi TransUnion team,

I am writing to bring to your attention an issue with my bank account (Kotak Bank) that is impacting my credit score and CIBIL report.

Recently, I noticed an unauthorized Credit Card display of 5,000 RS on my account from the EARCPL. I would like to clarify that I have not applied for or taken out this loan. However, this incorrect information has resulted in a significant decrease in my credit score, from an initial 750 down to 600. account number for EARCPL Credit card is BP_COC_31690181

I kindly request your assistance and expertise in investigating this matter and removing the erroneous loan from my record as soon as possible.

Following are the details of my bank account:
Pan No: BVYPV7814D
Account Number: 8913669567
IFSC Code: KKBK0001774
Bank Name: Kotak Mahindra Bank
Name: Athrav Manojrao Vasmatkar

Image Uploaded by Athrav Vasmatkar:

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