Fraud message from Kredit Fund app

Name of Complainant Diksha
Date of ComplaintSeptember 23, 2022
Name(s) of companies complained against
Category of complaint Cyber Crime
Permanent link of complaint Right click to copy link
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Text of Complaint by Diksha:

They are giving me continuously fake messages to repay the loan otherwise we will take action and I didnot took any loan .

Message is :- Important notice from the official, please pay attention❗❗❗
Dear customer, we regret to inform you that your *Kredit Fund* loan is overdue. Despite our best efforts to contact you multiple times to request payment, your loan has not been repaid. If you do not pay, it will be considered a *serious* violation and we will take legal action against you. Worst of all, you will be found as a wilful defaulter, will be convicted of wilfully defrauding the loan, and can bring criminal proceedings under Sections 403 and 415 of the Indian Penal Code (IPC), 1860. Your case will be heard in public and your family, friends, colleagues and leaders will be contacted for hearings. Your reputation will take a huge hit. So please consider this information our last chance to remind you.(*Important*: After payment, please must upload 12-digit UTR, otherwise payment may be invalid)
Please reply immediately upon receipt,Please copy the link and open it in your browser
*Kredit Fund* download link https://bit.ly/3PYAxUL

Image Uploaded by Diksha:

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