Fake / Incorrect Loan Entry in Credit Report under “MUTHOOTNAN” – Loan Not Taken by Me

Name of Complainant MANJULA
Date of ComplaintJanuary 13, 2026
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by MANJULA:

A loan account has been wrongly reported in my credit report under the name “MUTHOOTNAN”, which I have never availed.

The incorrect loan details are:

Loan / Account Number: 071600000091626

Name Shown: MUTHOOTNAN

Loan Type: Business Loan (Unsecured)

Overdue Amount Showing: ₹1,016

Current Balance: ₹0

I clearly state that I have never taken any loan from any bank or NBFC under the name “MUTHOOTNAN”. This name does not belong to me and is not associated with my identity. My correct name is Manjula N W/O Nagarajan.

This appears to be a case of fake, incorrect, or misreported loan data, which has negatively affected my credit score and caused financial and mental stress. I have not given consent, signed any loan application, or provided KYC documents for this loan.

I request the concerned authority to investigate this incorrect entry and direct the lender to remove the false loan record from all credit bureaus at the earliest.

I am willing to provide identity proof and supporting documents if required.

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