“Dear Sir/Madam, I am from the collection team of Money Poket. You have outstanding payment of your loan debt. If you do not respond and show a good attitude towards the settlement of your loan, we would be forced to reach out to your emergency contacts and other contacts from your address book with your gallery images and all personal details. App Download Link: https://bit.ly/4a1j2O3 Note: This damages your reputation. Your respect is in your own hands.”