| Name of Complainant | |
| Date of Complaint | July 18, 2022 |
| Name(s) of companies complained against | ram loan app |
| Category of complaint | Cyber Crime |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I WAS DOWNLOAD RAM LOAN APP IN MY ANDROID MOBILE FOR LOAN PURPOSE ON DATED 06.07.2022. I TRYED TO APPLY LOAN THROUGH RAM APP FOR AN AMOUNT OF RS. 82,000/-. DURING THE INITIAL PROCESS FOR APPLYING LOAN, RAM APP ASKED ABOUT MY PERSONAL INFORMATION LIKE NAME, DOB, ADDRESS, CONTACT NUMBER, PHOTO, AADHAR CARD AND PAN CARD. I FILLED ALL THE DETAILS CORRECTLY AND UPLOAD ALL NECESSARY DOCUMENTS. AFTER UPLOADING THE DOCUMENTS RAM APP SHOWING LOAN AMOUNT ONLY RS. 7000,/-(RUPEES SEVEN THOUSAND ONLY) AS I NEED LOAN FOR AN AMOUNT OF RS. 82,000/- (RUPEES EIGHTY TWO THOUSAND ONLY) BUT RAM APP SHOWING RS. 7000/ ONLY, SO I CANCELLED MY LOAN REQUEST APPLICATION AND DID NOT PROCESSED. ON THE SAME DATE I.E 06.07.2022 AN AMOUNT OF RS. 3780/- (RUPEES THREE THOUSAND SEVEN HUNDRED EIGHTY ONLY) WAS CREDITED INTO MY ACCOUNT BY RAM APP WITH TRANSACTION ID S11358530 AND TRANSACTION DESCRIPTION I.E IMPS/218712563994/PLUCK N DE/ICICI B/XX5414/282533. AS I NEED LOAN FOR AN AMOUNT OF RS. 82,000/- BUT RAM APP CREDITED ONLY RS. 3780/-. SO I RETURNED THE SAME AMOUNT I.E RS. 3780/- THROUGH RAM APP PAYMENT PROCESS (I.E UPI PAYMENT) ON THE SAME DATE I.E 06.07.2022. THEREFORE, RAM APP STAFF CALL ME AND USED ABUSING LANGUAGE AND THREATING TO PAY RS. 7,000/- THROUGH RAM APP. THEY CALL ME MANY TIMES. I WAS ALSO PAID RS. 500/- ON DATED 10.07.2022 FOR CLOSING LOAN ACCOUNT. BUT THEY STILL USING ABUSING LANGUAGE AND THREATING ME TO PAY REMAINING AMOUNT OTHERWISE NECESSARY LEGAL ACTION WILL BE TAKEN AGAINST YOU.
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