Credit score problems in Cibil due to loan app banned by RBI

Name of Complainant KANNAJI LAKSHMI DURGA
Date of ComplaintSeptember 28, 2024
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by KANNAJI LAKSHMI DURGA:

Dear Sir, or Madam, My name is Kannaji Lakshmi Durga, I have taken a personal loan of Rs.5750 on 6-9-2019 from PC Financial Pvt Ltd (Cash Been Loan App), due to my financial difficulties at that time I could not make the repayment on the due date. Moreover, they charged me 11,518 rupees every day in the form of interest, which I could not pay in one year due to financial difficulties. Next, I paid the amount to be settled with them through a recovery agent. , but since then till today my “cibil report and experian” reports show overdue amount, it is not cleared even till today, at that time the company was banned by RBI, I approached them again and asked them to pay the amount again and clear cibil if necessary but where are they? Not available, I am facing a lot of financial problems due to the overdue they registered in my cibil, I am not getting any kind of loans, I pray that you can give me justice in this matter, thank you
Loan Account Number : 190906020249299026

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