Complaints regarding hidden charges and request for refund.

Name of Complainant Sumit
Date of ComplaintMarch 26, 2026
Name(s) of companies complained against ,
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by Sumit:

Respected Sir/Madam,
I have process to take a loan from Jai Prakash Finance
I have charges/fees have been applied to which were not clearly disclosed at the time of loan agreement. The details are as follows:
• Extra charges amount: ₹699
• Type of charge: (processing fee / penalty / interest / other)
• Date of deduction: 21/03/2026
These charges were not communicated or agreed upon by me. This is unfair and against RBI guidelines for transparent lending.
I request you to:
1. Provide a detailed breakdown of all charges applied
2. Refund the unauthorized charges immediately
If this issue is not resolved within 7 days, I will escalate the matter to RBI Ombudsman.
Regards,
Gaurav Danej
9595941352

Image Uploaded by Sumit:

Complaints regarding hidden charges and request for refund.

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