| Name of Complainant | |
| Date of Complaint | January 15, 2026 |
| Name(s) of companies complained against | |
| Category of complaint | Banking |
| Permanent link of complaint | Right click to copy link |
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Sir/Madam,
I, Balaji Lahu Bondre, residing in Jalna, Maharashtra, wish to file a formal complaint against a financial institution named PCFIN, whose lending license appears to have been revoked, as per the information reflected in my attached credit report.
Despite this, the said institution has reported an outstanding personal loan of ₹8,053 with a delay of 118 days in my CIBIL credit bureau report, which was last updated on January 31, 2020. This old and inaccurate reporting has severely damaged my credit score and has adversely affected my ability to access financial services.
I respectfully submit that I have not received any communication, notice, or settlement intimation from the lender. Further, due to the apparent revocation of its license, I have been unable to contact the institution for clarification or repayment options. Since the last update dated January 31, 2020, the institution has neither followed up nor contacted me in any manner.
The continued reporting of such an outdated and unresolved loan account by an apparently non-operational or unlicensed entity is unjust and contrary to the principles of fair and accurate credit reporting.
I therefore request the Forum to kindly take cognizance of my complaint and issue appropriate directions to the concerned parties for correction or removal of the incorrect entry from my credit report, in the interest of justice.
Thank you for your kind consideration.
Yours faithfully,
Balaji Lahu Bondre
Mobile: 7066765616
Email: balajibondre2018@gmail.com
Date: 14/01/2026
