| Name of Complainant | |
| Date of Complaint | October 6, 2023 |
| Name(s) of companies complained against | HDFC Bank and MUTHOOTNAN |
| Category of complaint | Banking |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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I am writing to bring to your attention a concerning issue regarding my credit report on CIBIL through the link https://creditreport.paisabazaar.com/. After reviewing my credit report generated by Paisabazar.com with
ECN: 6538245512 and report date 04-10-2023,
and
another report was generated by
URL https://myscore.cibil.com/CreditView/creditReportPrint.page with
Control Number: 6547575366
Date: 06/10/2023
I discovered inaccuracies related to loan information attributed to
MUTHOOTNAN and HDFC BANK.
To clarify, I have never taken any loan from these banks or any other financial institution.
The profile information attached to my PAN is incorrect which is mentioned below.
1. Date of Birth:05/02/1989 Note (this incorrect Date of Birth),
2. Driver’s License Number: F-7NO 1045910 || Expiry Date 02/08/2068 Note (I do have not a driver license)
3. Address1: F NO01 UMA REGENCY UPKAR NAGAR NEAR DAV KAPIL DEV DAV KAPIL DEV RANCHI,
JHARKHAND 834001 Note (This address does not belong to me)
4. Address2: RAVI ENTERPRISES RAVI ENTERPRISES, FLAT NO 01 UMA REGENCY, UPKAR NGR KADRU
RANCHI Jharkhand 834002 Note (This address does not belong to me)
5. Email: VINITA.SURABHI1@GMAIL.COM Note (This is my email ID)
6. Phone No: 2241120 Note (This is not my phone no)
7. Mobile No: 9955575062 Note (This is not My Mobile No)
Please find the details of the incorrect loan information below:
Bank Name: MUTHOOTNAN
Loan Type: gold loan
Loan Account Number which is Active:
1. 1385MUL00008388|Date Opened: 20-05-2022|Date Reported and Certified:31/08/2023|Sanction Amount:15,600|Account Status: Active
2. 1385MUL00008387|Date Opened: 20-05-2022|Date Reported and Certified:31/08/2023|Sanction Amount:9,350| Account Status: Active
3. 1385MUL00007163|Date Opened: 07-07-2021|Date Reported and Certified :31/08/2023|Sanction Amount:10,900|Account Status: Active
Loan Account Number which is Closed:
1. 00000041745552700|Date Opened: 13/03/2023|Date Closed :15/03/2023|Sanction Amount: ₹15,000|Account Status: Closed
2. 1385MDL00001417 |Date Opened: 29/11/2021 |Date Closed :11/07/2022|Sanction Amount:10,250|Account Status: Closed
3. 1385MUL00006345 |Date Opened: 03/02/2021 |Date Closed :20/05/2022|Sanction Amount:7,050|Account Status: Closed
4. 1385MWS00004114 |Date Opened: 28/06/2019 |Date Closed :07/01/2020|Sanction Amount:48,000|Account Status: Closed
Bank Name: HDFC BANK
Loan Type: Credit Card
Loan Account Number: 0001012500002995887 Credit Limit: 36,615 Current Balance: 36,615 Amount Overdue:7,300
Date Opened : 18-06-2012 | Sanction Amt : 36,615 | Date Reported And Certified :30/09/2023
Furthermore, the report also indicates that the address details where the loans are supposedly sanctioned do not match my residential address.
Incorrect Residential Address:
Address1 :F NO01 UMA REGENCY UPKAR
NAGAR NEAR DAV KAPIL DEV DAV KAPIL DEV RANCHI,
JHARKHAND Jharkhand 834001
Note(This address does not belong to me)
Address2: RAVI ENTERPRISES RAVI ENTERPRISES,
FLAT NO 01 UMA REGENCY,
UPKAR NGR KADRU RANCHI Jharkhand 834002 Note(This address does not belong to me)
I kindly request a thorough investigation into all the loan information inaccuracies and incorrect address details.
I have attached a copy of my CIBIL report from Paisabazar.com for your reference.
I look forward to your immediate action and the resolution of this issue.
Image Uploaded by Vinita Kumari: