COMPLAINT AGAINST RBI LICENCED NBFC — DATSON EXPORTS LTD

Name of Complainant DEVENDER KUMAR
Date of ComplaintAugust 21, 2025
Name(s) of companies complained against
Category of complaint Banking
Permanent link of complaint Right click to copy link
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Text of Complaint by DEVENDER KUMAR:

Dear Sir / Madam,
Greetings of the day!

I want to bring my case to your attention. At the time of Corona I took a loan of Rs. 22500/- (on 22/07/2022) from a mobile based app. Datson Exports Ltd. runs that app. I could not make payment on time. After few months , means in around 3-4 months they started to ask me to pay Rs. 251887/-, which was unexpected and unfair so I tried to get in touch with the company but company was not interested to talk to me, but they were more interested in threatening me for money.
I tried to get in touch with cyber crime, RBI, Finance ministry but in vain. Later even the company stopped calling me.
Now, when I applied for loan, it got rejected due to my CIBIL report

1. My cibil report says that I took a personal loan from DATSON EXPORTS LTD, who gave me this loan
Date:- 01/03/2022
Amount- Rs. 22500/-
Rate of Interest- 0.50
Actual Payment Amount- Rs. 26438/-
Amount Overdue – Rs. 270000
Status- Willful default

I emailed my issue to CIBIL. CIBIL says , they do not use their mind , they just copy and paste the data they receive from NBFC/Lender.

RBI has a very long process of complaint, and has no control over rate of interest.
So after doing many exercises I decided to write to you.

I believe this time I am at the right place, and my voice will be heard.

I am also attaching my CIBIL report for your reference. Password is my PAN number which is – AOKPK5791C.

Please help.

Thanks and regards,
Devender Kumar

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