Bank of Baroda credit loan complaint

Name of Complainant Vinay Jagannath Dixit
Date of ComplaintJanuary 23, 2024
Name(s) of companies complained against
Category of complaint Internet Services
Permanent link of complaint Right click to copy link
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Text of Complaint by Vinay Jagannath Dixit:

Hi,
I was out of India and returned back in March 2018, i don’t remember taken any loan from Bank of Baroda.
It however is affecting my cibil score
Infact this is the only reason why my cibil score is less.
Infact my loan account in BOB financials shows that I paid in sept 2018 and in December 2018 some loan amount but this is absolutely not true I haven’t taken any loan and haven’t paid to BoB financials anything.

This account is now showing as written off ….I need to close this account for ever and need NOC so as to improve my cibil score.

As on date I have no pending defaults
I have been paying my credit cards and homeloan ontime.
Please close this credit issue with NOC and delete this account from my cibil score

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